PAY

Nov 02, 11:45 PMPaymentus beats Q3 2026 estimates and raises FY26 revenue outlook to $1.46B–$1.47B

Peers: ACIW RPAY IIIV FISV FLYW FOUR CPAY BILL JKHY TYL

| Held by: VTI IWM VB VBK VXF IWO FESM DFAS VTWO SCHA

Index	RUT
Market Cap	4.41B
Enterprise Value	4.04B
Income	84.86M
Sales	1.36B
Book/sh	4.87
Cash/sh	3.01
Dividend Est.	-
Dividend TTM	-
Dividend Ex-Date	-
Dividend Gr. 3/5Y	- -
Payout	0.00%
Employees	1340
IPO	May 26, 2021

P/E	53.22
Forward P/E	32.45
PEG	1.27
P/S	3.24
P/B	7.20
P/C	11.63
P/FCF	27.74
EV/EBITDA	28.42
EV/Sales	2.97
Quick Ratio	4.41
Current Ratio	4.89
Debt/Eq	0.01
LT Debt/Eq	0.01
Option/Short	Yes / Yes

EPS (ttm)	0.66
EPS next Y	1.08
EPS next Q	0.23
EPS this Y	37.23%
EPS next Y	19.24%
EPS next 5Y	25.55%
EPS past 3/5Y	- 48.17%
Sales past 3/5Y	34.03% 31.72%
EPS Y/Y TTM	50.31%
Sales Y/Y TTM	30.21%
EPS Q/Q	75.44%
Sales Q/Q	28.80%
Earnings	Nov 02 AMC
EPS/Sales Surpr.	19.85% 3.71%

Insider Own	54.65%
Insider Trans	-0.27%
Inst Own	48.95%
Inst Trans	-17.71%
ROA	12.71%
ROE	15.02%
ROIC	13.70%
Gross Margin	24.37%
Oper. Margin	7.58%
Profit Margin	6.24%
SMA20	8.56%
SMA50	4.18%
SMA200	21.60%
Trades

Shs Outstand	63.11M
Shs Float	57.11M
Short Float	4.69%
Short Ratio	2.46
Short Interest	2.68M
52W High	45.31 -22.64%
52W Low	20.11 74.29%
Volatility	4.56% 3.72%
ATR (14)	1.36
RSI (14)	61.63
Beta	1.37
Rel Volume	0.00
Avg Volume	1.09M
Volume	0

Perf Week	7.78%
Perf Month	13.69%
Perf Quarter	-21.41%
Perf Half Y	22.47%
Perf YTD	10.95%
Perf Year	22.55%
Perf 3Y	133.36%
Perf 5Y	31.77%
Perf 10Y	-
Recom	2.25
Target Price	41.17
Prev Close	35.05
Price	35.05
Change %	0.00%

Consensus

Buy

Avg. Price Target

$41.17

Implied Upside

+17.5%

Analysts9incl. previous ratings

Rating Distribution3 Buy · 6 Hold · 0 Sell

Date	Action	Analyst	Rating Change	Price Target Change	Implied Upside
Sep 17, 2026	Initiated	SSeaport Research Partners	Buy	$42	+19.8%
Aug 25, 2026	Downgrade	WWolfe Research	Outperform → Peer Perform
Jul 30, 2026	Downgrade	RRobert W. Baird	Outperform → Neutral	$34	-3.0%
Feb 20, 2026	Upgrade	RRaymond James	Outperform → Strong Buy	$35	-0.1%
Jul 22, 2025	Upgrade	WWolfe Research	Peer Perform → Outperform
Jul 14, 2025	Upgrade	RRaymond James	Mkt Perform → Outperform	$84	+139.7%
Feb 03, 2025	Resumed	WWedbush	Outperform
Jul 10, 2024	Upgrade	RRobert W. Baird	Neutral → Outperform	$23	-34.4%
Mar 14, 2024	Downgrade	RRaymond James	Outperform → Mkt Perform
Jan 17, 2024	Initiated	WWells Fargo	Equal Weight	$17	-51.5%
Oct 31, 2023	Resumed	CCitigroup	Neutral	$16	-54.4%
Oct 05, 2023	Downgrade	CCitigroup	Buy → Neutral	$14 → $17	-51.5%
Sep 18, 2023	Downgrade	RRobert W. Baird	Outperform → Neutral	$16 → $18	-48.6%
Aug 08, 2023	Upgrade	GGoldman	Sell → Neutral	$9 → $12	-65.8%
Apr 20, 2023	Downgrade	WWolfe Research	Outperform → Peer Perform
Jan 09, 2023	Downgrade	WWells Fargo	Equal Weight → Underweight	$10 → $8.50	-75.7%
Jan 09, 2023	Downgrade	GGoldman	Neutral → Sell	$7.50	-78.6%
Dec 16, 2022	Initiated	WWedbush	Neutral	$11	-68.6%
Sep 26, 2022	Downgrade	SSMBC Nikko	Outperform → Neutral
Sep 08, 2022	Downgrade	WWells Fargo	Overweight → Equal Weight	$19 → $13	-62.9%

