Northwest Bancshares (NWBI) reported $179.94 million in revenue for the quarter ended December 2025, representing a year-over-year increase of 16.7%. EPS of $0.33 for the same period compares to $0.27 a year ago.
The reported revenue represents a surprise of +3.34% over the Zacks Consensus Estimate of $174.13 million. With the consensus EPS estimate being $0.31, the EPS surprise was +7.84%.
While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how Northwest Bancshares performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Efficiency Ratio: 63.1% versus the three-analyst average estimate of 59.4%.
- Net interest margin: 3.7% versus the three-analyst average estimate of 3.7%.
- Net charge-offs to average loans, annualized: 0.4% versus the two-analyst average estimate of 0.4%.
- Average Balance - Total interest-earning assets: $15.39 billion versus the two-analyst average estimate of $15.33 billion.
- Total noninterest income/(loss): $37.78 million versus the three-analyst average estimate of $32.83 million.
- Net Interest Income (FTE): $143.2 million versus $140.5 million estimated by two analysts on average.
- Mortgage banking income: $0.38 million compared to the $1 million average estimate based on two analysts.
View all Key Company Metrics for Northwest Bancshares here>>>
Shares of Northwest Bancshares have returned +2% over the past month versus the Zacks S&P 500 composite's +0.2% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.
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Northwest Bancshares, Inc. (NWBI): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).
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