American International Group (AIG) reported $6.62 billion in revenue for the quarter ended March 2025, representing a year-over-year decline of 47%. EPS of $1.17 for the same period compares to $1.77 a year ago.
The reported revenue compares to the Zacks Consensus Estimate of $6.79 billion, representing a surprise of -2.59%. The company delivered an EPS surprise of +11.43%, with the consensus EPS estimate being $1.05.
While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how American International Group performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- General Insurance - Combined ratio: 95.8% versus the four-analyst average estimate of 96.7%.
- General Insurance - Expense ratio: 30.5% versus 31.1% estimated by four analysts on average.
- General Insurance - Loss ratio: 65.3% compared to the 65.6% average estimate based on four analysts.
- General Insurance - North America Commercial - Loss ratio: 71.8% versus 71.2% estimated by four analysts on average.
- General Insurance - North America Commercial - Combined ratio: 93.9% versus 94.9% estimated by four analysts on average.
- General Insurance- Net premiums earned: $5.77 billion compared to the $5.86 billion average estimate based on four analysts. The reported number represents a change of -0.3% year over year.
- General Insurance- Net investment income: $736 million versus the four-analyst average estimate of $809.75 million. The reported number represents a year-over-year change of -3.4%.
- General Insurance- International Commercial- Net premiums earned: $2.05 billion versus $2.10 billion estimated by three analysts on average.
- General Insurance- Global Personal- Net premiums earned: $1.59 billion versus $1.74 billion estimated by three analysts on average.
- Other Operations- Net investment income and other: $110 million compared to the $96.73 million average estimate based on three analysts. The reported number represents a change of +358.3% year over year.
- General Insurance- North America Commercial- Net premiums earned: $2.12 billion compared to the $2.06 billion average estimate based on three analysts.
- Revenues- Total net investment income: $1.11 billion versus the three-analyst average estimate of $933.40 million. The reported number represents a year-over-year change of -71.7%.
View all Key Company Metrics for American International Group here>>>
Shares of American International Group have returned -7.1% over the past month versus the Zacks S&P 500 composite's -0.7% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.
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American International Group, Inc. (AIG): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).
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