PCB Bancorp (PCB) reported $29.17 million in revenue for the quarter ended December 2025, representing a year-over-year increase of 11.3%. EPS of $0.64 for the same period compares to $0.46 a year ago.
The reported revenue compares to the Zacks Consensus Estimate of $29.45 million, representing a surprise of -0.94%. The company delivered an EPS surprise of +5.79%, with the consensus EPS estimate being $0.61.
While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how PCB Bancorp performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Average Balance - Total interest-earning assets: $3.22 billion versus $3.29 billion estimated by two analysts on average.
- Efficiency ratio: 51.5% versus the two-analyst average estimate of 51.8%.
- Non-Performing Loans: $7.91 million compared to the $8.33 million average estimate based on two analysts.
- Net Interest Margin: 3.3% versus the two-analyst average estimate of 3.3%.
- Non-Performing Assets: $7.91 million versus $8.33 million estimated by two analysts on average.
- Total Noninterest Income: $2.55 million compared to the $2.3 million average estimate based on two analysts.
- Net Interest Income: $26.63 million versus $26.9 million estimated by two analysts on average.
View all Key Company Metrics for PCB Bancorp here>>>
Shares of PCB Bancorp have returned -0.5% over the past month versus the Zacks S&P 500 composite's +0.8% change. The stock currently has a Zacks Rank #4 (Sell), indicating that it could underperform the broader market in the near term.
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PCB Bancorp (PCB): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).
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