Nov-02-26 11:31PM	Paymentus: Q3 Earnings Snapshot (Associated Press) +6.79%
07:42PM	Paymentus Matches The Whisper And Raises Again, But A Sharp Growth Slowdown Sets The Real Test (Earnings Whispers)
04:05PM	Paymentus Reports Third Quarter 2026 Financial Results (Business Wire)
03:10PM	Paymentus Named the Best-In-Class Billing and Payments Solution Provider in Datos Insights Market Report (Business Wire)
Oct-26-26 01:19PM	Paymentus Must Prove Its Cautious 15% Growth Guide Is Sandbagging, Not A Slowdown (Earnings Whispers)
04:05PM	Loading…
Oct-19-26 04:05PM	Paymentus to Report Third Quarter 2026 Earnings Results and Host Webcast on November 2, 2026 (Business Wire)
Sep-29-26 08:00AM	Paymentus Achieves Premier Level in Guidewire PartnerConnect Program (Business Wire)
Sep-08-26 08:00AM	Billing and Payment Friction Puts $330 Billion in Annual Service Revenue at Risk, New Study Finds (Business Wire)
Aug-17-26 04:05PM	Paymentus to Participate in Upcoming Investor Conferences (Business Wire) -5.76%
Aug-05-26 09:15AM	Doug Bergeron Launches Campaign to Revitalize Growth at Ethan Allen and Nominates Alternative Slate of Director Candidates (Business Wire) -10.31%
Aug-04-26 01:04AM	Paymentus Holdings Inc (PAY) (Q2 2026) Earnings Call Highlights: Record Revenue and ... (GuruFocus.com) +29.20%
Aug-03-26 04:29PM	Paymentus: Q2 Earnings Snapshot (Associated Press)
04:05PM	Paymentus Reports Second Quarter 2026 Financial Results (Business Wire)
Jul-31-26 09:16AM	Earnings To Watch: Paymentus Holdings Inc (PAY) Q2 2026 -- GF Value Sees 33% Upside (GuruFocus.com)
Jul-20-26 04:09PM	Paymentus to Report Second Quarter 2026 Earnings Results and Host Webcast on August 3, 2026 (Business Wire)
04:05PM	Loading…
May-05-26 04:05PM	Paymentus to Participate in Upcoming Investor Conferences in May and June (Business Wire) -7.83%
May-04-26 04:44PM	Paymentus: Q1 Earnings Snapshot (Associated Press)
04:15PM	Paymentus Launches AI-Native Service Commerce, Transforming Bills into Intelligent Experiences that Enable End-to-End Service Relationships and Payments (Business Wire)
04:05PM	Paymentus Reports First Quarter 2026 Financial Results (Business Wire)
May-01-26 09:17AM	Earnings To Watch: Paymentus Holdings Inc (PAY) Reports Q1 2026 Result (GuruFocus.com)
Apr-20-26 04:05PM	Paymentus to Report First Quarter 2026 Earnings Results and Host Webcast on May 4, 2026 (Business Wire)
Mar-09-26 11:34PM	Reflecting On Diversified Financial Services Stocks' Q4 Earnings: Paymentus (NYSE:PAY) (StockStory)
Mar-02-26 11:24AM	Paymentus Holdings, Inc. (PAY) Benefits from Rising Digitization of Bill Payments, Says Wedbush (Insider Monkey)
12:30AM	The Top 5 Analyst Questions From Paymentus's Q4 Earnings Call (StockStory)
Feb-28-26 07:30AM	These fintech stocks are loved by analysts and could bounce back in a big way (MarketWatch)
Feb-25-26 04:05PM	Paymentus to Participate in Upcoming Conferences in March (Business Wire)
Feb-24-26 09:59AM	Stocks Rebound as Software Stocks Recover (Barchart)
Feb-23-26 09:09PM	Paymentus Q4 Earnings Call Highlights (MarketBeat) -5.86%
07:25PM	Paymentus (PAY) Q4 Earnings and Revenues Surpass Estimates (Zacks)
04:43PM	Paymentus: Q4 Earnings Snapshot (Associated Press Finance)
04:19PM	Loading…
04:19PM	Paymentus (NYSE:PAY) Delivers Strong Q4 CY2025 Numbers But Stock Drops (StockStory)
