Upgrade to FINVIZ*Elite to get real-time quotes, intraday charts, and advanced charting tools.

NEW: Revenue Breakdown and Options Chain

Gain deeper insights into company revenues with a detailed analysis of revenue sources.
Explore the updated Options feature, providing in-depth data, and a 3D viewing option.

BFH

Bread Financial Holdings Inc

Apr 25 • 10:26AM ET

35.14

Dollar change -0.39
Percentage change -1.10	%

Financial • Credit Services • USA • NYSE

Stock Detail • Compare Perf. • Revenue • Options Chain • Save to Portfolio • Create Alert

Held by: IJR VTI VB VBR AVUV VXF IWM IJS IWN DFAT

Scroll to Statements

Index	RUT	P/E	2.45	EPS (ttm)	14.32	Insider Own	2.32%	Shs Outstand	49.30M	Perf Week	5.84%
Market Cap	1.74B	Forward P/E	3.96	EPS next Y	8.87	Insider Trans	-43.14%	Shs Float	48.28M	Perf Month	-4.95%
Income	717.00M	PEG	0.47	EPS next Q	3.00	Inst Own	101.84%	Short Float	7.52%	Perf Quarter	7.69%
Sales	4.94B	P/S	0.35	EPS this Y	-52.26%	Inst Trans	0.87%	Short Ratio	4.51	Perf Half Y	23.65%
Book/sh	59.19	P/B	0.59	EPS next Y	26.10%	ROA	3.01%	Short Interest	3.63M	Perf Year	30.10%
Cash/sh	-	P/C	-	EPS next 5Y	5.17%	ROE	28.40%	52W Range	23.19 - 41.89	Perf YTD	6.68%
Dividend Est.	0.86 (2.44%)	P/FCF	0.90	EPS past 5Y	-3.85%	ROI	8.88%	52W High	-16.11%	Beta	1.94
Dividend TTM	0.84 (2.39%)	Quick Ratio	-	Sales past 5Y	-0.94%	Gross Margin	-	52W Low	51.53%	ATR (14)	1.47
Dividend Ex-Date	Feb 08, 2024	Current Ratio	0.15	EPS Y/Y TTM	222.28%	Oper. Margin	19.58%	RSI (14)	48.95	Volatility	4.25% 3.76%
Employees	7000	Debt/Eq	1.86	Sales Y/Y TTM	14.09%	Profit Margin	14.52%	Recom	3.06	Target Price	36.31
Option/Short	Yes / Yes	LT Debt/Eq	1.77	EPS Q/Q	132.28%	Payout	5.85%	Rel Volume	1.34	Prev Close	35.53
Sales Surprise	3.42%	EPS Surprise	233.37%	Sales Q/Q	2.12%	Earnings	Apr 25 BMO	Avg Volume	804.28K	Price	35.14
SMA20	0.06%	SMA50	-3.82%	SMA200	2.98%	Trades		Volume	201,106	Change	-1.10%

Date	Action	Analyst	Rating Change	Price Target Change
Apr-04-24	Upgrade	Wolfe Research	Peer Perform → Outperform	$48
Jan-10-24	Initiated	BMO Capital Markets	Market Perform	$33
Jan-03-24	Downgrade	Evercore ISI	In-line → Underperform	$29 → $33
Dec-18-23	Downgrade	JP Morgan	Overweight → Neutral	$42 → $36
Dec-13-23	Downgrade	Morgan Stanley	Equal-Weight → Underweight	$31 → $25
Nov-15-23	Initiated	Barclays	Underweight	$24
Oct-05-23	Downgrade	BofA Securities	Buy → Neutral	$44 → $36
Oct-02-23	Downgrade	Goldman	Neutral → Sell	$44 → $32
Sep-05-23	Downgrade	RBC Capital Mkts	Outperform → Sector Perform	$46 → $43
Mar-17-23	Downgrade	Keefe Bruyette	Outperform → Mkt Perform	$60 → $35
Jan-05-23	Upgrade	Stephens	Equal-Weight → Overweight	$64
Oct-06-22	Initiated	Credit Suisse	Neutral	$38

