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FirstSun Capital (FSUN) Q4 Earnings: How Key Metrics Compare to Wall Street Estimates

By Zacks Equity Research | January 26, 2026, 7:30 PM

For the quarter ended December 2025, FirstSun Capital (FSUN) reported revenue of $111.36 million, up 12.9% over the same period last year. EPS came in at $0.95, compared to $0.86 in the year-ago quarter.

The reported revenue compares to the Zacks Consensus Estimate of $108.2 million, representing a surprise of +2.92%. The company delivered an EPS surprise of +11.11%, with the consensus EPS estimate being $0.86.

While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.

As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.

Here is how FirstSun Capital performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
  • Net interest margin (on FTE basis): 4.2% versus 4.1% estimated by two analysts on average.
  • Nonperforming assets: $72.29 million compared to the $77.76 million average estimate based on two analysts.
  • Nonperforming loans: $60.77 million compared to the $64.62 million average estimate based on two analysts.
  • Net Charge-offs: 0.3% versus the two-analyst average estimate of 0.3%.
  • Average interest earning assets: $7.92 billion compared to the $7.94 billion average estimate based on two analysts.
  • Efficiency Ratio: 65.4% versus 64% estimated by two analysts on average.
  • FTE net interest income (non-GAAP): $84.62 million compared to the $82.53 million average estimate based on two analysts.
  • Total Noninterest income: $26.74 million versus $25.7 million estimated by two analysts on average.
  • Net interest income (GAAP): $83.46 million versus $81.31 million estimated by two analysts on average.

View all Key Company Metrics for FirstSun Capital here>>>

Shares of FirstSun Capital have returned -1.5% over the past month versus the Zacks S&P 500 composite's +0.2% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.

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FirstSun Capital Bancorp (FSUN): Free Stock Analysis Report

This article originally published on Zacks Investment Research (zacks.com).

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