ProAssurance (PRA) reported $271.56 million in revenue for the quarter ended December 2025, representing a year-over-year decline of 5.6%. EPS of $0.82 for the same period compares to $0.36 a year ago.
The reported revenue represents a surprise of +3.9% over the Zacks Consensus Estimate of $261.36 million. With the consensus EPS estimate being $0.22, the EPS surprise was +272.73%.
While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how ProAssurance performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Underwriting Expense Ratio: 36.6% versus the three-analyst average estimate of 34.1%.
- Combined Ratio: 92.3% compared to the 110.7% average estimate based on three analysts.
- Net Loss Ratio: 55.7% versus the three-analyst average estimate of 76.6%.
- Net investment income: $40.17 million versus the three-analyst average estimate of $39.25 million. The reported number represents a year-over-year change of +9.1%.
- Equity in earnings (loss) of unconsolidated subsidiaries: $2.95 million versus $2.66 million estimated by three analysts on average. Compared to the year-ago quarter, this number represents a -49.4% change.
- Net premiums earned: $232.15 million versus $231.49 million estimated by three analysts on average. Compared to the year-ago quarter, this number represents a -3.7% change.
View all Key Company Metrics for ProAssurance here>>>
Shares of ProAssurance have returned +1.6% over the past month versus the Zacks S&P 500 composite's +1.8% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.
Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report
ProAssurance Corporation (PRA): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).
Zacks Investment Research
