Middlefield Banc Corp. (MBCN) reported $18.04 million in revenue for the quarter ended March 2025, representing a year-over-year increase of 7.6%. EPS of $0.60 for the same period compares to $0.51 a year ago.
The reported revenue represents a surprise of +4.59% over the Zacks Consensus Estimate of $17.25 million. With the consensus EPS estimate being $0.48, the EPS surprise was +25.00%.
While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how Middlefield Banc performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Efficiency ratio: 65.2% compared to the 69.5% average estimate based on two analysts.
- Net Interest Margin: 3.7% versus the two-analyst average estimate of 3.6%.
- Average Interest Earning Assets: $1.80 billion versus $1.77 billion estimated by two analysts on average.
- Total Noninterest Income: $1.94 million versus $1.90 million estimated by two analysts on average.
- Net Interest Income: $16.10 million versus $15.85 million estimated by two analysts on average.
View all Key Company Metrics for Middlefield Banc here>>>
Shares of Middlefield Banc have returned -7% over the past month versus the Zacks S&P 500 composite's -5.1% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.
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Middlefield Banc Corp. (MBCN): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).
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