Stock Yards Bancorp (SYBT) reported $104.47 million in revenue for the quarter ended December 2025, representing a year-over-year increase of 11.7%. EPS of $1.24 for the same period compares to $1.07 a year ago.
The reported revenue represents a surprise of +2.09% over the Zacks Consensus Estimate of $102.33 million. With the consensus EPS estimate being $1.20, the EPS surprise was +3.05%.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how Stock Yards performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Net Interest Margin [%]: 3.6% compared to the 3.6% average estimate based on three analysts.
- Efficiency Ratio [%]: 52.5% versus 52.9% estimated by three analysts on average.
- Net charge offs to average loans: -0% versus the two-analyst average estimate of 0.1%.
- Average Interest- Earning assets [$M]: $8.81 billion compared to the $8.7 billion average estimate based on two analysts.
- Total non-interest income: $25.13 million versus the three-analyst average estimate of $24.72 million.
- Net Interest Income (FTE): $79.34 million versus $78.09 million estimated by two analysts on average.
- Net Interest Income: $79.25 million versus the two-analyst average estimate of $77.9 million.
View all Key Company Metrics for Stock Yards here>>>
Shares of Stock Yards have returned +2.1% over the past month versus the Zacks S&P 500 composite's +0.4% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.
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Stock Yards Bancorp, Inc. (SYBT): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).
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