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Oct 29, 11:03 PMPennyMac originations swing to loss on plunging volumes as company cuts ROE guidance and leans on servicing, cost cuts
Index
RUT
Market Cap
3.27B
Enterprise Value
26.10B
Income
239.88M
Sales
4.49B
Book/sh
83.49
Cash/sh
12.43
Employees
4900
IPO
May 09, 2013
P/E
14.12
Forward P/E
7.80
PEG
0.96
P/S
0.73
P/B
0.75
P/C
5.06
P/FCF
-
EV/EBITDA
17.30
EV/Sales
5.81
Quick Ratio
0.09
Current Ratio
0.09
Debt/Eq
5.39
LT Debt/Eq
1.64
Option/Short
Yes / Yes
EPS (ttm)
4.45
EPS next Y
8.07
EPS next Q
1.26
EPS this Y
-54.52%
EPS next Y
90.81%
EPS next 5Y
8.08%
EPS past 3/5Y
3.05% -14.97%
Sales past 3/5Y
15.79% 0.08%
EPS Y/Y TTM
-52.33%
Sales Y/Y TTM
7.24%
EPS Q/Q
-83.79%
Sales Q/Q
-22.19%
Insider Own
34.14%
Insider Trans
-0.10%
Inst Own
64.94%
Inst Trans
-0.32%
ROA
0.87%
ROE
5.60%
ROIC
2.08%
Gross Margin
87.58%
Oper. Margin
28.19%
Profit Margin
5.34%
SMA20
2.36%
SMA50
-4.61%
SMA200
-25.50%
Trades
Shs Outstand
51.95M
Shs Float
34.21M
52W High
160.36 -60.76%
52W Low
57.52 9.39%
Volatility
3.08% 3.59%
ATR (14)
2.28
RSI (14)
48.78
Beta
1.48
Rel Volume
0.00
Avg Volume
619.52K
Volume
0
Perf Week
-1.19%
Perf Month
1.57%
Perf Quarter
-17.64%
Perf Half Y
-31.71%
Perf YTD
-52.28%
Perf Year
-49.78%
Perf 3Y
-7.40%
Perf 5Y
1.39%
Perf 10Y
277.94%
Prev Close
62.92
Price
62.92
Change %
0.00%
Consensus
Buy
Avg. Price Target
$72.83
Implied Upside
+15.8%
Analysts10incl. previous ratings
Rating Distribution5 Buy · 5 Hold · 0 Sell
DateActionAnalystRating ChangePrice Target ChangeImplied Upside
Jul 30, 2026Downgrade
PPiper Sandler
Overweight → Neutral$86+36.7%
Jul 07, 2026Downgrade
BCS logoBBarclays
Overweight → Equal Weight$93+47.8%
Apr 24, 2026Initiated
SStephens
Equal-Weight$100+58.9%
Mar 16, 2026Upgrade
KKeefe Bruyette
Mkt Perform → Outperform$115+82.8%
Dec 19, 2025Initiated
JEF logoJJefferies
Buy$160+154.3%
Oct 07, 2025Downgrade
KKeefe Bruyette
Outperform → Mkt Perform$129+105.0%
Aug 25, 2025Resumed
WFC logoWWells Fargo
Overweight$115+82.8%
Apr 08, 2025Upgrade
KKeefe Bruyette
Mkt Perform → Outperform$114+81.2%
Jul 22, 2024Downgrade
KKeefe Bruyette
Outperform → Mkt Perform$102+62.1%
Apr 09, 2024Upgrade
KKeefe Bruyette
Mkt Perform → Outperform$100 → $105+66.9%
Insider Trading Relationship Date Transaction Cost #Shares Value ($) #Shares Total SEC Form 4
MAZZELLA JOSEPH FOfficerAug 04 '26Proposed Sale77.393,401263,220Aug 04 04:42 PM
Hendry Gregory LMD, Chief Accounting OfficerJul 01 '26Option Exercise24.402,17753,11951,145Jul 02 05:28 PM
Hendry Gregory LMD, Chief Accounting OfficerJul 01 '26Sale86.892,177189,16048,968Jul 02 05:28 PM
Hendry Gregory LOfficerJul 01 '26Proposed Sale86.892,177189,160Jul 01 04:16 PM
Hendry Gregory LMD, Chief Accounting OfficerJun 22 '26Option Exercise18.052,94353,12151,911Jun 24 05:23 PM
Hendry Gregory LMD, Chief Accounting OfficerJun 22 '26Sale81.712,943240,47348,968Jun 24 05:23 PM
Hendry Gregory LOfficerJun 22 '26Proposed Sale81.712,943240,473Jun 22 04:09 PM
Perotti Daniel StanleyChief Financial OfficerMay 15 '26Sale87.502,925255,938210,625May 18 06:08 PM
Perotti Daniel StanleyOfficerMay 15 '26Proposed Sale87.502,925255,938May 15 04:24 PM
SPECTOR DAVIDChairman & CEOMay 12 '26Sale87.9910,000879,85860,604May 13 05:14 PM
David SpectorOfficerMay 12 '26Proposed Sale88.6310,000886,300May 12 05:39 PM
SPECTOR DAVIDChairman & CEOApr 14 '26Sale92.8310,000928,27970,604Apr 15 05:39 PM
David SpectorOfficerApr 14 '26Proposed Sale92.6710,000926,700Apr 14 04:53 PM
ELBAUM MARKOfficerApr 08 '26Proposed Sale92.1341938,602Apr 09 04:26 PM
SPECTOR DAVIDChairman & CEOMar 06 '26Sale86.3912,4361,074,323529,401Mar 09 05:12 PM
SPECTOR DAVIDChairman & CEOMar 06 '26Sale86.3910,000863,87580,604Mar 09 05:12 PM
David SpectorOfficerMar 06 '26Proposed Sale86.2022,4361,933,983Mar 06 04:35 PM