Show Previous Ratings

Today 08:12AM	Bread Financial Holdings Inc (BFH) Faces Earnings Pressure Amid Economic Challenges (GuruFocus.com)
07:02AM	Bread Financial: Q1 Earnings Snapshot (Associated Press Finance)
06:55AM	Bread Financial Provides Performance Update for March 2024 (GlobeNewswire)
06:50AM	Bread Financial Reports First Quarter 2024 Results (GlobeNewswire)
06:45AM	Bread Financial Declares Dividend on Common Stock (GlobeNewswire)
10:02AM	Loading…
Apr-18-24 10:02AM	Analysts Estimate Bread Financial Holdings (BFH) to Report a Decline in Earnings: What to Look Out for (Zacks)
Apr-09-24 07:30AM	Bread Financial(TM) Schedules First Quarter 2024 Earnings Conference Call for April 25 (GlobeNewswire)
Mar-13-24 07:00AM	Bread Financial Provides Performance Update For February 2024 (GlobeNewswire)
Feb-29-24 08:53AM	Analyst Report: Bread Financial Holdings, Inc. (Morningstar Research)
Feb-28-24 07:30AM	Bread Financial to Participate in the 2024 RBC Capital Markets Financial Institutions Conference and the Wolfe FinTech Forum 2024 (GlobeNewswire)
Feb-26-24 07:11AM	3 Stocks on My Radar as We Head Into March (Motley Fool)
Feb-21-24 07:30AM	Bread Financial Announces Approval of $30 Million Share Repurchase Program (GlobeNewswire)
Feb-19-24 06:46PM	Analyst Report: Bread Financial Holdings, Inc. (Morningstar Research)
Feb-15-24 07:30AM	Bread Financial Provides Performance Update for January 2024 (GlobeNewswire)
Feb-13-24 07:30AM	Bread Financial to Participate in the Bank of America 2024 Financial Services Conference and KBW's 2024 Fintech & Payments Conference (GlobeNewswire)
08:14AM	Loading…
Jan-29-24 08:14AM	Time to Pull the Trigger, Says Oppenheimer About These 3 Stocks (TipRanks)
Jan-27-24 10:31AM	Bread Financial Holdings, Inc. (NYSE:BFH) Q4 2023 Earnings Call Transcript (Insider Monkey)
Jan-26-24 01:02PM	Bread Financial (BFH) Q4 Earnings Beat, Revenues Fall Y/Y (Zacks) +8.70%
Jan-25-24 10:57PM	Q4 2023 Bread Financial Holdings Inc Earnings Call (Thomson Reuters StreetEvents) +6.98%
11:43AM	Analyst Report: Bread Financial Holdings, Inc. (Morningstar Research)
10:00AM	Here's What Key Metrics Tell Us About Bread Financial (BFH) Q4 Earnings (Zacks)
08:00AM	Bread Financial Holdings (BFH) Tops Q4 Earnings and Revenue Estimates (Zacks)
07:18AM	Bread Financial Holdings Inc (BFH) Reports Mixed 2023 Results Amid Economic Headwinds (GuruFocus.com)
07:03AM	Bread Financial: Q4 Earnings Snapshot (Associated Press Finance)
06:55AM	Bread Financial Provides Performance Update for December 2023 (Business Wire)
06:50AM	Bread Financial Reports Fourth Quarter and Full Year 2023 Results (Business Wire)
06:45AM	Bread Financial Declares Dividend on Common Stock (Business Wire)
Jan-23-24 12:47PM	Seeking Clues to Bread Financial (BFH) Q4 Earnings? A Peek Into Wall Street Projections for Key Metrics (Zacks)
07:30AM	Bread Financial Names New Chief Technology Officer (Business Wire)
Jan-18-24 10:00AM	Will Bread Financial Holdings (BFH) Report Negative Earnings Next Week? What You Should Know (Zacks)
07:30AM	Loading…
Jan-09-24 07:30AM	Bread Financial Schedules Fourth Quarter and Full Year 2023 Earnings Conference Call for Jan. 25 (Business Wire)
Jan-08-24 05:27PM	Bread FinancialTM Announces Pricing and Upsize of Private Offering of $300 Million of Additional 9.750% Senior Notes Due 2029 (Business Wire)
