HQY

Oct 20, 8:31 PMHealthcare-led market rotation lifts HealthEquity 3.8% as XLV hits a record high

Peers: WEX WAY UMBF UNH VOYA ALIT PAYX TNET ADP CNDT

| Held by: IJH VTI IWM VB VBK VXF IWO DFAS MDY IJK

Index	RUT
Market Cap	7.99B
Enterprise Value	8.71B
Income	236.49M
Sales	1.36B
Book/sh	24.00
Cash/sh	3.09
Dividend Est.	-
Dividend TTM	-
Dividend Ex-Date	-
Dividend Gr. 3/5Y	- -
Payout	0.00%
Employees	2814
IPO	Jul 31, 2014

P/E	34.89
Forward P/E	17.56
PEG	1.23
P/S	5.87
P/B	4.02
P/C	31.21
P/FCF	16.38
EV/EBITDA	16.95
EV/Sales	6.39
Quick Ratio	2.99
Current Ratio	2.99
Debt/Eq	0.49
LT Debt/Eq	0.48
Option/Short	Yes / Yes

EPS (ttm)	2.77
EPS next Y	5.50
EPS next Q	1.15
EPS this Y	18.09%
EPS next Y	16.44%
EPS next 5Y	14.33%
EPS past 3/5Y	- 83.98%
Sales past 3/5Y	15.08% 12.36%
EPS Y/Y TTM	65.97%
Sales Y/Y TTM	7.33%
EPS Q/Q	14.56%
Sales Q/Q	7.65%
Earnings	Aug 27 BMO
EPS/Sales Surpr.	3.92% 0.42%

Insider Own	2.64%
Insider Trans	-1.16%
Inst Own	108.39%
Inst Trans	0.75%
ROA	7.07%
ROE	11.43%
ROIC	8.01%
Gross Margin	63.41%
Oper. Margin	26.12%
Profit Margin	17.36%
SMA20	5.95%
SMA50	1.01%
SMA200	8.99%
Trades

Shs Outstand	82.91M
Shs Float	80.54M
Short Float	7.44%
Short Ratio	7.29
Short Interest	5.99M
52W High	107.62 -10.24%
52W Low	72.76 32.77%
Volatility	3.18% 2.80%
ATR (14)	2.44
RSI (14)	61.30
Beta	0.24
Rel Volume	0.00
Avg Volume	821.56K
Volume	21

Perf Week	7.49%
Perf Month	5.29%
Perf Quarter	2.41%
Perf Half Y	16.55%
Perf YTD	5.45%
Perf Year	0.63%
Perf 3Y	32.13%
Perf 5Y	46.65%
Perf 10Y	171.12%
Recom	1.18
Target Price	120.67
Prev Close	96.60
Price	96.60
Change %	0.00%

Date	Action	Analyst	Rating Change	Price Target Change
Apr-09-26	Upgrade	BMO Capital Markets	Market Perform → Outperform	$105
Jan-09-26	Downgrade	Goldman	Neutral → Sell	$89
Dec-09-25	Initiated	Barclays	Overweight	$118
Nov-13-25	Initiated	BMO Capital Markets	Market Perform	$100
May-22-25	Resumed	RBC Capital Mkts	Outperform	$105 → $112
Mar-25-25	Upgrade	Raymond James	Outperform → Strong Buy	$120 → $115
Dec-04-24	Initiated	Mizuho	Outperform	$126
Nov-15-24	Initiated	Goldman	Neutral	$108
Apr-04-24	Initiated	JMP Securities	Mkt Outperform	$101
Apr-02-24	Reiterated	JP Morgan	Overweight	$86 → $108
Jan-03-24	Initiated	Barclays	Overweight	$84
Sep-21-23	Upgrade	Robert W. Baird	Neutral → Outperform	$79 → $87
Oct-21-22	Upgrade	Goldman	Sell → Neutral	$64 → $77
Sep-16-22	Initiated	KeyBanc Capital Markets	Overweight	$85
Jul-12-22	Initiated	Goldman	Sell	$59
Apr-11-22	Initiated	Wells Fargo	Overweight	$95
Apr-07-22	Initiated	Guggenheim	Buy	$89
Mar-30-22	Upgrade	BTIG Research	Neutral → Buy	$85
Dec-07-21	Downgrade	Raymond James	Strong Buy → Outperform	$90 → $70
Dec-02-21	Initiated	Jefferies	Buy	$68

