For the quarter ended December 2025, Alerus (ALRS) reported revenue of $63.35 million, down 12.2% over the same period last year. EPS came in at $0.85, compared to $0.44 in the year-ago quarter.
The reported revenue compares to the Zacks Consensus Estimate of $71.1 million, representing a surprise of -10.9%. The company delivered an EPS surprise of +48.26%, with the consensus EPS estimate being $0.57.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how Alerus performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Efficiency ratio: 557.5% versus the two-analyst average estimate of 70.9%.
- Average Balance - Total interest earning assets: $4.93 billion versus $5.04 billion estimated by two analysts on average.
- Net charge-offs/(recoveries) to average loans: -0% versus 0.1% estimated by two analysts on average.
- Net interest margin, tax-equivalent: 3.7% versus 3.3% estimated by two analysts on average.
- Retirement and benefit services: $17.26 million versus $16.77 million estimated by two analysts on average.
- Wealth management: $7.44 million versus $6.95 million estimated by two analysts on average.
- Mortgage banking: $3.2 million versus the two-analyst average estimate of $2.8 million.
- Tax-equivalent net interest income: $45.83 million versus the two-analyst average estimate of $42.26 million.
- Other: $2.82 million versus the two-analyst average estimate of $2 million.
- Total Noninterest income: $31.45 million compared to the $28.85 million average estimate based on two analysts.
- Service charges on deposit accounts: $0.73 million versus the two-analyst average estimate of $0.83 million.
View all Key Company Metrics for Alerus here>>>
Shares of Alerus have returned +7.4% over the past month versus the Zacks S&P 500 composite's +0.8% change. The stock currently has a Zacks Rank #2 (Buy), indicating that it could outperform the broader market in the near term.
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Alerus Financial (ALRS): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).
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