UnitedHealth Group (UNH) reported $113.22 billion in revenue for the quarter ended December 2025, representing a year-over-year increase of 12.3%. EPS of $2.11 for the same period compares to $6.81 a year ago.
The reported revenue represents a surprise of -0.04% over the Zacks Consensus Estimate of $113.26 billion. With the consensus EPS estimate being $2.09, the EPS surprise was +0.83%.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how UnitedHealth performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Operating Statistics - Medical Care Ratio: 92.4% versus the eight-analyst average estimate of 92.2%.
- UnitedHealthcare Customer Profile - People Served - Total Commercial - Domestic: 29.65 million versus the five-analyst average estimate of 30.02 million.
- UnitedHealthcare Customer Profile - People Served - Commercial - Domestic - Risk-based: 8.17 million versus 8.45 million estimated by five analysts on average.
- UnitedHealthcare Customer Profile - People Served - Commercial - Domestic - Fee-based: 21.49 million versus 21.57 million estimated by five analysts on average.
- Revenues- Products: $13.48 billion versus the eight-analyst average estimate of $13.86 billion. The reported number represents a year-over-year change of +0.1%.
- Revenues- UnitedHealthcare- Employer & Individual- Global: $861 million versus the eight-analyst average estimate of $829.74 million. The reported number represents a year-over-year change of +11.1%.
- Revenues- Services: $10.27 billion versus $9.47 billion estimated by eight analysts on average. Compared to the year-ago quarter, this number represents a +10.5% change.
- Revenues- Premiums: $88.81 billion compared to the $88.99 billion average estimate based on eight analysts. The reported number represents a change of +16.1% year over year.
- Revenues- Investment and other income: $647 million compared to the $1.11 billion average estimate based on eight analysts. The reported number represents a change of -58.3% year over year.
- Revenues- Optum Health: $25.54 billion compared to the $25.4 billion average estimate based on six analysts. The reported number represents a change of -0.5% year over year.
- Revenues- UnitedHealthcare- Total: $87.11 billion compared to the $87.3 billion average estimate based on six analysts. The reported number represents a change of +17.5% year over year.
- Revenues- Optum Insight: $5.04 billion versus $4.94 billion estimated by six analysts on average. Compared to the year-ago quarter, this number represents a +5.5% change.
View all Key Company Metrics for UnitedHealth here>>>
Shares of UnitedHealth have returned +6.9% over the past month versus the Zacks S&P 500 composite's +0.4% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.
Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report
UnitedHealth Group Incorporated (UNH): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).
Zacks Investment Research
