ROOT

Root Inc

43.82

Nov 10 • 3:59 PM ET +0.30 (0.69%)

43.39

Aftermarket • 5:00 PM ET -0.43 (-0.99%)

Financial Insurance - Property & Casualty USA Small NASD

Peers: LMND PGR KMPR ALL HIPO MCY SAFT HMN THG MAX

| Held by: VTI IWM VXF IWO AVUV VTWO SCHA FDM DFAS SMLF

Scroll to Statements

Index	RUT
Market Cap	665.73M
Enterprise Value	-
Income	77.20M
Sales	1.56B
Book/sh	21.37
Cash/sh	-
Dividend Est.	-
Dividend TTM	-
Dividend Ex-Date	-
Dividend Gr. 3/5Y	- -
Payout	0.00%
Employees	1256
IPO	Oct 28, 2020

P/E	9.69
Forward P/E	18.97
PEG	-
P/S	0.43
P/B	2.05
P/C	-
P/FCF	3.64
EV/EBITDA	-
EV/Sales	-
Quick Ratio	-
Current Ratio	1.86
Debt/Eq	0.45
LT Debt/Eq	0.45
Option/Short	Yes / Yes

EPS (ttm)	4.52
EPS next Y	2.31
EPS next Q	0.21
EPS this Y	96.44%
EPS next Y	-50.17%
EPS next 5Y	-0.64%
EPS past 3/5Y	- -
Sales past 3/5Y	69.63% 34.33%
EPS Y/Y TTM	39.83%
Sales Y/Y TTM	7.89%
EPS Q/Q	334.28%
Sales Q/Q	-1.68%
Earnings	Nov 04 AMC
EPS/Sales Surpr.	36.51% -0.81%

Insider Own	32.74%
Insider Trans	-0.07%
Inst Own	51.27%
Inst Trans	-2.22%
ROA	5.30%
ROE	19.85%
ROIC	12.74%
Gross Margin	-
Oper. Margin	6.68%
Profit Margin	4.95%
SMA20	-13.68%
SMA50	-13.05%
SMA200	-18.10%
Trades

Shs Outstand	13.50M
Shs Float	10.21M
Short Float	19.81%
Short Ratio	9.61
Short Interest	2.02M
52W High	91.00 -51.85%
52W Low	40.91 7.11%
Volatility	9.38% 4.82%
ATR (14)	2.74
RSI (14)	36.18
Beta	3.06
Rel Volume	0.94
Avg Volume	210.54K
Volume	198,159

Perf Week	-18.66%
Perf Month	-9.35%
Perf Quarter	-9.22%
Perf Half Y	-26.03%
Perf YTD	-39.33%
Perf Year	-51.77%
Perf 3Y	345.78%
Perf 5Y	-47.87%
Perf 10Y	-
Recom	2.67
Target Price	57.00
Prev Close	43.52
Price	43.82
Change %	0.69%