04:05PM	Paymentus Reports Fourth Quarter and Full Year 2025 Financial Results (Business Wire)
Feb-21-26 10:08PM	Earnings To Watch: Paymentus (PAY) Reports Q4 Results Tomorrow (StockStory)
Feb-20-26 08:10AM	Western Union (WU) Surpasses Q4 Earnings Estimates (Zacks) +6.01%
07:59AM	Here Are Fridays Top Wall Street Analyst Research Calls: Amgen, ETSY, Eldorado Gold, GE Aerospace, Merck, Southern Company, Walmart, Yeti, and More (24/7 Wall St.)
07:16AM	Paymentus Holdings Inc (PAY) Q4 2025: Everything You Need To Know Ahead Of Earnings (GuruFocus.com)
Feb-18-26 05:15PM	Remitly Global, Inc. (RELY) Q4 Earnings and Revenues Surpass Estimates (Zacks)
Feb-03-26 04:05PM	Paymentus to Report Fourth Quarter and Full Year 2025 Earnings Results and Host Webcast on February 23, 2026 (Business Wire) -9.49%
Jan-08-26 03:34PM	FTC charges against fuel card provider Corpay held up on federal appeal (FreightWaves)
Dec-05-25 11:30AM	Fidelity National (FIS) Up 1.4% Since Last Earnings Report: Can It Continue? (Zacks)
Nov-26-25 09:50AM	Here's Why Paymentus (PAY) is a Strong Momentum Stock (Zacks)
Nov-25-25 04:05PM	Paymentus to Participate in Upcoming Investor Conferences in December (Business Wire)
Nov-11-25 10:34PM	Q3 Diversified Financial Services Earnings: Paymentus (NYSE:PAY) Impresses (StockStory)
Nov-10-25 09:50AM	Why Paymentus (PAY) is a Top Momentum Stock for the Long-Term (Zacks)
12:31AM	5 Must-Read Analyst Questions From Paymentus's Q3 Earnings Call (StockStory)
Nov-06-25 06:00PM	Paymentus to Participate in Upcoming Investor Conferences in November (Business Wire)
Nov-04-25 11:56AM	Why Paymentus (PAY) Stock Is Up Today (StockStory) +26.18%
08:41AM	PAY Q3 Deep Dive: Vertical Expansion and Enterprise Onboarding Drive Growth (StockStory)
12:05AM	Paymentus Holdings Inc (PAY) Q3 2025 Earnings Call Highlights: Record Revenue Growth and ... (GuruFocus.com)
Nov-03-25 05:40PM	Paymentus (PAY) Q3 Earnings and Revenues Surpass Estimates (Zacks)
04:40PM	Paymentus: Q3 Earnings Snapshot (Associated Press Finance)
04:21PM	Paymentus (NYSE:PAY) Reports Upbeat Q3, Stock Jumps 11.3% (StockStory)
04:05PM	Paymentus Reports Third Quarter 2025 Financial Results (Business Wire)
Nov-01-25 11:03PM	Earnings To Watch: Paymentus (PAY) Reports Q3 Results Tomorrow (StockStory)
Oct-31-25 09:20AM	What To Expect From Paymentus Holdings Inc (PAY) Q3 2025 Earnings (GuruFocus.com)
Oct-28-25 08:15AM	Paypal (PYPL) Beats Q3 Earnings and Revenue Estimates (Zacks)
Oct-24-25 12:01AM	2 Reasons We're Fans of Paymentus (PAY) (StockStory)
Oct-14-25 04:05PM	Paymentus to Report Third Quarter 2025 Earnings Results and Host Webcast on November 3, 2025 (Business Wire)
Sep-12-25 08:05AM	Paymentus Holdings (PAY) Rose Following Strong Results and Increased Guidance (Insider Monkey)
Sep-10-25 04:28PM	Nvidia Couldn't Make It 3 In A Row But This S&P 500 Stock Did (Investor's Business Daily) -6.45%
Sep-02-25 02:26PM	Why Paymentus (PAY) Stock Is Trading Lower Today (StockStory)
Aug-27-25 04:08PM	Outranking Visa, Mastercard, This Fintech Charges Toward Breakout With This Caveat (Investor's Business Daily)
09:55AM	Should You Buy Paymentus (PAY) After Golden Cross? (Zacks)
09:50AM	Are You a Momentum Investor? This 1 Stock Could Be the Perfect Pick (Zacks)
Aug-19-25 04:05PM	Paymentus to Participate in Upcoming Investor Conferences in September (Business Wire)