07:25AM	Bread FinancialTM Announces Private Offering of Additional 9.750% Senior Notes Due 2029 (Business Wire)
Jan-05-24 07:54AM	Reasons Why Investors Should Retain Bread Financial (BFH) (Zacks)
Dec-29-23 12:34PM	Bread Financial Holdings (BFH) is a Top-Ranked Value Stock: Should You Buy? (Zacks)
06:39AM	16 Most Profitable Small-Cap Stocks Now (Insider Monkey)
Dec-18-23 08:30AM	Are Options Traders Betting on a Big Move in Bread Financial (BFH) Stock? (Zacks)
Dec-12-23 04:05PM	Bread Financial Announces Pricing and Upsize of Private Offering of $600 Million of Senior Notes (Business Wire)
Dec-11-23 07:59AM	Bread Financial Provides Performance Update for November 2023 (Business Wire)
07:51AM	Bread Financial Announces Private Offering of Senior Notes (Business Wire)
Dec-06-23 08:09AM	Here's Why Hold Strategy is Apt for Bread Financial (BFH) Now (Zacks)
Nov-29-23 09:40AM	Here's Why Bread Financial Holdings (BFH) is a Strong Value Stock (Zacks)
07:30AM	Bread Financial to Participate in the Goldman Sachs U.S. Financial Services Conference (Business Wire)
Nov-27-23 02:03PM	Bread FinancialTM Obtains Inaugural Holding Company Issuer Credit Ratings (Business Wire)
Nov-16-23 08:36AM	Implied Volatility Surging for Bread Financial (BFH) Stock Options (Zacks) -6.60%
Nov-14-23 09:30AM	ROX Receives $1.8 Million Gift from Bread FinancialTM to Address the Confidence, Leadership and Social Media Crisis Facing Girls (Business Wire)
07:00AM	Bread Financial Provides Performance Update for October 2023 (Business Wire)
Nov-07-23 07:30AM	Bread FinancialTM to Participate in the Stephens Annual Investment Conference (Business Wire)
Nov-03-23 04:20PM	Bread Financial(TM)s LivingWell Program Wins Prestigious Ragan Workplace Wellness Award for Financial Wellness (ACCESSWIRE)
Oct-30-23 01:59AM	The Bread Financial Holdings Inc (BFH) Company: A Short SWOT Analysis (GuruFocus.com)
Oct-28-23 02:33PM	Bread Financial Holdings, Inc. (NYSE:BFH) Q3 2023 Earnings Call Transcript (Insider Monkey)
Oct-27-23 12:16PM	Bread Financial (BFH) Q3 Earnings Top, Credit Sales Drop (Zacks)
Oct-26-23 04:33PM	Analyst Report: Bread Financial Holdings, Inc. (Morningstar Research)
08:26AM	Bread Financial Holdings Inc (BFH) Q3 2023 Earnings: A Closer Look (GuruFocus.com)
08:05AM	Bread Financial Holdings (BFH) Q3 Earnings and Revenues Surpass Estimates (Zacks)
07:00AM	Bread Financial: Q3 Earnings Snapshot (Associated Press Finance)
06:55AM	Bread Financial Provides Performance Update for September 2023 (Business Wire)
06:50AM	Bread Financial Reports Third Quarter 2023 Results (Business Wire)
06:45AM	Bread FinancialTM Declares Dividend on Common Stock (Business Wire)
Oct-19-23 10:01AM	Bread Financial Holdings (BFH) Expected to Beat Earnings Estimates: Should You Buy? (Zacks)
Oct-18-23 09:01AM	Is this the Best Time to Invest in Bread Financial (BFH)? (Insider Monkey)
Oct-17-23 12:10PM	Why Bread Financial (BFH) Could Beat Earnings Estimates Again (Zacks)
11:40AM	BFH vs. FOUR: Which Stock Is the Better Value Option? (Zacks)
11:10AM	Bread Financial(TM) Awards $250,000 Grant to the Fedcap Group To Support Financial Empowerment (ACCESSWIRE)
Oct-12-23 12:02PM	Unraveling the Ownership and Earnings Dynamics of Bread Financial Holdings Inc (GuruFocus.com)
Oct-10-23 07:30AM	Bread Financial Schedules Third Quarter 2023 Earnings Conference Call for Oct. 26, 2023 (Business Wire)