Show Previous Ratings

Sep-30-26 09:00AM	HealthEquity Appoints Moody's CFO Noemie Heuland to Board of Directors (GlobeNewswire)
Aug-27-26 05:07PM	HealthEquity Inc (HQY) (Q2 2027) Earnings Call Highlights: Record Revenue and Margin Expansion ... (GuruFocus.com) -10.56%
04:55PM	HealthEquity, Inc. Q2 2027 Earnings Call Summary (Moby)
10:19AM	HealthEquity Raises Fiscal 2027 Guidance as HSA Assets Reach Record $37.9 Billion (InvestorsHub)
08:32AM	HealthEquity: Fiscal Q2 Earnings Snapshot (Associated Press)
08:00AM	Loading…
08:00AM	HealthEquity Reports Second Quarter Ended July 31, 2026 Financial Results (GlobeNewswire)
Aug-03-26 04:00PM	HealthEquity Announces Second Quarter Earnings Release Date and Investor Conference Schedule (GlobeNewswire)
Jun-08-26 11:56AM	One in Three Americans Delay Medical Care Due to Cost, HealthEquity Research Finds (GlobeNewswire)
May-29-26 01:01AM	HealthEquity Inc (HQY) Q1 2027 Earnings Call Highlights: Record Revenue and Strategic AI ... (GuruFocus.com)
May-28-26 04:28PM	HealthEquity: Fiscal Q1 Earnings Snapshot (Associated Press)
04:01PM	HealthEquity Reports First Quarter Ended April 30, 2026 Financial Results; Raises Guidance (GlobeNewswire)
May-05-26 04:01PM	HealthEquity Announces First Quarter Earnings Release Date and Investor Conference Schedule (GlobeNewswire)
Mar-30-26 02:51PM	HSAs are being touted as a way to make healthcare more affordable. But it's more complicated than that. (MarketWatch)
08:30AM	HealthEquity Appoints Sanford Health CEO Bill Gassen to Board of Directors (GlobeNewswire)
Mar-18-26 08:30AM	HealthEquity, Inc. Q4 2026 Earnings Call Summary (Moby)
11:01PM	Loading…
Mar-17-26 11:01PM	HealthEquity Inc (HQY) Q4 2026 Earnings Call Highlights: Record HSA Growth and Strong Financial ... (GuruFocus.com)
04:21PM	HealthEquity: Fiscal Q4 Earnings Snapshot (Associated Press Finance)
04:01PM	HealthEquity Reports Record Revenue, Earnings and New HSAs From Sales for Fourth Quarter and Year Ended January 31, 2026, Resulting in Raised Fiscal 2027 Outlook (GlobeNewswire)
05:11AM	lululemon earnings on tap after stock swoon (MarketWatch)
04:17AM	Stock Market Today: Dow, S&P 500 and Nasdaq futures shake off early losses; Brent moves back above $100 a barrel on continued Iran war. (MarketWatch)
Feb-28-26 07:30AM	These fintech stocks are loved by analysts and could bounce back in a big way (MarketWatch)
Feb-27-26 12:48PM	OPK Q4 Earnings & Revenues Beat Estimates, Gross Margin Contracts (Zacks)
07:15AM	BrightSpring Health Services, Inc. (BTSG) Q4 Earnings Lag Estimates (Zacks)
Feb-26-26 09:23AM	Jefferies Highlights HealthEquity, Inc. (HQY) as Defensive Play Amid Healthcare, Tech Exposure (Insider Monkey)
Feb-23-26 04:03PM	Phreesia Appoints Jon Kessler to Board of Directors (Business Wire)
Feb-18-26 09:48AM	Reasons to Hold HealthEquity Stock in Your Portfolio for Now (Zacks)
09:45AM	Why HealthEquity (HQY) is a Top Growth Stock for the Long-Term (Zacks)
Feb-17-26 04:00PM	HealthEquity Delivers Record Q4 and Standout Fiscal 2026 Sales Metrics (GlobeNewswire)
Feb-13-26 09:40AM	Here's Why HealthEquity (HQY) is a Strong Value Stock (Zacks)
Feb-02-26 09:45AM	Here's Why HealthEquity (HQY) is a Strong Growth Stock (Zacks)
11:40AM	Loading…