Consensus

Hold

Avg. Price Target

$57.00

Implied Upside

+30.1%

Analysts13incl. previous ratings

Rating Distribution2 Buy · 9 Hold · 2 Sell

Date	Action	Analyst	Rating Change	Price Target Change	Implied Upside
Aug 11, 2026	Downgrade	JJefferies	Buy → Hold	$58	+32.4%
Nov 22, 2024	Downgrade	JJMP Securities	Mkt Outperform → Mkt Perform
Mar 01, 2024	Upgrade	JJefferies	Hold → Buy	$10 → $40	-8.7%
Feb 26, 2024	Upgrade	KKeefe Bruyette	Mkt Perform → Outperform	$10 → $22	-49.8%
Feb 22, 2024	Upgrade	CCantor Fitzgerald	Neutral → Overweight	$9 → $13	-70.3%
Jan 10, 2024	Initiated	TTD Cowen	Market Perform
Nov 19, 2021	Initiated	JJefferies	Hold	$5.50	-87.4%
Nov 15, 2021	Downgrade	BBarclays	Equal Weight → Underweight	$5 → $3	-93.2%
Aug 17, 2021	Initiated	WWolfe Research	Peer Perform	$5	-88.6%
Aug 13, 2021	Downgrade	WWells Fargo	Overweight → Equal Weight	$16 → $7	-84.0%
Aug 13, 2021	Downgrade	TTruist	Buy → Hold	$6	-86.3%
May 04, 2021	Resumed	CCantor Fitzgerald	Overweight	$28 → $21	-52.1%
Apr 28, 2021	Resumed	CCredit Suisse	Neutral	$13	-70.3%
Mar 09, 2021	Initiated	BBofA Securities	Underperform	$9	-79.5%
Dec 18, 2020	Initiated	CCredit Suisse	Neutral	$13	-70.3%
Nov 23, 2020	Initiated	WWells Fargo	Overweight	$27	-38.4%
Nov 23, 2020	Initiated	TTruist	Buy	$26	-40.7%
Nov 23, 2020	Initiated	MMorgan Stanley	Equal-Weight	$23	-47.5%
Nov 23, 2020	Initiated	JJMP Securities	Mkt Outperform	$30	-31.5%
Nov 23, 2020	Initiated	GGoldman	Neutral	$20	-54.4%

