OZK

Bank OZK

48.09

Oct 21 • 3:59 PM ET +1.93 (4.18%)

48.50

Aftermarket • 7:51 PM ET +0.41 (0.85%)

Financial Banks - Regional USA Mid NASD

Oct 21, 5:46 PMBank OZK sees RESG loan portfolio not returning to net growth until 2028 as Q3 2026 EPS $1.50 beats, revenue $391.5M misses

Peers: HOMB SFNC VLY WAL SSB ABCB FLG PB BOKF UCB

| Held by: IJH AVUV VTI SCHD VB DFSV SDVY DFAT VBR VXF

Scroll to Statements

Index	-
Market Cap	5.25B
Enterprise Value	-
Income	675.09M
Sales	2.77B
Book/sh	54.47
Cash/sh	-
Dividend Est.	1.90 (3.95%)
Dividend TTM	1.90 (3.95%)
Dividend Ex-Date	Oct 13, 2026
Dividend Gr. 3/5Y	11.36% 10.01%
Payout	28.17%
Employees	3280
IPO	Jul 17, 1997

P/E	7.95
Forward P/E	7.96
PEG	2.54
P/S	1.90
P/B	0.88
P/C	-
P/FCF	6.89
EV/EBITDA	-
EV/Sales	-
Quick Ratio	-
Current Ratio	0.07
Debt/Eq	0.11
LT Debt/Eq	0.11
Option/Short	Yes / Yes

EPS (ttm)	6.05
EPS next Y	6.04
EPS next Q	1.46
EPS this Y	-5.30%
EPS next Y	3.18%
EPS next 5Y	3.14%
EPS past 3/5Y	10.83% 22.32%
Sales past 3/5Y	26.60% 18.77%
EPS Y/Y TTM	-1.91%
Sales Y/Y TTM	-0.40%
EPS Q/Q	-5.72%
Sales Q/Q	-3.82%
Earnings	Oct 20 AMC
EPS/Sales Surpr.	4.97% -9.97%

Insider Own	0.00%
Insider Trans	-
Inst Own	95.03%
Inst Trans	-0.37%
ROA	1.66%
ROE	11.33%
ROIC	9.95%
Gross Margin	-
Oper. Margin	32.35%
Profit Margin	24.37%
SMA20	5.00%
SMA50	0.36%
SMA200	-0.60%
Trades

Shs Outstand	109.17M
Shs Float	109.17M
Short Float	16.12%
Short Ratio	13.50
Short Interest	17.60M
52W High	53.39 -9.93%
52W Low	42.37 13.50%
Volatility	2.67% 2.32%
ATR (14)	1.11
RSI (14)	58.70
Beta	0.92
Rel Volume	2.54
Avg Volume	1.30M
Volume	3,309,459

Perf Week	7.03%
Perf Month	2.28%
Perf Quarter	-4.05%
Perf Half Y	1.20%
Perf YTD	4.50%
Perf Year	5.69%
Perf 3Y	35.08%
Perf 5Y	5.55%
Perf 10Y	27.76%
Recom	2.80
Target Price	53.78
Prev Close	46.16
Price	48.09
Change %	4.18%

Date	Action	Analyst	Rating Change	Price Target Change
Sep-08-26	Downgrade	Morgan Stanley	Equal-Weight → Underweight	$56
Sep-02-26	Resumed	Raymond James	Mkt Perform
Aug-10-26	Resumed	Wells Fargo	Equal Weight	$56
Jul-06-26	Downgrade	TD Cowen	Buy → Hold	$53
Apr-07-26	Resumed	UBS	Neutral	$48
Oct-17-25	Downgrade	Raymond James	Outperform → Mkt Perform
Aug-20-25	Upgrade	Stephens	Equal-Weight → Overweight	$65
Jul-08-25	Upgrade	Raymond James	Mkt Perform → Outperform	$58
Jan-21-25	Upgrade	Wells Fargo	Underweight → Equal Weight	$40 → $48
Dec-17-24	Resumed	UBS	Neutral
Sep-17-24	Downgrade	Raymond James	Outperform → Mkt Perform
May-29-24	Downgrade	Citigroup	Buy → Sell	$57 → $37
Jan-08-24	Downgrade	UBS	Buy → Neutral
Jan-05-24	Upgrade	Raymond James	Mkt Perform → Outperform	$58
Jan-05-24	Downgrade	Wells Fargo	Equal Weight → Underweight	$41
Dec-01-23	Initiated	Citigroup	Buy	$50
Mar-15-23	Upgrade	UBS	Neutral → Buy	$48 → $47
Dec-05-22	Initiated	Morgan Stanley	Equal-Weight	$48
Jul-07-22	Downgrade	Wells Fargo	Overweight → Equal Weight	$58 → $42
Jul-07-22	Downgrade	Raymond James	Outperform → Mkt Perform

