For the quarter ended December 2025, Assurant (AIZ) reported revenue of $3.37 billion, up 7.6% over the same period last year. EPS came in at $5.61, compared to $4.79 in the year-ago quarter.
The reported revenue represents a surprise of +2.72% over the Zacks Consensus Estimate of $3.28 billion. With the consensus EPS estimate being $5.55, the EPS surprise was +1.01%.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how Assurant performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Net investment income: $140.3 million versus the five-analyst average estimate of $133.87 million. The reported number represents a year-over-year change of +1.8%.
- Net earned premiums, fees and other income: $3.23 billion versus the five-analyst average estimate of $2.68 billion. The reported number represents a year-over-year change of +7.8%.
- Fees and other income: $524.9 million compared to the $466 million average estimate based on four analysts. The reported number represents a change of +19.7% year over year.
- Net investment income- Global Lifestyle: $94.9 million versus the three-analyst average estimate of $89.8 million. The reported number represents a year-over-year change of +2.8%.
- Fees and other income- Global Lifestyle: $480.9 million versus the three-analyst average estimate of $418.52 million. The reported number represents a year-over-year change of +22%.
- Global Lifestyle- Net earned premiums, fees and other income: $2.52 billion versus $2.42 billion estimated by three analysts on average. Compared to the year-ago quarter, this number represents a +7.4% change.
- Net earned premiums- Global Housing: $667.5 million compared to the $649.81 million average estimate based on three analysts. The reported number represents a change of +10.7% year over year.
- Fees and other income- Global Housing: $43.9 million compared to the $47.54 million average estimate based on three analysts. The reported number represents a change of -1.1% year over year.
- Net investment income- Global Housing: $37.7 million compared to the $36.62 million average estimate based on three analysts. The reported number represents a change of +1.3% year over year.
- Global Housing- Net earned premiums, fees and other income: $711.4 million versus the three-analyst average estimate of $697.35 million. The reported number represents a year-over-year change of +9.9%.
- Total revenues- Corporate & Other: $6.8 million compared to the $6.65 million average estimate based on three analysts. The reported number represents a change of +1.5% year over year.
- Global Lifestyle- Net earned premiums: $2.04 billion compared to the $2 billion average estimate based on three analysts. The reported number represents a change of +4.4% year over year.
View all Key Company Metrics for Assurant here>>>
Shares of Assurant have returned -1.2% over the past month versus the Zacks S&P 500 composite's no change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.
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Assurant, Inc. (AIZ): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).
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