Nov-04-26 07:34PM	Root Beats On Earnings, But Shrinking Premiums And Fading Profits Signal Stalled Growth (Earnings Whispers) +6.09% -19.02%
04:16PM	Root, Inc. Announces 2026 Third Quarter Results (GlobeNewswire)
Oct-29-26 12:45PM	Root CEO Alex Timm: AI Agents and the Evolving Future of Auto Insurance (GlobeNewswire)
Oct-27-26 07:56PM	Root's Q3 Test: Can Margins Hold As Rate Cuts And A Direct-Channel Price War Bite? (Earnings Whispers)
Oct-22-26 04:30PM	Root to Participate in Upcoming Investor Conferences (GlobeNewswire)
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Oct-21-26 09:05AM	Root Insurance Launches Wyoming Car Insurance, Expanding National Coverage to 38 States (GlobeNewswire)
Oct-07-26 04:30PM	Root, Inc. Schedules Conference Call to Discuss Third Quarter 2026 Financial Results (GlobeNewswire)
Sep-03-26 04:30PM	Root to Participate in Upcoming Investor Conferences (GlobeNewswire)
Sep-01-26 04:05PM	Root Insurance and Carvana Extend Embedded Insurance Agreement (GlobeNewswire)
Aug-27-26 04:05PM	Root Reduces Auto Insurance Rates by 15% in Florida, Citing Impact of Legal Reforms (GlobeNewswire) -5.40%
Aug-12-26 09:05AM	Root and TheZebra.com Partner to Expand Access to Personalized Insurance Options for Consumers and Independent Agents (GlobeNewswire) -6.44%
Aug-06-26 01:03AM	Root Inc (ROOT) (Q2 2026) Earnings Call Highlights: Strategic Discipline Drives Profitability ... (GuruFocus.com) -16.21%
Aug-05-26 04:25PM	Root, Inc. Announces 2026 Second Quarter Results (GlobeNewswire)
Aug-04-26 09:42AM	Earnings To Watch: Root Inc (ROOT) Q2 2026 -- GF Value Sees 60% Upside (GuruFocus.com)
Jul-22-26 09:14AM	Root Launches Behavior-Based Car Insurance in New Jersey, Expanding Footprint to 37 States (GlobeNewswire)
09:00AM	Loading…
Jul-08-26 09:00AM	Root and Jerry Partner to Deliver Fully Embedded, End-to-End Car Insurance Experience (GlobeNewswire)
Jun-24-26 04:05PM	Root, Inc. Schedules Conference Call to Discuss Second Quarter 2026 Financial Results (GlobeNewswire)
Jun-04-26 04:05PM	Root and Hugo Partner to Expand Access to Affordable Car Insurance for Drivers Seeking Greater Flexibility (GlobeNewswire)
May-28-26 09:05AM	Root Celebrates Back-to-Back Indianapolis 500 Victories Through Partnerships Built on Performance and Innovation (GlobeNewswire)
May-06-26 04:15PM	Root, Inc. Announces 2026 First Quarter Results (GlobeNewswire)
04:05PM	Root Lowers Cost of Capital Through Refinancing and Announces $75 Million Share Repurchase Program (GlobeNewswire)
Apr-30-26 04:05PM	Root, Inc. to Participate in Upcoming Investor Conferences (GlobeNewswire)
Apr-29-26 09:00AM	Root Insurance Launches 24-Hour Agent Appointment Program, Setting New Industry Standard for Speed (GlobeNewswire)
Apr-23-26 09:05AM	Root & Freeway Insurance Expand Integrated Coverage Options Through New Partnership (GlobeNewswire)
Apr-21-26 09:05AM	Baby Boomers Are 2.2 Times More Likely Than Gen Z to Say Car Insurance Fails Safe Drivers, Root Report Finds (GlobeNewswire)
Apr-16-26 04:30PM	Root, Inc. Schedules Conference Call to Discuss First Quarter 2026 Financial Results (GlobeNewswire) +5.70%
Apr-14-26 09:00AM	Root Insurance and Carvana Surpass 200,000 Policies Driven by Pioneering Embedded Insurance Partnership (GlobeNewswire)
Mar-05-26 05:30PM	Top 3 Financial Stocks That May Explode In March (Benzinga)
