For the quarter ended December 2025, Enterprise Financial Services (EFSC) reported revenue of $193.59 million, up 15.9% over the same period last year. EPS came in at $1.36, compared to $1.32 in the year-ago quarter.
The reported revenue represents a surprise of +4.9% over the Zacks Consensus Estimate of $184.55 million. With the consensus EPS estimate being $1.37, the EPS surprise was -0.37%.
While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how Enterprise Financial Services performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Efficiency Ratio: 59.2% versus 59.9% estimated by three analysts on average.
- Net Interest Margin: 4.3% compared to the 4.2% average estimate based on three analysts.
- Net charge-offs to average loans: 0.7% versus the two-analyst average estimate of 0.2%.
- Average Balance - Total interest earning assets: $15.97 billion versus the two-analyst average estimate of $15.82 billion.
- Total Noninterest Income: $25.41 million compared to the $19.22 million average estimate based on three analysts.
- Net interest income (FTE): $171.65 million compared to the $168.57 million average estimate based on two analysts.
- Net Interest Income: $168.17 million versus the two-analyst average estimate of $165.22 million.
- Other income: $11.89 million versus $5.25 million estimated by two analysts on average.
- Tax credit income: $3.18 million versus $2.75 million estimated by two analysts on average.
- Deposit service charges: $5.08 million versus $5 million estimated by two analysts on average.
- Card services revenue: $2.62 million versus $2.78 million estimated by two analysts on average.
- Wealth management income: $2.64 million compared to the $2.8 million average estimate based on two analysts.
View all Key Company Metrics for Enterprise Financial Services here>>>
Shares of Enterprise Financial Services have returned +0.3% over the past month versus the Zacks S&P 500 composite's +0.2% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.
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Enterprise Financial Services Corporation (EFSC): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).
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