Oct-06-23 06:55PM	Why Bread Financial Stock Went Stale This Week (Motley Fool)
Oct-03-23 09:20AM	Is the Options Market Predicting a Spike in Bread Financial (BFH) Stock? (Zacks) -6.44%
02:37AM	Airbnb looking at a bleak winter, says KeyBanc: 4 big analyst cuts (Investing.com)
Sep-28-23 09:40AM	Why Bread Financial Holdings (BFH) is a Top Value Stock for the Long-Term (Zacks)
06:14AM	Zacks.com featured highlights include CVR Energy, Delek US Holdings, Bread Financial, Dish Network and Cardinal Health (Zacks)
Sep-27-23 07:35AM	5 Stocks Favored by Brokers Amid the Current Turbulence (Zacks)
Sep-13-23 07:38AM	5 Broker-Friendly Stocks to Watch as Uncertainty Prevails (Zacks)
Sep-12-23 07:00AM	Bread Financial Provides Performance Update for August 2023 (Business Wire)
Sep-11-23 09:40AM	Are You a Value Investor? This 1 Stock Could Be the Perfect Pick (Zacks)
Sep-06-23 09:30AM	Bread Financial(TM) Included on USA Todays Climate Leaders List (ACCESSWIRE)
08:07AM	Reasons Why Investors Should Retain Bread Financial (BFH) (Zacks)
Sep-01-23 12:30PM	Bread Financial 2022 ESG Report: A Message from Head of Sustainability, Dana Beckman (ACCESSWIRE)
Aug-29-23 08:26AM	Zacks.com featured highlights include CVR Energy, Fluor, Delek US Holdings, Bread Financial and Avnet (Zacks)
07:30AM	Bread Financial to Participate in the Barclays Financial Services Conference (Business Wire)
Aug-28-23 08:08AM	5 Broker-Favored Stocks to Watch as Market Volatility Returns (Zacks)
Aug-25-23 01:45PM	Bread Financial 2022 ESG Report: A Message From President and CEO, Ralph Andretta (ACCESSWIRE)
Aug-24-23 09:50AM	Bread Financial Holdings (BFH) is a Top-Ranked Momentum Stock: Should You Buy? (Zacks)
Aug-23-23 01:15PM	Joyce St. Clair Appointed to Bread Financials Board of Directors (ACCESSWIRE)
Aug-15-23 08:09PM	Analyst Report: Bread Financial Holdings, Inc. (Morningstar Research)
09:30AM	Mastercard (MA) Plans to Buy Minority Stake in MTN Group (Zacks)
07:30AM	Bread Financial Provides Performance Update for July 2023 (Business Wire)
Aug-11-23 07:45PM	Morningstar \| A Weekly Summary of Stock Ideas and Developments in the Companies We Cover (Morningstar Research)
04:49PM	Analyst Report: Bread Financial Holdings, Inc. (Morningstar Research)
Aug-10-23 09:40AM	Why This 1 Value Stock Could Be a Great Addition to Your Portfolio (Zacks)
Aug-06-23 08:06AM	Just Three Days Till Bread Financial Holdings, Inc. (NYSE:BFH) Will Be Trading Ex-Dividend (Simply Wall St.)
Aug-02-23 07:52AM	Daily Vickers Top Buyers & Sellers for 08/02/2023 (Argus Research)
Jul-31-23 07:20AM	Market Digest: TEVA, BFH, BYD, CMS, CNC, EQR, FHI, ITGR, GD, INTC, IP, KLAC, MAS, MSFT, PCAR, RTX, WM (Argus Research)
Jul-29-23 09:02AM	With EPS Growth And More, Bread Financial Holdings (NYSE:BFH) Makes An Interesting Case (Simply Wall St.)
Jul-28-23 07:56PM	Analyst Report: Bread Financial Holdings, Inc. (Morningstar Research)
12:53PM	Bread Financial (BFH) Q2 Earnings Top, Revenues Miss Estimates (Zacks)
Jul-27-23 04:38PM	Analyst Report: Bread Financial Holdings, Inc. (Morningstar Research) +8.27%
10:30AM	Compared to Estimates, Bread Financial (BFH) Q2 Earnings: A Look at Key Metrics (Zacks)
09:55AM	Bread Financial Holdings (BFH) Q2 Earnings and Revenues Beat Estimates (Zacks)
08:47AM	Bread Financial: Q2 Earnings Snapshot (AP Finance)