Show Previous Ratings

Oct-21-26 09:32PM	Debt Flood Shrinks Bank OZK's Real Estate Book Faster Than Planned (Bisnow)
05:36PM	Bank OZK, heavy in CRE loans, makes progress on diversifying (American Banker)
11:17AM	Bank OZK Beats On EPS, But The Real Story Is Bolder 2027 Loan-Growth Guidance As 2026 Growth Is Trimmed (Earnings Whispers)
08:30AM	Bank OZK Q3 2026 Earnings Call Summary (Moby)
Oct-20-26 04:36PM	Bank OZK: Q3 Earnings Snapshot (Associated Press)
04:05PM	Loading…
04:05PM	Bank OZK Announces Third Quarter 2026 Earnings (GlobeNewswire)
Oct-14-26 11:00AM	Lincoln, McCourt land $133M construction financing for Culver City mixed-use (The Real Deal)
Oct-08-26 12:49PM	Bank OZK Falls 5% After Citi Flags $915M San Diego Loan (CRE Daily)
Oct-07-26 12:59PM	Bank OZK Shares Drop After Citi Flags $915M Mortgage Concern (Bisnow)
Oct-01-26 04:01PM	Bank OZK Announces Increase to Quarterly Common Stock Dividend and Announces Preferred Stock Dividend (GlobeNewswire)
Sep-30-26 04:01PM	Bank OZK Announces Third Quarter 2026 Earnings Release and Conference Call Dates (GlobeNewswire)
Jul-24-26 01:57AM	Bank OZK Shrinks Real Estate Exposure as Peers Ramp Up (CRE Daily)
Jul-22-26 05:01PM	Bank OZK (OZK) Q2 2026 Earnings Call Highlights: Strong CIB Growth and Strategic Buybacks Amid ... (GuruFocus.com)
08:30AM	Bank OZK Q2 2026 Earnings Call Summary (Moby)
Jul-21-26 04:24PM	Bank OZK: Q2 Earnings Snapshot (Associated Press)
04:13PM	Loading…
04:13PM	Bank OZK Announces Second Quarter 2026 Earnings (GlobeNewswire)
Jul-15-26 01:47PM	Small-cap outperformance is persisting - and these 15 quality stocks pay rich dividends (MarketWatch)
Jul-01-26 04:01PM	Bank OZK Announces Increase to Quarterly Common Stock Dividend and Announces Preferred Stock Dividend (GlobeNewswire) -5.70%
Jun-30-26 04:01PM	Bank OZK Announces Date for Second Quarter 2026 Earnings Release and Conference Call (GlobeNewswire)
Jun-29-26 04:01PM	Bank OZK Announces $200 Million Stock Repurchase Program (GlobeNewswire)
Apr-23-26 03:03AM	Bank OZK (OZK) Q1 2026 Earnings Call Highlights: Strategic Growth Amidst Competitive Challenges (GuruFocus.com)
Apr-22-26 08:30AM	Bank OZK Q1 2026 Earnings Call Summary (Moby)
Apr-21-26 04:47PM	Bank OZK: Q1 Earnings Snapshot (Associated Press)
04:05PM	Bank OZK Announces First Quarter 2026 Earnings (GlobeNewswire)
Apr-01-26 04:01PM	Bank OZK Announces Increase to Quarterly Common Stock Dividend and Announces Preferred Stock Dividend (GlobeNewswire)
Mar-31-26 04:01PM	Bank OZK Announces Date for First Quarter 2026 Earnings Release and Conference Call (GlobeNewswire)
Mar-05-26 09:18PM	Morgan Stanley Lifts Bank OZK Target to $61 While Keeping Equal Weight Rating (Insider Monkey)
Mar-03-26 10:10AM	Can OZK Sustain Returns With Strong Capital Base in Place? (Zacks)
Feb-20-26 11:30AM	Citizens Financial Group (CFG) Up 0.5% Since Last Earnings Report: Can It Continue? (Zacks)
Feb-19-26 11:30AM	Why Is Bank OZK (OZK) Up 3.5% Since Last Earnings Report? (Zacks)
08:51AM	Loading…
Feb-09-26 08:51AM	Banking on Yield? Heres How We Scored Dime Community Bancshares (DCOM) Dividend (24/7 Wall St.)
Feb-05-26 08:00AM	Bank OZK (OZK) Fell on a Tepid Yearly Outlook (Insider Monkey)
Jan-30-26 09:19AM	VLY Stock Rallies 3.3% as Q4 Earnings Beat on Higher NII & Fee Income (Zacks)
Jan-23-26 09:50AM	Bank OZK price target lowered to $54 from $56 at TD Cowen (TipRanks)
Jan-22-26 12:05PM	BKU's Q4 Earnings Beat on Higher NII & Fee Income, Stock Jumps 9% (Zacks)
