Customers Bancorp (CUBI) reported $194.28 million in revenue for the quarter ended March 2025, representing a year-over-year increase of 7%. EPS of $1.54 for the same period compares to $1.68 a year ago.
The reported revenue compares to the Zacks Consensus Estimate of $186.86 million, representing a surprise of +3.97%. The company delivered an EPS surprise of +20.31%, with the consensus EPS estimate being $1.28.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how Customers Bancorp performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Efficiency Ratio: 52.9% compared to the 57.7% average estimate based on two analysts.
- Net Interest Margin: 3.1% versus 3.1% estimated by two analysts on average.
- Average Balance - Total interest-earning assets: $21.65 billion compared to the $21.69 billion average estimate based on two analysts.
- Total Non-Interest Income: $26.83 million versus $24.46 million estimated by three analysts on average.
- Bank-owned life insurance: $4.66 million versus $2.14 million estimated by two analysts on average.
- Net interest income tax equivalent: $167.81 million versus $166.93 million estimated by two analysts on average.
- Mortgage finance transactional fees: $0.93 million versus $0.96 million estimated by two analysts on average.
- Net Interest Income: $167.45 million compared to the $159.68 million average estimate based on two analysts.
- Commercial lease income: $10.67 million versus the two-analyst average estimate of $10.51 million.
- Loan fees: $7.24 million versus the two-analyst average estimate of $8.66 million.
View all Key Company Metrics for Customers Bancorp here>>>
Shares of Customers Bancorp have returned -7% over the past month versus the Zacks S&P 500 composite's -5.1% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.
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Customers Bancorp, Inc (CUBI): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).
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