Feb-27-26 05:23PM	Root Inc. (ROOT) Delivers Record 2025 Results with 29% Revenue Growth and $40M Net Income (Insider Monkey) -10.12%
Feb-26-26 02:11AM	Root Q4 Earnings Call Highlights (MarketBeat) -5.52%
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12:01AM	Root Inc (ROOT) Q4 2025 Earnings Call Highlights: Record Revenue and Strategic Partnerships ... (GuruFocus.com)
Feb-25-26 04:34PM	Root (NASDAQ:ROOT) Delivers Strong Q4 CY2025 Numbers, Stock Jumps 12.2% (StockStory) +5.67%
04:15PM	Root, Inc. Announces 2025 Fourth Quarter and Full Year Results (GlobeNewswire)
Feb-24-26 07:28AM	Root Inc (ROOT) Q4 2025 Earnings Report Preview: What to Look For (GuruFocus.com) +6.44%
Feb-23-26 10:11PM	Root (ROOT) Reports Q4: Everything You Need To Know Ahead Of Earnings (StockStory) -10.26%
10:33AM	Nvidia, Joby, CoreWeave, Lucid and More Stocks with Earnings This Week (Benzinga)
Feb-12-26 04:30PM	Root, Inc. to Participate in the 2026 Association of Insurance and Financial Analysts (AIFA) Conference (GlobeNewswire)
Feb-11-26 11:37PM	1 Insurance Stock Worth Investigating and 2 We Avoid (StockStory)
Feb-04-26 09:36PM	Root, Inc. (ROOT): A Bull Case Theory (Insider Monkey) -5.77%
Feb-02-26 11:31PM	3 Russell 2000 Stocks with Warning Signs (StockStory)
Jan-29-26 04:30PM	Root, Inc. Schedules Conference Call to Discuss 2025 Fourth Quarter and Full Year Financial Results (GlobeNewswire)
Jan-16-26 04:05PM	Is This Under The Radar Growth Stock a Multibagger In The Making? (Motley Fool)
Jan-13-26 03:40PM	Why Root (ROOT) Shares Are Sliding Today (StockStory) -6.71%
Jan-05-26 04:30PM	Root, Inc. to Participate in the 28th Annual ICR Conference (GlobeNewswire) +5.08%
Dec-29-25 10:50AM	6 Multibagger Stocks to Buy Before They Explode in 2026 (Motley Fool)
Dec-28-25 10:34PM	Q3 Earnings Recap: Root (NASDAQ:ROOT) Tops Property & Casualty Insurance Stocks (StockStory)
Dec-13-25 11:52AM	Jim Cramer on Root: "You Got to Keep Looking at Something Else" (Insider Monkey)
Dec-04-25 11:06AM	Root, Inc. (ROOT): A Bull Case Theory (Insider Monkey) +5.15%
Dec-03-25 04:30PM	Root, Inc. to Participate in Citi's 2025 Insurance Access Day (GlobeNewswire)
12:26PM	LMND Surges 97% Year to Date: How Should You Play the Stock? (Zacks)
Dec-02-25 11:04PM	2 Reasons ROOT is Risky and 1 Stock to Buy Instead (StockStory)
Nov-21-25 05:45PM	Root (ROOT) Shares Skyrocket, What You Need To Know (StockStory) +9.43% +6.32%
Nov-12-25 12:36AM	The 5 Most Interesting Analyst Questions From Root's Q3 Earnings Call (StockStory)
Nov-06-25 11:36AM	Why Root (ROOT) Stock Is Trading Lower Today (StockStory) -8.79%
09:16AM	ROOT Q3 Deep Dive: Pricing Model Fuels Growth, Margin Pressures Weigh on Outlook (StockStory)
12:13AM	Root Inc (ROOT) Q3 2025 Earnings Call Highlights: Record Growth Amid Competitive Challenges (GuruFocus.com)
Nov-05-25 04:31PM	Root (NASDAQ:ROOT) Surprises With Strong Q3 (StockStory) +12.17%
04:15PM	Root, Inc. Announces 2025 Third Quarter Results (GlobeNewswire)
Nov-04-25 08:01AM	Root Inc (ROOT) Q3 2025: Everything You Need To Know Ahead Of Earnings (GuruFocus.com)
Nov-03-25 10:24PM	What To Expect From Root's (ROOT) Q3 Earnings (StockStory)
Oct-29-25 04:20PM	Carvana Earnings Beat Expectations as Vehicle Sales Surge. The Stock Is Dropping. (Barrons.com)
04:07PM	Carvana Beats Expectations as Vehicle Sales Surge (Barrons.com)
Oct-23-25 08:51AM	Root, Inc. (ROOT): A Bull Case Theory (Insider Monkey)