Jan-23-26 11:40AM	BLCO vs. HQY: Which Stock Is the Better Value Option? (Zacks)
Jan-19-26 07:38AM	Winners & Losers: The ETF Playbook to Glide Trump's Great Healthcare Plan (Zacks)
Jan-15-26 09:45AM	Why HealthEquity (HQY) is a Top Growth Stock for the Long-Term (Zacks)
Jan-12-26 08:50AM	HealthEquity Announces Fiscal Year 2027 Outlook Presentation at J.P. Morgan Healthcare Conference (GlobeNewswire) -10.19%
Jan-09-26 04:38PM	S&P 500 Rallies to a New Record High on US Economic Optimism (Barchart)
Dec-31-25 10:52AM	Reasons to Hold HealthEquity Stock in Your Portfolio for Now (Zacks)
Dec-30-25 09:45AM	Here's Why HealthEquity (HQY) is a Strong Growth Stock (Zacks)
Dec-10-25 12:45PM	Is HealthEquity (HQY) a Solid Growth Stock? 3 Reasons to Think "Yes" (Zacks)
12:00PM	HealthEquity (HQY) Moves to Buy: Rationale Behind the Upgrade (Zacks)
09:45AM	Here's Why HealthEquity (HQY) is a Strong Growth Stock (Zacks)
Dec-09-25 09:00AM	Young Americans Lead in HSA Adoption But Carry Heaviest Economic Burden, HealthEquity Research Finds (GlobeNewswire)
Dec-04-25 06:05PM	HealthEquity Inc (HQY) Q3 2026 Earnings Call Highlights: Robust Growth and Strategic ... (GuruFocus.com)
11:33AM	HealthEquity Stock Gains as Q3 Earnings Beat Estimates, Revenues Up Y/Y (Zacks)
Dec-03-25 07:00PM	HealthEquity (HQY) Q3 Earnings: How Key Metrics Compare to Wall Street Estimates (Zacks)
06:05PM	HealthEquity: Fiscal Q3 Earnings Snapshot (Associated Press Finance)
05:15PM	HealthEquity (HQY) Tops Q3 Earnings and Revenue Estimates (Zacks)
04:01PM	HealthEquity Reports Third Quarter Ended October 31, 2025 Financial Results (GlobeNewswire)
Nov-27-25 09:15AM	Exploring Analyst Estimates for HealthEquity (HQY) Q3 Earnings, Beyond Revenue and EPS (Zacks)
Nov-24-25 09:50AM	Here's Why HealthEquity (HQY) is a Strong Momentum Stock (Zacks)
Nov-20-25 09:34AM	Reasons to Add HealthEquity Stock to Your Portfolio for Now (Zacks)
Nov-17-25 05:15PM	LifeMD, Inc. (LFMD) Reports Q3 Loss, Misses Revenue Estimates (Zacks)
Nov-14-25 11:40AM	PGNY vs. HQY: Which Stock Is the Better Value Option? (Zacks)
08:02AM	HealthEquity Rolls Out Agentic AI to Elevate Member Support Experience (Zacks)
Nov-13-25 02:00PM	BDX Unveils Portable PureWick System for On-the-Go Incontinence Care (Zacks)
01:57PM	STXS Secures FDA Approval for GenesisX to Broaden Surgical Robotics (Zacks)
09:10AM	Synergy CHC Corp. (SNYR) Meets Q3 Earnings Estimates (Zacks)
09:00AM	HealthEquity to Enhance Member Experience with Agentic AI (GlobeNewswire)
Nov-12-25 01:37PM	Final Trades: Taiwan Semi, HealthEquity, CBOE Global Markets and the XBI (CNBC TV)
Nov-11-25 12:44PM	Here's Why You Should Hold DexCom Stock in Your Portfolio for Now (Zacks)
Nov-05-25 04:01PM	HealthEquity Announces Third Quarter Earnings Date (GlobeNewswire)
Nov-04-25 09:45AM	Why HealthEquity (HQY) is a Top Growth Stock for the Long-Term (Zacks)
Oct-31-25 01:53PM	DexCom Stock Falls Despite Q3 Earnings Beat, 2025 Revenue View Raised (Zacks)
Oct-30-25 02:02PM	Avantor Stock Plunges as Q3 Earnings Miss Estimates, Revenues Down Y/Y (Zacks)
01:59PM	DaVita Stock Down Post Q3 Earnings Miss Estimates, Revenues Up Y/Y (Zacks)
01:56PM	TMDX Stock Falls Despite Q3 Earnings Beat Estimates, Revenues Up Y/Y (Zacks)