STARK DEREKChief Legal OfficerMar 03 '26Sale87.661,06693,44620,944Mar 03 07:52 PM
STARK DEREKOfficerMar 03 '26Proposed Sale87.661,06693,446Mar 03 04:43 PM
STARK DEREKChief Legal OfficerFeb 25 '26Sale91.501,903174,12422,477Feb 26 08:14 PM
STARK DEREKOfficerFeb 25 '26Proposed Sale91.501,903174,124Feb 25 04:23 PM
Tidmore AbbieChief Revenue OfficerFeb 20 '26Option Exercise0.002,05409,725Feb 24 06:49 PM
Follette JamesChief Digital OfficerFeb 20 '26Option Exercise0.003,424014,115Feb 24 06:45 PM
Jones DougDirector, President & CMBOFeb 20 '26Option Exercise0.007,610035,120Feb 24 06:42 PM
STARK DEREKChief Legal OfficerFeb 20 '26Option Exercise0.002,130025,505Feb 24 06:35 PM
Hendry Gregory LMD, Chief Accounting OfficerFeb 20 '26Option Exercise0.00304049,171Feb 24 06:33 PM
Perotti Daniel StanleyChief Financial OfficerFeb 20 '26Option Exercise0.003,805018,532Feb 24 06:31 PM
SPECTOR DAVIDChairman & CEOFeb 20 '26Option Exercise0.0013,6990555,431Feb 24 06:29 PM
SPECTOR DAVIDChairman & CEOFeb 19 '26Sale94.5010,000945,02790,604Feb 20 05:59 PM
SPECTOR DAVIDChairman & CEOFeb 19 '26Sale94.522,950278,828541,732Feb 20 05:59 PM
David SpectorOfficerFeb 19 '26Proposed Sale94.3312,9501,221,574Feb 19 05:21 PM
Perotti Daniel StanleyChief Financial OfficerFeb 17 '26Sale93.302,925272,902213,550Feb 18 07:34 PM
Perotti Daniel StanleyOfficerFeb 17 '26Proposed Sale93.302,925272,902Feb 17 04:19 PM
Kinsella PatrickDirectorFeb 12 '26Buy89.152,250200,58834,210Feb 13 06:22 PM
SPECTOR DAVIDChairman & CEOJan 13 '26Sale145.1910,0001,451,880100,604Jan 14 05:46 PM
David SpectorOfficerJan 13 '26Proposed Sale145.5910,0001,455,900Jan 13 04:33 PM
Hendry Gregory LMD, Chief Accounting OfficerDec 18 '25Option Exercise11.283,53039,81852,163Dec 19 05:36 PM
Hendry Gregory LMD, Chief Accounting OfficerDec 18 '25Sale131.643,530464,68948,633Dec 19 05:36 PM
SPECTOR DAVIDChairman & CEODec 16 '25Sale129.815,000649,030110,604Dec 18 05:35 PM
Hendry Gregory LOfficerDec 18 '25Proposed Sale131.643,530464,696Dec 18 04:03 PM
Jones DougDirector, President & CMBONov 25 '25Sale132.6320,0002,652,541430,000Nov 26 05:17 PM
Jones DougOfficerNov 25 '25Proposed Sale132.6320,0002,652,678Nov 25 05:06 PM
Perotti Daniel StanleyChief Financial OfficerNov 17 '25Sale126.678,7751,111,520216,475Nov 18 05:34 PM
Perotti Daniel StanleyOfficerNov 17 '25Proposed Sale126.468,7751,109,693Nov 17 05:34 PM
SPECTOR DAVIDChairman & CEONov 12 '25Sale129.265,000646,322115,604Nov 13 05:28 PM
Jones DougDirector, President & CMBONov 10 '25Option Exercise11.2823,453264,55042,509Nov 12 05:16 PM
Jones DougDirector, President & CMBONov 10 '25Sale127.5623,4532,991,66519,056Nov 12 05:16 PM
Jones DougOfficerNov 10 '25Proposed Sale127.5623,4532,991,607Nov 10 04:42 PM
Jones DougDirector, President & CMBONov 05 '25Option Exercise11.284,31848,70723,374Nov 07 06:36 PM
Jones DougDirector, President & CMBONov 05 '25Sale126.094,318544,45719,056Nov 07 06:36 PM
Jones DougOfficerNov 05 '25Proposed Sale126.094,318544,454Nov 05 05:06 PM
PennyMac Financial Services, Inc. is a holding company, which engages in the production and servicing of U.S. residential mortgage loans. It operates through the following segments: Loan Production, Loan Servicing, and Investment Management. The Loan Production segment is sourced through three channels: correspondent production, consumer direct lending, and broker direct lending. The Loan Servicing segment performs loan administration, collection, and default management activities. The Investment Management segment currently manages PennyMac Mortgage Investment Trust. The company was founded by Stanford L. Kurland on July 2, 2008 and is headquartered in Westlake Village, CA.
CEO & ChairmanMr. David A. Spector
PresidentMr. Douglas Edward Jones
Senior MD & CFOMr. Daniel Stanley Perotti
Senior MDMr. Derek W. Stark J.D.
Senior MD & Chief Digital OfficerMr. James Follette