Oct-10-25 01:45PM	Root and Equitable Holdings Stocks Trade Down, What You Need To Know (StockStory)
Oct-07-25 04:30PM	Root, Inc. Schedules Conference Call to Discuss Third Quarter 2025 Financial Results (GlobeNewswire)
Oct-04-25 05:15PM	Root Insurance (ROOT) Expands to Washington, Completes West Coast Coverage (Insider Monkey)
Oct-01-25 12:04AM	2 Reasons to Avoid ROOT and 1 Stock to Buy Instead (StockStory)
Sep-28-25 11:39AM	Root, Inc. (ROOT): A Bull Case Theory (Insider Monkey)
Sep-26-25 06:50AM	Better Growth Stock: Lemonade vs. Root Insurance (Motley Fool)
Sep-24-25 01:13PM	Is a Lower Combined Ratio Key to ROOT's Profitability? (Zacks) -5.22%
Sep-23-25 09:00AM	Root Insurance Expands to Washington State, Completing Its West Coast Coverage (GlobeNewswire)
Sep-19-25 12:13PM	Root vs. EverQuote: Which Stock Is the Stronger Bet in Insurtech? (Zacks)
Sep-18-25 11:33PM	Property & Casualty Insurance Stocks Q2 Earnings: Root (NASDAQ:ROOT) Best of the Bunch (StockStory) +5.96%
Sep-13-25 01:40PM	3 No-Brainer Fintech Growth Stocks to Buy With $2,000 Right Now (Motley Fool)
Sep-10-25 01:08PM	Does Technology Power Root's Competitive Edge in Insurance? (Zacks)
Sep-09-25 11:51AM	Investment Income: Is it a Strategic Growth Lever for ROOT? (Zacks)
Sep-08-25 03:36PM	Why Is Root (ROOT) Stock Rocketing Higher Today (StockStory) +8.74%
Sep-05-25 11:57AM	Aon Joins Forces With Scuderia Ferrari HP in Multi-Year Partnership (Zacks)
Sep-02-25 01:34PM	ROOT Loses 33% in 3 Months, Trades at a Premium: How to Play the Stock (Zacks)
Sep-01-25 01:31PM	ROOT's Policy Growth Steady: Will it Fuel Premium Acceleration? (Zacks)
Aug-16-25 11:43PM	Root, Inc. (ROOT): A Bull Case Theory (Insider Monkey)
Aug-15-25 02:53AM	Jim Cramer Weighs In on Root (Insider Monkey)
Aug-14-25 04:30PM	Root, Inc. to Participate in Upcoming Investor Conferences (GlobeNewswire)
Aug-13-25 08:41AM	Zacks.com featured highlights include Carpenter Technology, Virtu Financial and Root (Zacks)
01:43AM	The 5 Most Interesting Analyst Questions From Root's Q2 Earnings Call (StockStory)
Aug-12-25 11:13AM	3 Momentum Anomaly Stocks to Buy as Markets Look Beyond Tariffs (Zacks)
03:22AM	ROOT Q2 Deep Dive: Revenue Growth, Partnership Expansion, and Margin Pressures Shape Outlook (StockStory)
Aug-11-25 01:30PM	Why Unusual Options Candidate Root (ROOT) Stock is Screaming for a Sentiment Reversal (Barchart)
Aug-06-25 10:36PM	Wells Fargo Downgrades PT on Root from $142 to $118, Maintains Equal Weight Rating (Insider Monkey) -26.37%
07:27PM	Root (NASDAQ:ROOT) Beats Expectations in Strong Q2, Stock Soars (StockStory)
06:10PM	Root, Inc. (ROOT) Q2 Earnings and Revenues Top Estimates (Zacks)
04:15PM	Root, Inc. Announces 2025 Second Quarter Results (GlobeNewswire)
Aug-05-25 05:25PM	United Fire Group (UFCS) Tops Q2 Earnings Estimates (Zacks)
10:18AM	Will These 4 Insurance Stocks Deliver a Q2 Earnings Surprise? (Zacks)
09:46AM	Root Inc (ROOT) Q2 2025: Everything You Need To Know Ahead Of Earnings (GuruFocus.com)
Aug-04-25 11:12PM	Root (ROOT) Reports Q2: Everything You Need To Know Ahead Of Earnings (StockStory)
11:58AM	Can Root Keep the Surprise Streak Alive This Earnings Season? (Zacks)
Aug-01-25 01:08PM	Can Lemonade Keep its Beat Streak Alive in Q2 Earnings? (Zacks)
12:37PM	Heritage Due to Report Q2 Earnings: Here's What to Expect (Zacks)
10:49AM	Is a Beat in the Cards for Assurant This Earnings Season? (Zacks)

