JPMorgan CEO Jamie Dimon Sees Rising Regulatory Risk for Card Networks Such as Visa (V)

Visa Inc. (NYSE:V) is one of the best stocks to buy and hold for 20 years.

On January 21, 2026, JPMorgan CEO Jamie Dimon warned that customer access to credit could be sharply curtailed following a proposed 10% cap on U.S. credit card interest rates. According to him, the move could mean the removal of backup credit for up to 80% of Americans. While speaking at the World Economic Forum in Davos, the executive highlighted a rising regulatory risk for the broader card ecosystem, including companies such as Visa Inc. (NYSE:V). The risk is looming as policymakers weigh cost-of-living pressures ahead of U.S. elections. With implementation details remaining unclear, the proposal revives investor concerns surrounding transaction volumes and issuer economics once lending tightens significantly.

Within this setting, Visa Inc.’s (NYSE:V) growth outlook depends on the expansion of digital payments.

On January 21, 2026, multiple sources reported that Apple is engaging Visa Inc. (NYSE:V) and other networks to roll out its payments service in India from 2026 onward. The move potentially broadens Visa’s exposure to one of the world’s fastest-growing digital payments markets, subject to approvals.

The move follows the company’s January 15, 2026, move, where Visa Inc. (NYSE:V) enabled Apple Pay support for Chinese-issued Visa Cards. With this, the company aims to expand acceptance across in-store, in-app, and online transactions and reinforce cross-border and mobile payment momentum.

Visa Inc. (NYSE:V), a global payments technology company, operates the VisaNet network, which facilitates secure electronic transactions worldwide.

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Disclosure: None.