For the quarter ended December 2025, Customers Bancorp (CUBI) reported revenue of $236.94 million, up 41.5% over the same period last year. EPS came in at $2.06, compared to $1.36 in the year-ago quarter.
The reported revenue compares to the Zacks Consensus Estimate of $229.75 million, representing a surprise of +3.13%. The company delivered an EPS surprise of +0.88%, with the consensus EPS estimate being $2.04.
While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how Customers Bancorp performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Efficiency Ratio: 49.5% compared to the 47.8% average estimate based on three analysts.
- Net Interest Margin: 3.4% versus 3.4% estimated by two analysts on average.
- Average Balance - Total interest-earning assets: $23.93 billion versus $23.81 billion estimated by two analysts on average.
- Annualized net charge-offs to average loans and leases: 0.3% versus the two-analyst average estimate of 0.5%.
- Total Non-Interest Income: $32.52 million versus $27.89 million estimated by three analysts on average.
- Loan fees: $7.42 million compared to the $10.25 million average estimate based on two analysts.
- Commercial lease income: $14.19 million versus $11.53 million estimated by two analysts on average.
- Net interest income tax equivalent: $204.78 million versus $205.18 million estimated by two analysts on average.
View all Key Company Metrics for Customers Bancorp here>>>
Shares of Customers Bancorp have returned +4.9% over the past month versus the Zacks S&P 500 composite's +0.7% change. The stock currently has a Zacks Rank #2 (Buy), indicating that it could outperform the broader market in the near term.
Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report
Customers Bancorp, Inc (CUBI): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).
Zacks Investment Research
