For the quarter ended December 2025, First Financial Bancorp (FFBC) reported revenue of $239.99 million, up 6.4% over the same period last year. EPS came in at $0.80, compared to $0.71 in the year-ago quarter.
The reported revenue represents a surprise of -3.35% over the Zacks Consensus Estimate of $248.3 million. With the consensus EPS estimate being $0.78, the EPS surprise was +2.56%.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how First Financial performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Net Interest Margin: 4% compared to the 4% average estimate based on three analysts.
- Efficiency Ratio: 62.6% compared to the 57.6% average estimate based on three analysts.
- Total Noninterest Income: $64.77 million versus $77.63 million estimated by three analysts on average.
- Net interest income - tax equivalent: $175.22 million versus the two-analyst average estimate of $173 million.
View all Key Company Metrics for First Financial here>>>
Shares of First Financial have returned +8.1% over the past month versus the Zacks S&P 500 composite's +0.8% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.
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First Financial Bancorp. (FFBC): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).
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