For the quarter ended September 2025, ProAssurance (PRA) reported revenue of $273.98 million, down 1.5% over the same period last year. EPS came in at $0.15, compared to $0.34 in the year-ago quarter.
The reported revenue compares to the Zacks Consensus Estimate of $275.97 million, representing a surprise of -0.72%. The company delivered an EPS surprise of -46.43%, with the consensus EPS estimate being $0.28.
While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how ProAssurance performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Underwriting Expense Ratio: 34.9% compared to the 34.4% average estimate based on three analysts.
- Combined Ratio: 114.7% compared to the 108.8% average estimate based on three analysts.
- Net Loss Ratio: 79.8% compared to the 74.4% average estimate based on three analysts.
- Net premiums earned: $233.4 million versus $224.81 million estimated by three analysts on average. Compared to the year-ago quarter, this number represents a -4% change.
- Net investment income: $40.44 million versus $39.16 million estimated by three analysts on average. Compared to the year-ago quarter, this number represents a +8.5% change.
- Equity in earnings (loss) of unconsolidated subsidiaries: $4.73 million compared to the $5.83 million average estimate based on three analysts. The reported number represents a change of -0.8% year over year.
- Net Premiums Earned- Workers Compensation: $40.97 million versus $41.98 million estimated by two analysts on average. Compared to the year-ago quarter, this number represents a -2.1% change.
- Other Income- Workers Compensation: $0.41 million versus $0.49 million estimated by two analysts on average. Compared to the year-ago quarter, this number represents a -22.9% change.
- Net Premiums Earned- Segregated Portfolio Cell Reinsurance: $11.65 million compared to the $11.19 million average estimate based on two analysts. The reported number represents a change of -7.8% year over year.
- Net investment income- Segregated Portfolio Cell Reinsurance: $1.1 million versus the two-analyst average estimate of $0.96 million. The reported number represents a year-over-year change of +9%.
- Other Income- Specialty Property & Casualty: $1 million compared to the $1.57 million average estimate based on two analysts. The reported number represents a change of +1.4% year over year.
- Total Revenue- Specialty Property & Casualty: $181.78 million versus the two-analyst average estimate of $183.45 million. The reported number represents a year-over-year change of -4.2%.
View all Key Company Metrics for ProAssurance here>>>
Shares of ProAssurance have returned -0.9% over the past month versus the Zacks S&P 500 composite's +2.1% change. The stock currently has a Zacks Rank #2 (Buy), indicating that it could outperform the broader market in the near term.
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ProAssurance Corporation (PRA): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).
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