For the quarter ended March 2025, Provident Financial (PFS) reported revenue of $208.76 million, up 82.4% over the same period last year. EPS came in at $0.50, compared to $0.43 in the year-ago quarter.
The reported revenue compares to the Zacks Consensus Estimate of $209.45 million, representing a surprise of -0.33%. The company delivered an EPS surprise of +6.38%, with the consensus EPS estimate being $0.47.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how Provident Financial performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Efficiency Ratio: 54.4% versus 54.4% estimated by two analysts on average.
- Net Interest Margin: 3.3% versus the two-analyst average estimate of 3.4%.
- Average Balance - Total interest-earning assets: $21.95 billion compared to the $21.86 billion average estimate based on two analysts.
- Total Non-Interest Income: $27.03 million versus the two-analyst average estimate of $26.68 million.
- Net Interest Income: $181.73 million compared to the $182.73 million average estimate based on two analysts.
View all Key Company Metrics for Provident Financial here>>>
Shares of Provident Financial have returned -5.6% over the past month versus the Zacks S&P 500 composite's -5.1% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.
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Provident Financial Services, Inc (PFS): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).
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