Jan-21-26 04:01PM	Bank OZK (OZK) Q4 2025 Earnings Call Highlights: Navigating Credit Challenges and Optimizing ... (GuruFocus.com)
01:06PM	Bank OZK Shares Fall as Q4 Earnings Miss Estimates, Provisions Rise (Zacks)
11:27AM	Bank OZK Q4 Earnings Call Highlights (MarketBeat)
Jan-20-26 05:14PM	Bank OZK: Q4 Earnings Snapshot (Associated Press Finance)
04:05PM	Bank OZK Announces Fourth Quarter and Full Year 2025 Earnings (GlobeNewswire)
11:09AM	Pre-Markets in the Red to Start Fresh Holiday-Shortened Week (Zacks)
10:35AM	Q4 Earnings, Davos Tension Inform Late Start to Trading Week (Zacks)
Jan-16-26 08:47AM	WAFD Q1 Earnings Beat Estimates on Higher NII, Expenses Decline (Zacks)
Jan-15-26 02:53AM	TD Cowen Trims Bank OZK Target but Stays Bullish on Durable Banking Tailwinds (Insider Monkey)
Jan-14-26 10:00AM	Equity Bancshares (EQBK) Earnings Expected to Grow: Should You Buy? (Zacks)
09:15AM	Ahead of Bank OZK (OZK) Q4 Earnings: Get Ready With Wall Street Estimates for Key Metrics (Zacks)
Jan-13-26 10:00AM	Bank OZK (OZK) Expected to Beat Earnings Estimates: What to Know Ahead of Q4 Release (Zacks)
Jan-06-26 10:38PM	Regional Banks Stocks Q2 Recap: Benchmarking Bank OZK (NASDAQ:OZK) (StockStory)
Jan-02-26 04:01PM	Bank OZK Announces Increase to Quarterly Common Stock Dividend and Announces Preferred Stock Dividend (GlobeNewswire)
Dec-30-25 11:01PM	3 Reasons to Sell OZK and 1 Stock to Buy Instead (StockStory)
04:01PM	Bank OZK Announces Date for Fourth Quarter and Full Year 2025 Earnings Release and Conference Call (GlobeNewswire)
Dec-22-25 04:54PM	Marcus & Millichaps IPA Capital Markets Arranges $96.7M Financing from Bank OZK for Northern Illinois Industrial Portfolio (Business Wire)
Dec-18-25 12:15PM	Hancock Whitney Hits 52-Week High: Should You Buy the Stock Now? (Zacks)
Dec-17-25 11:01PM	3 Reasons to Sell OZK and 1 Stock to Buy Instead (StockStory)
10:34PM	Q2 Earnings Highs And Lows: Bank OZK (NASDAQ:OZK) Vs The Rest Of The Regional Banks Stocks (StockStory)
06:08AM	New Strong Sell Stocks for Dec. 17 (Zacks)
Dec-08-25 10:32PM	A Look Back at Regional Banks Stocks' Q2 Earnings: Bank OZK (NASDAQ:OZK) Vs The Rest Of The Pack (StockStory)
Dec-05-25 07:20PM	Bank OZK: A Comprehensive Analysis of Its Investment Potential (Motley Fool)
Nov-26-25 04:23AM	New Strong Sell Stocks for Nov. 26 (Zacks)
Nov-24-25 11:00PM	3 Reasons to Avoid OZK and 1 Stock to Buy Instead (StockStory)
05:27AM	New Strong Sell Stocks for Nov. 24 (Zacks)
Nov-18-25 11:09AM	Columbia Banking Rewards Shareholders With a 2.8% Dividend Hike (Zacks)
Nov-10-25 08:16PM	UBS Maintains Neutral Stance on Bank OZK (OZK), Cites Mixed Credit Results (Insider Monkey)
Oct-24-25 10:53AM	Valley National Q3 Earnings Top on Y/Y Revenue Increase, Stock Up 4.2% (Zacks)
08:06AM	ASB Q3 Earnings Beat as Provisions Decline, Fee Income View Raised (Zacks)
Oct-23-25 11:02AM	BKU's Q3 Earnings Beat on Higher NII & Non-Interest Income, Stock Up (Zacks)
Oct-17-25 03:02PM	Bank OZK (OZK) Q3 2025 Earnings Call Highlights: Navigating Challenges and Seizing Growth ... (GuruFocus.com)
12:58PM	Bank OZK Q3 Earnings Miss Estimates Despite Y/Y Revenue Growth (Zacks)
09:40AM	Should Value Investors Buy Bank OZK (OZK) Stock? (Zacks)
09:36AM	Deere upgraded, AST SpaceMobile downgraded: Wall Street's top analyst calls (The Fly)
Oct-16-25 06:00PM	Bank OZK (OZK) Q3 Earnings: How Key Metrics Compare to Wall Street Estimates (Zacks) -6.89%