12:24PM	OPK Q3 Earnings Beat Estimates, Sales Miss, Gross Margin Expands (Zacks)
12:21PM	GKOS Stock Surges Following Q3 Earnings & Revenue Beat, Guidance Raised (Zacks)
10:30AM	BAX Stock Falls Following Q3 Earnings Beat & Sales Miss, '25 EPS View Down (Zacks)
10:29AM	CAH Q1 Earnings Beat Estimates, '26 EPS View Up, Stock Gains (Zacks)
Oct-29-25 08:59AM	GE HealthCare Q3 Earnings and Revenues Beat Estimates, Net Margin Falls (Zacks)
Oct-28-25 01:21PM	ECL Stock Falls in Pre-Market Despite Q3 Earnings Beat, Margins Expand (Zacks)
09:15AM	HCA Healthcare, Inc. (HCA) Hit a 52 Week High, Can the Run Continue? (Zacks)
Oct-27-25 10:05AM	RVTY Q3 Earnings Beat, Sales In Line, '25 EPS View Raised (Zacks)
Oct-21-25 11:40AM	CVS or HQY: Which Is the Better Value Stock Right Now? (Zacks)
Oct-20-25 10:06AM	HQY Expands Access With GLP-1 Telehealth & Direct HSA Platforms (Zacks)
Oct-17-25 09:45AM	Here's Why HealthEquity (HQY) is a Strong Growth Stock (Zacks)
Oct-16-25 01:12PM	Reasons to Add HealthEquity Stock to Your Portfolio for Now (Zacks)
Oct-14-25 02:30PM	HealthEquity CEO talks new GLP-1 & HSA enrollment programs (Yahoo Finance Video)
08:00AM	HealthEquity Introduces GLP-1 Telehealth and Direct HSA Enrollment Platforms (GlobeNewswire)
Oct-02-25 11:30AM	HealthEquity (HQY) Down 5.1% Since Last Earnings Report: Can It Rebound? (Zacks)
Sep-26-25 10:53AM	Why HealthEquity (HQY) is a Top Growth Stock for the Long-Term (Zacks)
Sep-25-25 09:00AM	HealthEquity Strengthens Executive Leadership Team with Strategic Appointments to Drive Growth and Innovation (GlobeNewswire)
Sep-23-25 09:50AM	Why HealthEquity (HQY) is a Top Momentum Stock for the Long-Term (Zacks)
Sep-18-25 08:31AM	HealthEquity (HQY) Rose as its Results Surpassed Expectations (Insider Monkey)
Sep-09-25 09:45AM	Why HealthEquity (HQY) is a Top Growth Stock for the Long-Term (Zacks)
Sep-04-25 09:41AM	Here's What Signals HealthEquity's (HQY) Future Earnings Power (Insider Monkey)
Sep-03-25 04:16PM	HealthEquity Shares Jump After Raising 2026 Outlook (GuruFocus.com) +7.53%
01:23PM	HealthEquity Stock Gains as Q2 Earnings Beat Estimates, Revenues Up Y/Y (Zacks)
05:52AM	Alphabet and Apple pop on court ruling, and other early market movers (MarketWatch)
03:02AM	HealthEquity Inc (HQY) Q2 2026 Earnings Call Highlights: Record Growth in Revenue and Net Income (GuruFocus.com)
Sep-02-25 05:30PM	Compared to Estimates, HealthEquity (HQY) Q2 Earnings: A Look at Key Metrics (Zacks)
05:15PM	HealthEquity (HQY) Q2 Earnings and Revenues Surpass Estimates (Zacks)
04:43PM	Healthequity stock climbs on better-than-expected earnings, rosy outlook (Investing.com)
04:13PM	HealthEquity: Fiscal Q2 Earnings Snapshot (Associated Press Finance)
04:01PM	HealthEquity Reports Second Quarter Ended July 31, 2025 Financial Results (GlobeNewswire)
05:17AM	Zscaler earnings to test stock's strong run (MarketWatch)
Aug-29-25 11:00AM	HealthEquity's AI-Powered Tool Recognized for Innovation in Streamlining Benefits Education (GlobeNewswire)
Aug-27-25 11:40AM	CVS vs. HQY: Which Stock Is the Better Value Option? (Zacks)
09:15AM	Countdown to HealthEquity (HQY) Q2 Earnings: A Look at Estimates Beyond Revenue and EPS (Zacks)
Aug-20-25 09:45AM	Are You a Growth Investor? This 1 Stock Could Be the Perfect Pick (Zacks)