Bread Financial Holdings, Inc. engages in the provision of payment, lending, and saving solutions. The firm also offers private label and co-brand credit cards and buy now, pay later products such as installment loans and split-pay offerings. The company was founded in 1996 and is headquartered in Columbus, OH.

Insider Trading	Relationship	Date	Transaction	Cost	#Shares	Value ($)	#Shares Total	SEC Form 4
Turtle Creek Asset Management	10% Owner	Jan 29 '24	Sale	35.67	45,000	1,605,247	293,092	Jan 29 09:18 PM
Turtle Creek Asset Management	10% Owner	Jan 26 '24	Sale	35.53	30,000	1,065,834	295,787	Jan 26 07:21 PM
Turtle Creek Asset Management	10% Owner	Jan 25 '24	Sale	32.23	30,000	966,977	297,583	Jan 26 07:21 PM
Turtle Creek Asset Management	10% Owner	Jan 24 '24	Sale	30.82	30,000	924,576	299,380	Jan 26 07:21 PM
Turtle Creek Asset Management	10% Owner	Jan 23 '24	Sale	31.12	30,000	933,480	301,176	Jan 23 07:52 PM
Turtle Creek Asset Management	10% Owner	Jan 22 '24	Sale	30.88	30,000	926,454	302,973	Jan 23 07:52 PM
Turtle Creek Asset Management	10% Owner	Jan 19 '24	Sale	29.86	30,000	895,810	304,769	Jan 23 07:52 PM
Turtle Creek Asset Management	10% Owner	Jan 18 '24	Sale	29.38	30,000	881,316	306,566	Jan 18 09:02 PM
Turtle Creek Asset Management	10% Owner	Jan 17 '24	Sale	30.20	30,000	906,069	308,363	Jan 18 09:02 PM
Turtle Creek Asset Management	10% Owner	Jan 16 '24	Sale	30.94	30,000	928,191	310,160	Jan 18 09:02 PM
Turtle Creek Asset Management	10% Owner	Jan 12 '24	Sale	31.77	25,000	794,147	311,957	Jan 12 07:57 PM
Turtle Creek Asset Management	10% Owner	Jan 11 '24	Sale	32.44	25,000	810,945	313,454	Jan 12 07:57 PM
Turtle Creek Asset Management	10% Owner	Jan 10 '24	Sale	32.46	25,000	811,585	314,951	Jan 12 07:57 PM
Turtle Creek Asset Management	10% Owner	Jan 09 '24	Sale	32.73	35,000	1,145,638	316,448	Jan 09 07:32 PM
Turtle Creek Asset Management	10% Owner	Jan 05 '24	Sale	32.40	25,000	810,038	318,544	Jan 09 07:32 PM
Turtle Creek Asset Management	10% Owner	Jan 04 '24	Sale	31.57	25,000	789,138	320,041	Jan 04 07:06 PM
Turtle Creek Asset Management	10% Owner	Jan 03 '24	Sale	32.06	25,000	801,390	321,538	Jan 04 07:06 PM
Turtle Creek Asset Management	10% Owner	Jan 02 '24	Sale	33.16	25,000	828,911	323,035	Jan 04 07:06 PM
Turtle Creek Asset Management	10% Owner	Dec 29 '23	Sale	33.10	10,000	331,022	324,532	Dec 29 05:37 PM
Turtle Creek Asset Management	10% Owner	Dec 28 '23	Sale	33.52	20,000	670,404	325,131	Dec 29 05:37 PM
Turtle Creek Asset Management	10% Owner	Dec 27 '23	Sale	33.55	20,000	671,048	326,329	Dec 29 05:37 PM
Turtle Creek Asset Management	10% Owner	Dec 22 '23	Sale	33.73	25,000	843,218	327,527	Dec 22 06:23 PM
Turtle Creek Asset Management	10% Owner	Dec 21 '23	Sale	33.84	25,000	846,093	329,024	Dec 22 06:23 PM