05:20PM	Bank OZK (OZK) Q3 Earnings Lag Estimates (Zacks)
04:18PM	Bank OZK: Q3 Earnings Snapshot (Associated Press Finance)
04:05PM	Bank OZK Announces Record Third Quarter 2025 Earnings (GlobeNewswire)
03:01PM	Bank OZK, Bank of Hawaii, BancFirst, Ameris Bancorp, and Simmons First National Shares Plummet, What You Need To Know (StockStory)
05:29AM	Interactive Brokers and Charles Schwab earnings in focus amid trading boom (MarketWatch)
04:38AM	Stock Market Today: Dow, S&P 500 and Nasdaq called higher as Taiwan Semiconductor earnings support tech; gold touches fresh record. (MarketWatch)
Oct-14-25 11:03PM	Earnings To Watch: Bank OZK (OZK) Reports Q3 Results Tomorrow (StockStory)
12:36PM	This Week's 5 Important Earnings Charts (Zacks)
10:00AM	SmarFinancial (SMBK) Earnings Expected to Grow: Should You Buy? (Zacks)
Oct-13-25 09:15AM	Countdown to Bank OZK (OZK) Q3 Earnings: Wall Street Forecasts for Key Metrics (Zacks)
Oct-09-25 10:00AM	Bank OZK (OZK) Reports Next Week: Wall Street Expects Earnings Growth (Zacks)
Oct-01-25 04:01PM	Bank OZK Announces Increase to Quarterly Common Stock Dividend and Announces Preferred Stock Dividend (GlobeNewswire)
Sep-30-25 04:01PM	Bank OZK Announces Date for Third Quarter 2025 Earnings Release and Conference Call (GlobeNewswire)
Sep-26-25 11:45AM	Why Bank OZK (OZK) is a Top Dividend Stock for Your Portfolio (Zacks)
Sep-17-25 09:40AM	Should Value Investors Buy Bank OZK (OZK) Stock? (Zacks)
08:49AM	Arista Networks and Elevance Health have been highlighted as Zacks Bull and Bear of the Day (Zacks)
Sep-16-25 11:28AM	Fed Set to Cut Rates Tomorrow: 3 Bank Stocks Stand to Benefit (Zacks)
Sep-10-25 11:45AM	Bank OZK (OZK) Could Be a Great Choice (Zacks)
Sep-09-25 12:00PM	Bank OZK (OZK) Upgraded to Buy: Here's What You Should Know (Zacks)
Sep-02-25 06:16AM	Zacks.com featured highlights include Vertiv Holdings, The Progressive, Bank OZK, TransUnion and The Mosaic (Zacks)
Aug-29-25 07:59AM	Buy These 5 Stocks With Solid Sales Growth to Counter Uncertainty (Zacks)
Aug-28-25 12:00AM	2 Reasons to Like OZK (and 1 Not So Much) (StockStory)
Aug-26-25 11:35PM	Q2 Rundown: Bank OZK (NASDAQ:OZK) Vs Other Regional Banks Stocks (StockStory)
10:33AM	Hancock Whitney Trades Near 52-Week High: Should You Buy the Stock? (Zacks)
09:40AM	Are Investors Undervaluing Bank OZK (OZK) Right Now? (Zacks)
Aug-25-25 06:15PM	Aave reaches $41.1 billion TVL record, equivalent to being the 54th largest US bank (CryptoSlate)
11:45AM	Are You Looking for a High-Growth Dividend Stock? (Zacks)
08:56AM	Citizens & Northern (CZNC) Moves 5.2% Higher: Will This Strength Last? (Zacks)
Aug-20-25 04:34AM	Zacks.com featured highlights Microsoft, Textron, Bank OZK and TransUnion (Zacks)

Show Previous News

Bank OZK engages in the provision of community banking services. The firm offers deposit services such as checking, savings, money market, time deposit, and individual retirement accounts. It also provides loan services including types of real estate, consumer, commercial, industrial, and agricultural loans. The company was founded in 1903 and is headquartered in Little Rock, AR.

Chairman & CEOMr. George G. Gleason II

PresidentMr. Paschall Brannon Hamblen

Chief Financial OfficerMr. Tim Hicks CPA

Chief Operating OfficerMs. Cynthia Wolfe

Chief Credit OfficerMr. John Carter

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OZK

Bank OZK

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