Show Previous News

Insider Trading	Relationship	Date	Transaction	Cost	#Shares	Value ($)	#Shares Total	SEC Form 4
Rajasekar Sunil	EVP Chief Prod & Strat Officer	Oct 15 '26	Buy	90.33	108	9,756	53,405	Oct 19 05:30 PM
Rajasekar Sunil	EVP Chief Prod & Strat Officer	Jul 08 '26	Buy	95.06	23	2,186	53,405	Oct 19 05:30 PM
Rajasekar Sunil	EVP Chief Prod & Strat Officer	Aug 24 '26	Sale	105.60	108	11,405	53,297	Oct 19 05:30 PM
Rajasekar Sunil	EVP Chief Prod & Strat Officer	Apr 22 '26	Sale	82.81	23	1,905	53,382	Oct 19 05:30 PM
Delano Ladd	Officer	Oct 06 '26	Proposed Sale	91.16	1,080	98,448		Oct 08 07:53 PM
Michael Henry Fiore	Former EVP, CCO	Oct 06 '26	Proposed Sale	91.16	2,032	185,228		Oct 08 07:47 PM
Stephen Neeleman	Officer	Oct 06 '26	Proposed Sale	91.16	1,095	99,815		Oct 08 06:06 PM
Michael Gathright	Officer	Oct 06 '26	Proposed Sale	91.16	662	60,345		Oct 08 06:01 PM
James M. Lucania	Officer	Oct 06 '26	Proposed Sale	91.16	2,822	257,240		Oct 08 05:55 PM
Scott Cutler	Officer	Oct 06 '26	Proposed Sale	91.16	1,230	112,121		Oct 08 05:46 PM
DILLON ADRIAN T	Director	Aug 25 '26	Option Exercise	32.50	7,632	248,040	70,027	Aug 27 05:04 PM
DILLON ADRIAN T	Director	Aug 25 '26	Sale	104.61	7,632	798,373	62,395	Aug 27 05:04 PM
ADRIAN DILLON	Director	Aug 25 '26	Proposed Sale	105.40	7,632	804,413		Aug 25 04:28 PM
Fiore Michael Henry	EVP, CHIEF COMMERCIAL OFFICER	Jul 10 '26	Sale	95.00	2,354	223,630	52,244	Jul 14 04:23 PM
Michael Gathright	Officer	Jul 09 '26	Proposed Sale	93.07	2,270	211,260		Jul 13 05:13 PM
MICHAEL FIORE	Officer	Jul 10 '26	Proposed Sale	94.81	2,354	223,183		Jul 10 04:39 PM
Stephen Neeleman	Officer	Jul 08 '26	Proposed Sale	95.08	1,103	104,877		Jul 10 04:36 PM
James M. Lucania	Officer	Jul 08 '26	Proposed Sale	95.08	2,839	269,941		Jul 10 04:31 PM
Delano Ladd	Officer	Jul 08 '26	Proposed Sale	95.08	1,087	103,355		Jul 10 04:24 PM
Scott Cutler	Officer	Jul 08 '26	Proposed Sale	95.08	1,238	117,713		Jul 10 04:18 PM
Michael Henry Fiore	Officer	Jul 08 '26	Proposed Sale	95.08	2,045	194,445		Jul 10 04:13 PM
Fiore Michael Henry	EVP, CHIEF COMMERCIAL OFFICER	Jul 02 '26	Sale	95.00	2,470	234,650	56,643	Jul 07 04:36 PM
MICHAEL FIORE	Officer	Jul 02 '26	Proposed Sale	92.29	2,470	227,956		Jul 02 04:37 PM
Fiore Michael Henry	EVP, CHIEF COMMERCIAL OFFICER	May 29 '26	Sale	95.00	3,142	298,490	59,113	Jun 02 05:03 PM
Wellborn Gayle Furgurson	Director	May 28 '26	Option Exercise	47.21	2,439	115,145	22,172	Jun 01 06:04 PM
Wellborn Gayle Furgurson	Director	May 28 '26	Sale	90.00	2,439	219,510	19,733	Jun 01 06:04 PM
Ladd Delano	EVP, General Counsel	May 28 '26	Sale	90.00	7,500	675,000	91,141	Jun 01 06:02 PM
MICHAEL FIORE	Officer	May 29 '26	Proposed Sale	90.52	3,142	284,414		May 29 04:23 PM