Turtle Creek Asset Management	10% Owner	Dec 20 '23	Sale	33.34	25,000	833,555	330,521	Dec 20 08:05 PM
Turtle Creek Asset Management	10% Owner	Dec 18 '23	Sale	33.24	21,000	698,124	332,018	Dec 20 08:05 PM
Turtle Creek Asset Management	10% Owner	Dec 15 '23	Sale	33.41	18,000	601,302	333,276	Dec 15 09:13 PM
Turtle Creek Asset Management	10% Owner	Dec 14 '23	Sale	34.44	18,000	620,001	334,354	Dec 15 09:13 PM
Turtle Creek Asset Management	10% Owner	Dec 13 '23	Sale	31.56	18,000	568,116	335,432	Dec 15 09:13 PM
Turtle Creek Asset Management	10% Owner	Dec 12 '23	Sale	31.75	20,000	635,026	336,510	Dec 12 07:53 PM
Turtle Creek Asset Management	10% Owner	Dec 11 '23	Sale	31.07	25,000	776,697	337,708	Dec 12 07:53 PM
Turtle Creek Asset Management	10% Owner	Dec 08 '23	Sale	30.87	25,000	771,628	339,205	Dec 12 07:53 PM
Turtle Creek Asset Management	10% Owner	Dec 07 '23	Sale	30.51	25,000	762,865	340,702	Dec 07 07:18 PM
Turtle Creek Asset Management	10% Owner	Dec 06 '23	Sale	29.65	30,000	889,377	342,199	Dec 07 07:18 PM
Turtle Creek Asset Management	10% Owner	Dec 05 '23	Sale	28.98	20,000	579,582	343,996	Dec 07 07:18 PM
BALLOU ROGER H	Director	Jul 31 '23	Buy	41.78	2,400	100,272	34,842	Aug 01 04:24 PM
Turtle Creek Asset Management	10% Owner	May 30 '23	Buy	29.89	400	11,954	5,016	Jun 01 06:25 PM
Turtle Creek Asset Management	10% Owner	May 24 '23	Buy	29.50	15,000	442,479	4,956,281	May 26 08:50 PM
Turtle Creek Asset Management	10% Owner	May 19 '23	Buy	29.74	5,850	173,966	4,942,624	May 19 09:30 PM
Turtle Creek Asset Management	10% Owner	May 18 '23	Buy	29.73	3,144	93,469	4,937,297	May 19 09:30 PM
Turtle Creek Asset Management	10% Owner	May 17 '23	Buy	29.69	103,950	3,086,452	4,934,434	May 19 09:30 PM
Turtle Creek Asset Management	10% Owner	May 16 '23	Buy	27.81	25,000	695,365	4,840,367	May 16 09:35 PM
Turtle Creek Asset Management	10% Owner	May 15 '23	Buy	27.91	113,973	3,180,781	4,818,842	May 16 09:35 PM
Turtle Creek Asset Management	10% Owner	May 12 '23	Buy	26.53	71,027	1,884,325	4,720,713	May 16 09:35 PM
Turtle Creek Asset Management	10% Owner	May 11 '23	Buy	26.17	50,000	1,308,630	4,659,559	May 11 09:30 PM
Turtle Creek Asset Management	10% Owner	May 10 '23	Buy	26.07	75,000	1,955,020	4,616,510	May 11 09:30 PM
Turtle Creek Asset Management	10% Owner	May 09 '23	Buy	26.07	65,000	1,694,624	4,551,936	May 11 09:30 PM
Turtle Creek Asset Management	10% Owner	May 08 '23	Buy	25.17	150,000	3,775,425	4,495,972	May 08 09:30 PM
Turtle Creek Asset Management	10% Owner	May 05 '23	Buy	24.82	73,907	1,834,497	4,366,824	May 08 09:30 PM
Turtle Creek Asset Management	10% Owner	May 04 '23	Buy	23.72	33,711	799,605	4,303,192	May 08 09:30 PM

open in yahoo | open in reuters | open in marketwatch | open in google | open in EDGAR

BFH

Bread Financial Holdings Inc

Upgrade your FINVIZ experience