1 of Wall Street's Favorite Stock on Our Buy List and 2 Facing Challenges

Wall Street is overwhelmingly bullish on the stocks in this article, with price targets suggesting significant upside potential. However, it’s worth remembering that analysts rarely issue sell ratings, partly because their firms often seek other business from the same companies they cover.

Unlike the investment banks, we created StockStory to provide independent analysis that helps you determine which companies are truly worth following. Keeping that in mind, here is one stock where Wall Street’s excitement appears well-founded and two where consensus estimates seem disconnected from reality.

Two Stocks to Sell:

Mister Car Wash (MCW)

Consensus Price Target: $7.38 (31.5% implied return)

Formerly known as Hotshine Holdings, Mister Car Wash (NYSE:MCW) offers car washes across the United States through its conveyorized service.

Why Do We Avoid MCW?

1. Weak same-store sales trends over the past two years suggest there may be few opportunities in its core markets to open new locations
2. Returns on capital are growing as management invests in more worthwhile ventures
3. High net-debt-to-EBITDA ratio of 5× could force the company to raise capital at unfavorable terms if market conditions deteriorate

Mister Car Wash’s stock price of $5.62 implies a valuation ratio of 12x forward P/E. To fully understand why you should be careful with MCW, check out our full research report (it’s free).

Donnelley Financial Solutions (DFIN)

Consensus Price Target: $64.33 (24.9% implied return)

Born from the need to navigate increasingly complex financial regulations in the digital age, Donnelley Financial Solutions (NYSE:DFIN) provides software and technology-enabled services that help companies comply with SEC regulations and manage financial transactions and reporting requirements.

Why Does DFIN Worry Us?

1. Sales tumbled by 3% annually over the last five years, showing market trends are working against its favor during this cycle

Donnelley Financial Solutions is trading at $51.53 per share, or 12.2x forward P/E. Dive into our free research report to see why there are better opportunities than DFIN.

One Stock to Buy:

Ryan Specialty (RYAN)

Consensus Price Target: $64.31 (35.5% implied return)

Founded in 2010 by insurance industry veteran Patrick Ryan, Ryan Specialty (NYSE:RYAN) is a wholesale insurance broker and underwriting manager that helps retail brokers place complex or hard-to-place risks with insurance carriers.

Why Are We Backing RYAN?

1. Core business can prosper without any help from acquisitions as its organic revenue growth averaged 12.8% over the past two years
2. Earnings per share grew by 23.1% annually over the last two years, massively outpacing its peers
3. Strong free cash flow margin of 18.9% enables it to reinvest or return capital consistently

At $47.48 per share, Ryan Specialty trades at 21x forward P/E. Is now the time to initiate a position? Find out in our full research report, it’s free.

High-Quality Stocks for All Market Conditions

The market’s up big this year - but there’s a catch. Just 4 stocks account for half the S&P 500’s entire gain. That kind of concentration makes investors nervous, and for good reason. While everyone piles into the same crowded names, smart investors are hunting quality where no one’s looking - and paying a fraction of the price. Check out the high-quality names we’ve flagged in our Top 5 Growth Stocks for this month. This is a curated list of our High Quality stocks that have generated a market-beating return of 244% over the last five years (as of June 30, 2025).

Stocks that made our list in 2020 include now familiar names such as Nvidia (+1,326% between June 2020 and June 2025) as well as under-the-radar businesses like the once-small-cap company Exlservice (+354% five-year return). Find your next big winner with StockStory today.