GAYLE WELLBORN	Director	May 28 '26	Proposed Sale	86.56	2,439	211,120		May 28 04:33 PM
DELANO LADD	Officer	May 28 '26	Proposed Sale	86.56	7,500	649,200		May 28 04:33 PM
Stephen Neeleman	Officer	Apr 06 '26	Proposed Sale	83.84	2,559	214,537		Apr 08 05:31 PM
Delano Ladd	Officer	Apr 06 '26	Proposed Sale	83.84	2,481	207,998		Apr 08 05:25 PM
Michael Henry Fiore	Officer	Apr 06 '26	Proposed Sale	83.84	3,378	283,199		Apr 08 05:20 PM
Elimelech Rosner	Officer	Apr 06 '26	Proposed Sale	83.84	4,768	399,731		Apr 08 05:15 PM
James M. Lucania	Officer	Apr 06 '26	Proposed Sale	83.84	4,393	368,293		Apr 08 05:10 PM
Scott Cutler	Officer	Apr 06 '26	Proposed Sale	83.84	4,931	413,397		Apr 08 05:05 PM
Delano Ladd	Officer	Mar 31 '26	Proposed Sale	82.53	7,726	637,599		Apr 02 06:09 PM
Stephen Neeleman	Officer	Mar 31 '26	Proposed Sale	82.53	9,292	766,836		Apr 02 05:13 PM
Elimelech Rosner	Officer	Mar 31 '26	Proposed Sale	82.53	18,010	1,486,301		Apr 02 05:09 PM
Scott Cutler	Officer	Jan 12 '26	Proposed Sale	89.83	12,496	1,122,483		Jan 14 04:16 PM
Michael Henry Fiore	Officer	Jan 09 '26	Proposed Sale	95.24	1,744	166,092		Jan 13 04:46 PM
James M. Lucania	Officer	Jan 09 '26	Proposed Sale	95.24	2,470	235,233		Jan 13 04:43 PM
Elimelech Rosner	Officer	Jan 09 '26	Proposed Sale	95.24	2,074	197,521		Jan 13 04:41 PM
Stephen Neeleman	Officer	Jan 09 '26	Proposed Sale	95.24	791	75,332		Jan 13 04:39 PM
Delano Ladd	Officer	Jan 09 '26	Proposed Sale	95.24	739	70,380		Jan 13 04:37 PM
Ladd Delano	EVP, General Counsel	Dec 19 '25	Sale	94.72	1,500	142,080	73,979	Dec 23 04:22 PM
Rosner Elimelech	EVP, CHIEF TECHNOLOGY OFFICER	Dec 18 '25	Sale	95.45	10,959	1,046,090	45,742	Dec 19 05:55 PM
DELANO LADD	Officer	Dec 19 '25	Proposed Sale	95.50	4,500	429,750		Dec 19 04:22 PM
ELIMELECH ROSNER	Officer	Dec 18 '25	Proposed Sale	95.45	10,959	1,046,090		Dec 18 04:10 PM
Wellborn Gayle Furgurson	Director	Dec 12 '25	Option Exercise	50.41	4,339	218,729	24,072	Dec 16 03:44 PM
Wellborn Gayle Furgurson	Director	Dec 12 '25	Sale	98.03	4,339	425,331	19,733	Dec 16 03:44 PM
GAYLE F WELLBORN	Director	Dec 12 '25	Proposed Sale	98.03	4,339	425,331		Dec 12 04:07 PM
Ladd Delano	EVP, General Counsel	Nov 20 '25	Sale	104.56	1,500	156,840	75,479	Nov 24 05:13 PM

HealthEquity, Inc. engages in the provision of technology-enabled services for healthcare and spending decisions. The company was founded by Stephen D. Neeleman on September 18, 2002 and is headquartered in Draper, UT.

CEOMr. Scott R. Cutler J.D.

Founder & Vice ChairmanDr. Stephen D. Neeleman M.D.

CFO & Executive VPMr. James M. Lucania

Executive VPMr. Delano Ladd J.D.

Vice President of Investor RelationsMr. Richard Putnam

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Healthequity Inc

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