Aug-11-25 09:50AM	Why This 1 Momentum Stock Could Be a Great Addition to Your Portfolio (Zacks)
Aug-06-25 03:23PM	Paymentus Holdings Stock Sees RS Rating Jump To 83 (Investor's Business Daily)
Aug-05-25 04:05PM	Paymentus to Participate in Upcoming Investor Conferences in August (Business Wire) +12.00%
03:05AM	Paymentus Holdings Inc (PAY) Q2 2025 Earnings Call Highlights: Strong Revenue Growth and ... (GuruFocus.com)
Aug-04-25 05:25PM	Paymentus (PAY) Q2 Earnings and Revenues Surpass Estimates (Zacks)
04:58PM	Paymentus Holdings, Inc. (PAY): A Bull Case Theory (Insider Monkey)
04:23PM	Paymentus: Q2 Earnings Snapshot (Associated Press Finance)
04:05PM	Paymentus Reports Second Quarter 2025 Financial Results (Business Wire)
Jul-16-25 04:05PM	Paymentus to Report Second Quarter 2025 Earnings Results and Host Webcast on August 4, 2025 (Business Wire)
Jul-15-25 01:35PM	Paymentus (PAY) Surges 5.8%: Is This an Indication of Further Gains? (Zacks)
Jul-14-25 09:32AM	Rivian downgraded, PayPal upgraded: Wall Street's top analyst calls (The Fly) +5.81%
May-20-25 04:40AM	Paymentus keeps the lights on (Payments Dive)
May-13-25 03:36PM	Affirm Holdings Stock Scores RS Ratings Over 90 (Investor's Business Daily)
May-08-25 12:45PM	Paymentus (PAY) is an Incredible Growth Stock: 3 Reasons Why (Zacks)
12:00PM	Are You Looking for a Top Momentum Pick? Why Paymentus (PAY) is a Great Choice (Zacks)
May-06-25 04:05PM	Paymentus to Participate in Upcoming Investor Conferences in May and June (Business Wire)
09:40AM	Are Business Services Stocks Lagging Paymentus (PAY) This Year? (Zacks)
08:38AM	Q1 2025 Paymentus Holdings Inc Earnings Call (Thomson Reuters StreetEvents)
03:10AM	Paymentus Holdings Inc (PAY) Q1 2025 Earnings Call Highlights: Record Growth and Strategic Outlook (GuruFocus.com)
May-05-25 07:40PM	Paymentus Holdings, Inc. (PAY) Q1 2025 Earnings Call Transcript (Seeking Alpha)
05:45PM	Paymentus (PAY) Q1 Earnings and Revenues Beat Estimates (Zacks)
04:48PM	Paymentus: Q1 Earnings Snapshot (Associated Press Finance)
04:05PM	Paymentus Reports First Quarter 2025 Financial Results (Business Wire)
May-02-25 09:21AM	Earnings To Watch: Paymentus Holdings Inc (PAY) Reports Q1 2025 Result (GuruFocus.com)
Apr-23-25 02:58PM	TimesSquare U.S. Small Cap Growth Strategy Q1 2025 Commentary (Seeking Alpha)
09:50AM	Here's Why Paymentus (PAY) is a Strong Momentum Stock (Zacks)
Apr-16-25 12:00PM	Paymentus (PAY) Upgraded to Buy: What Does It Mean for the Stock? (Zacks)
11:38AM	Best Mobile Payments Stocks to Add to Your Portfolio for Strong Growth (Zacks)
11:35AM	OppFi Skyrockets 203% in a Year: Should You Buy the Stock Now? (Zacks)
Apr-14-25 04:05PM	Paymentus to Report First Quarter 2025 Earnings Results and Host Webcast on May 5, 2025 (Business Wire) +7.39%
Mar-30-25 05:31PM	Paymentus Holdings (PAY): Among Top High-Risk, High-Reward Growth Stocks To Buy Now (Insider Monkey)
Mar-11-25 10:41AM	Paymentus Rides 33% Transaction Boom To Big Q4 Beat & Solid FY25 Outlook, Stock Jumps (Benzinga) +24.59%
07:45AM	Q4 2024 Paymentus Holdings Inc Earnings Call (Thomson Reuters StreetEvents)
03:02AM	Paymentus Holdings Inc (PAY) Q4 2024 Earnings Call Highlights: Record Revenue and Strategic ... (GuruFocus.com)
Mar-10-25 05:15PM	Paymentus (PAY) Tops Q4 Earnings and Revenue Estimates (Zacks) -6.37%

