For the quarter ended December 2025, Origin Bancorp (OBK) reported revenue of $103.43 million, up 32.6% over the same period last year. EPS came in at $0.95, compared to $0.46 in the year-ago quarter.
The reported revenue compares to the Zacks Consensus Estimate of $100.45 million, representing a surprise of +2.97%. The company delivered an EPS surprise of +8.36%, with the consensus EPS estimate being $0.88.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how Origin Bancorp performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Efficiency Ratio: 60.7% versus 60.6% estimated by two analysts on average.
- Net Interest Margin (NIM) - FTE: 3.7% versus 3.7% estimated by two analysts on average.
- Average Balance - Total interest-earning assets: $9.28 billion versus the two-analyst average estimate of $9.22 billion.
- Total nonperforming LHFI: $81.18 million versus $89.91 million estimated by two analysts on average.
- Total nonperforming assets: $81.88 million compared to the $90.69 million average estimate based on two analysts.
- Net charge-offs to total average LHFI (annualized): 0.2% versus the two-analyst average estimate of 0.2%.
- Total Noninterest Income: $16.74 million versus $15.7 million estimated by two analysts on average.
- Net Interest Income: $86.69 million versus $84.76 million estimated by two analysts on average.
View all Key Company Metrics for Origin Bancorp here>>>
Shares of Origin Bancorp have returned +8.7% over the past month versus the Zacks S&P 500 composite's +0.8% change. The stock currently has a Zacks Rank #2 (Buy), indicating that it could outperform the broader market in the near term.
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Origin Bancorp, Inc. (OBK): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).
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