Columbia Banking (COLB) reported $491.37 million in revenue for the quarter ended March 2025, representing a year-over-year increase of 3.7%. EPS of $0.67 for the same period compares to $0.65 a year ago.
The reported revenue compares to the Zacks Consensus Estimate of $481.3 million, representing a surprise of +2.09%. The company delivered an EPS surprise of +6.35%, with the consensus EPS estimate being $0.63.
While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how Columbia Banking performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Efficiency Ratio: 69.1% versus the three-analyst average estimate of 55.1%.
- Net Interest Margin: 3.6% compared to the 3.6% average estimate based on three analysts.
- Total non-performing assets: $178 million compared to the $175.35 million average estimate based on three analysts.
- Average Balance - Total interest-earning assets: $47.74 billion versus the three-analyst average estimate of $47.98 billion.
- Total non-performing loans and leases: $175.15 million versus the three-analyst average estimate of $172.56 million.
- Net charge-offs to average loans and leases (annualized): 0.3% compared to the 0.3% average estimate based on three analysts.
- Total noninterest income: $66.38 million versus the three-analyst average estimate of $57.85 million.
- Net Interest Income: $425 million versus $422.64 million estimated by three analysts on average.
- Net interest income (FTE): $426.10 million versus the two-analyst average estimate of $422.66 million.
- Service charges on deposits: $19.30 million compared to the $18.36 million average estimate based on two analysts.
- Financial services and trust revenue: $5.19 million versus the two-analyst average estimate of $5.24 million.
View all Key Company Metrics for Columbia Banking here>>>
Shares of Columbia Banking have returned -11% over the past month versus the Zacks S&P 500 composite's -6.6% change. The stock currently has a Zacks Rank #2 (Buy), indicating that it could outperform the broader market in the near term.
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Columbia Banking System, Inc. (COLB): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).
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