Show Previous News

Insider Trading	Relationship	Date	Transaction	Cost	#Shares	Value ($)	#Shares Total	SEC Form 4
Kalra Sanjay	SVP and CFO	Aug 04 '26	Sale	41.21	25,000	1,030,302	508,506	Aug 06 07:14 PM
Kalra Sanjay	SVP and CFO	Aug 05 '26	Sale	40.25	2,909	117,101	505,597	Aug 06 07:14 PM
Trainor Gary	Director	Aug 04 '26	Sale	40.79	80,000	3,263,438	509,888	Aug 06 07:13 PM
SANJAY KALRA	Officer	Aug 05 '26	Proposed Sale	44.60	2,909	129,741		Aug 05 04:23 PM
SANJAY KALRA	Officer	Aug 04 '26	Proposed Sale	34.52	25,000	863,000		Aug 04 04:33 PM
TF Investment Holdings LLC	Director	Aug 04 '26	Proposed Sale	34.52	80,000	2,761,600		Aug 04 04:31 PM
Trainor Gary	Director	Jul 29 '26	Sale	35.12	40,000	1,404,852	589,888	Jul 30 07:13 PM
Trainor Gary	Director	Jul 28 '26	Sale	33.12	40,000	1,324,774	629,888	Jul 30 07:13 PM
TF Investment Holdings LLC	Director	Jul 29 '26	Proposed Sale	34.14	40,000	1,365,600		Jul 29 04:19 PM
GARY J TRAINOR DBATF INVESTMEN	Director	Jul 28 '26	Proposed Sale	31.48	40,000	1,259,200		Jul 28 04:22 PM
Dumbrell Jeffrey C	Executive Vice President	Oct 04 '44	Option Exercise	33.18	1,388	46,054	37,633	Oct 04 08:10 PM

Paymentus Holdings, Inc. engages in the provision of cloud-based bill payment technology and solutions. Its products offer customers electronic bill payment experiences powered by an omni-channel payment infrastructure that allows consumers to pay their bills using their preferred payment type and channel. The company was founded by Dushyant Sharma in 2004 and is headquartered in Addison, TX.

ChairmanMr. Dushyant Sharma

Senior VPMr. Sanjay Kalra CPA

Chief Commercial OfficerMr. Gerasimos Portocalis

Investor Relations OfficerDavid Hanover

open in yahoo | open in reuters | open in marketwatch | open in google | open in EDGAR

Paymentus Holdings Inc

Upgrade your Finviz experience