S&T Bancorp (STBA) reported $93.75 million in revenue for the quarter ended March 2025, representing a year-over-year decline of 2.7%. EPS of $0.87 for the same period compares to $0.81 a year ago.
The reported revenue represents a surprise of -2.95% over the Zacks Consensus Estimate of $96.6 million. With the consensus EPS estimate being $0.74, the EPS surprise was +17.57%.
While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how S&T Bancorp performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Efficiency Ratio (FTE): 57% compared to the 57.5% average estimate based on two analysts.
- Net interest margin (FTE) (non-GAAP): 3.8% compared to the 3.7% average estimate based on two analysts.
- Average interest-earning assets: $8.90 billion versus the two-analyst average estimate of $8.97 billion.
- Total Noninterest income: $10.43 million versus $13.75 million estimated by two analysts on average.
View all Key Company Metrics for S&T Bancorp here>>>
Shares of S&T Bancorp have returned -3.9% over the past month versus the Zacks S&P 500 composite's -5.1% change. The stock currently has a Zacks Rank #2 (Buy), indicating that it could outperform the broader market in the near term.
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S&T Bancorp, Inc. (STBA): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).
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