Show Previous News

Insider Trading	Relationship	Date	Transaction	Cost	#Shares	Value ($)	#Shares Total	SEC Form 4
Allison Jonathan	Chief Administrative Officer	May 15 '26	Sale	55.96	1,606	89,872	68,356	May 18 04:02 PM
Allison Jonathan	Officer	May 15 '26	Proposed Sale	55.96	1,606	89,872		May 15 10:16 AM
Allison Jonathan	Chief Administrative Officer	May 12 '26	Sale	55.74	1,706	95,092	69,962	May 13 05:05 PM
Allison Jonathan	Officer	May 12 '26	Proposed Sale	55.74	1,706	95,092		May 12 09:38 AM
Allison Jonathan	Chief Administrative Officer	Apr 07 '26	Sale	44.35	1,706	75,661	71,668	Apr 08 04:58 PM
Allison Jonathan	Officer	Apr 07 '26	Proposed Sale	44.35	1,706	75,661		Apr 07 10:12 AM
Timm Alexander E.	Chief Executive Officer	Apr 01 '26	Option Exercise	0.00	62,969	0	303,861	Apr 03 09:24 AM
Bonakdarpour Mahtiyar	President and CTO	Apr 01 '26	Option Exercise	0.00	43,043	0	391,717	Apr 03 09:22 AM
Binkley Megan	Chief Financial Officer	Apr 01 '26	Option Exercise	0.00	4,777	0	115,971	Apr 03 09:20 AM
Allison Jonathan	Chief Administrative Officer	Apr 01 '26	Option Exercise	0.00	6,442	0	80,360	Apr 03 09:18 AM
Allison Jonathan	Chief Administrative Officer	Apr 02 '26	Sale	42.33	4,112	174,061	73,374	Apr 03 09:18 AM
Allison Jonathan	Officer	Apr 02 '26	Proposed Sale	42.33	4,112	174,061		Apr 02 10:41 AM
Allison Jonathan	Chief Administrative Officer	Mar 20 '26	Sale	44.78	3,990	178,672	81,999	Mar 23 04:05 PM
Allison Jonathan	Officer	Mar 20 '26	Proposed Sale	44.78	3,990	178,672		Mar 20 09:48 AM
Allison Jonathan	Chief Administrative Officer	Mar 17 '26	Sale	45.00	3,990	179,550	85,989	Mar 18 04:17 PM
Allison Jonathan	Officer	Mar 17 '26	Proposed Sale	45.00	3,990	179,550		Mar 17 10:38 AM
Allison Jonathan	Chief Administrative Officer	Mar 12 '26	Sale	43.61	3,900	170,079	89,979	Mar 16 04:10 PM
Allison Jonathan	Officer	Mar 12 '26	Proposed Sale	43.61	3,900	170,079		Mar 12 09:54 AM
Allison Jonathan	Officer	Mar 10 '26	Proposed Sale	44.97	3,900	175,383		Mar 10 11:09 AM
Ulman Doug	Director	Mar 09 '26	Proposed Sale	45.11	13,152	593,304		Mar 09 11:32 AM
Allison Jonathan	Chief Administrative Officer	Mar 05 '26	Sale	48.05	3,900	187,395	97,779	Mar 06 04:19 PM
Allison Jonathan	Officer	Mar 05 '26	Proposed Sale	48.05	3,900	187,395		Mar 05 01:36 PM
Allison Jonathan	Chief Administrative Officer	Mar 03 '26	Sale	47.88	3,900	186,732	101,679	Mar 04 05:32 PM
Allison Jonathan	Officer	Mar 03 '26	Proposed Sale	47.88	3,900	186,732		Mar 03 01:33 PM
Bonakdarpour Mahtiyar	President and CTO	Dec 10 '25	Sale	83.00	5,750	477,250	266,807	Dec 12 04:13 PM
Timm Alexander E.	Chief Executive Officer	Dec 10 '25	Sale	83.00	6,336	525,888	151,412	Dec 12 04:12 PM
Bonakdarpour Mahtiyar	Officer	Dec 10 '25	Proposed Sale	83.00	5,750	477,250		Dec 10 04:19 PM
Timm Alexander E.	Officer	Dec 10 '25	Proposed Sale	83.00	6,336	525,888		Dec 10 04:13 PM

Root, Inc. is a technology insurance company, which engages in the provision of insurance services. It offers mobile telematics and technology platforms to segment individual risk based on complex behavioral data and customer experience to make pricing decisions and grow businesses. It provides insurance products and services in the United States. The company was founded by Alexander E. Timm and Daniel Manges in February 2015 and is headquartered in Columbus, OH.

FounderMr. Alexander Edward Timm

President & CTOMr. Mahtiyar Bonakdarpour

Chief Financial OfficerMs. Megan Nicole Binkley

Chief Administrative OfficerMr. Jonathan Alexander Allison

Chief Accounting OfficerMr. Ryan William Forish

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ROOT

Root Inc

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