Top Stock Reports for Apple, JPMorgan Chase & Visa

Friday, July 18, 2025

The Zacks Research Daily presents the best research output of our analyst team. Today's Research Daily features new research reports on 16 major stocks, including Apple Inc. (AAPL), JPMorgan Chase & Co. (JPM) and Visa Inc. (V). These research reports have been hand-picked from the roughly 70 reports published by our analyst team today.

You can see all of today’s research reports here >>>

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The daily 'Ahead of Wall Street' article is a must-read for all investors who would like to be ready for that day's trading action. The article comes out before the market opens, attempting to make sense of that morning's economic releases and how they will affect that day's market action. You can read this article for free on our home page and can actually sign up there to get an email notification as this article comes out each morning.

You can read today's AWS here >>> Pre-Markets Higher on Positive Q2 Earnings, Homebuilding Data

Today's Featured Research Reports

Apple’s shares have declined -5.8% over the past year against the Zacks Computer - Micro Computers industry’s decline of -5.9%. The company is witnessing weakness in iPhone sales, particularly in China, which is a concern. Increasing regulatory headwinds and tariffs are a concern for investors. 

Nevertheless, Apple is benefiting from strong growth in Services revenues. It now has more than 1 billion paid subscribers across its Services portfolio, more than double what it had four years ago. The expanding content portfolio of Apple TV+ and Apple Arcade helped in driving subscriber growth. 

Apple expects the June quarter’s (third-quarter fiscal 2025) revenues to grow low to mid-single digits on a year-over-year basis. Introduction of Apple Intelligence, an advanced personal intelligence system seamlessly integrated into iOS 18, iPadOS 18 and macOS Sequoia is helping Apple sell more of its devices, including iPhone. 

(You can read the full research report on Apple here >>>)

Shares of JPMorgan Chase have outperformed the Zacks Financial - Investment Bank industry over the past year (+41.6% vs. +40.7%). The company’s second-quarter 2025 results reflected solid capital markets performance and decent loan growth. The company's business expansion initiatives, moderate loan demand and relatively high interest rates will drive net interest income (NII) growth. 

Yet, the volatile nature of the capital markets business and high mortgage rates will hurt fee income growth. As the company invests in technology and marketing, operating expenses are expected to remain elevated. Weak asset quality due to a challenging macroeconomic environment is another concern. 

While a solid resurgence in deal-making activities is likely to take time, a solid pipeline and the company’s leadership position will drive the investment banking (IB) business. Its enhanced capital distributions seem sustainable.

(You can read the full research report on JPMorgan Chase here >>>)

Visa’s shares have outperformed the Zacks Financial Transaction Services industry over the past year (+32.3% vs. +26.2%). The company’s strong market position is underpinned by consistent volume-driven growth, acquisitions and technological leadership in digital payments. Expansion in cross-border volumes, rising digital transactions, and investments in AI and stablecoin infrastructure enhance its future prospects. 

A robust financial position with ample liquidity and shareholder returns further supports long-term growth. In 2Q FY25, processed transactions grew 9% year over year. However, Visa faces rising client incentives and expenses, which may weigh slightly on margins. 

The company expects high single- to low double-digit expense growth in fiscal 2025. Regulatory pressures and potential legislative changes pose additional risks to its fee structures. The stock’s premium valuation suggests limited near-term upside. As such, the stock warrants a cautious stance.

(You can read the full research report on Visa here >>>)

Other noteworthy reports we are featuring today include United Airlines Holdings, Inc. (UAL), CNH Industrial N.V. (CNH) and HealthEquity, Inc. (HQY).

Mark Vickery
Senior Editor

Note: Sheraz Mian heads the Zacks Equity Research department and is a well-regarded expert of aggregate earnings. He is frequently quoted in the print and electronic media and publishes the weekly Earnings Trends and Earnings Preview reports. If you want an email notification each time Sheraz publishes a new article, please click here>>>

Today's Must Read

Strong Services to Aid Apple (AAPL) Amid Tariff Headwinds

Buyouts, Rates, Solid IB Business & Loans Aid JPMorgan (JPM)

Visa (V) Rides On Cross Border Volume Growth, Expenses High

Featured Reports

United Airlines (UAL) Rides on Air Travel Demand, Labor Costs Ail
Per the Zacks Analyst, persistent travel demand and diversified revenues streams is aiding United Airlines' top-line growth. However, increased labor costs weigh on the bottom line.

Precision Tech to Aid CNH Industrial (CNH) Amid High Debt
Per the Zacks analyst, a strong position in the Precision Technology space is likely to support CNH's margins and market share gains. However, the rising debt level remains a concern.

HealthEquity (HQY) Gains on HSA Growth Amid Macro Challenges
Per the Zacks Analyst, HealthEquity's HSA-driven momentum and strong solvency position support its growth, though regulatory hurdles, competition and data security concerns remain key risks.

Five Below (FIVE) Focus on Pre-Teen Customers to Fuel Comps
Per the Zacks analyst, Five Below's impressive merchandise, focus on pre-teen customers & pricing strategy should drive comparable sales. The company expects Q2 comps to increase 7-9% year over year.

Chord Energy's (CHRD) Capital Discipline Drives Value
Per the Zacks analyst, CHRD offers strong cash returns and disciplined growth, but post-merger integration and regional risks may pressure performance.

Solid Demand Aids SL Green (SLG), High Interest Expenses Ail
Per the Zacks Analyst, SLG is set to gain from healthy leasing activity propelled by high demand for top-quality office properties and diverse tenant base. Yet, high interest expenses raise concern.

Product Refreshes Aid Sonos (SONO) Amid Weak Macro Backdrop
Per the Zacks analyst, Sonos is poised to gain from new product launches in the global audio market, while cautious consumer discretionary spending amid a weak macroeconomic environment is a woe.

New Upgrades

AI Tax Assist & Spruce are Key to H&R Block's (HRB) Growth
Per the Zacks analyst, the incorporation of AI Tax Assist in DIY tax preparation improves customer experience, boosting its revenues. Spruce enables efficient client acquisition and user engagement.

Robust Healthcare Programs Demand Benefits Adtalem (ATGE)
Per the Zacks analyst, Adtalem is gaining from robust market trends for healthcare education demand, reflecting enrollment growth. Also, favorable tuition rates and strategic business plans bode well.

Increasing Commercial and Defense Orders Drive Triumph Group (TGI)
Per the Zacks analyst, Triumph Group is likely to benefit from increasing orders from its diverse customer base including commercial airplane producers and various military organizations globally.

New Downgrades

Persistent Pricing Pressure Weighs on Dr. Reddy's (RDY) Growth
Per the Zacks Analyst, intense competition, falling generic prices and weak Emerging Markets sales continue to drag on Dr. Reddy's performance and outlook.

Jazz's (JAZZ) Sleep Disorder Franchise Under Pressure
While Jazz's efforts to diversify its top-line with oncology drugs is encouraging, the Zacks Analyst is concerned with the loss of orphan drug exclusivity for Xywav, set to expire in 2028.

Weak Advertising Demand Hurts SiriusXM's (SIRI) Prospects
Per the Zacks analyst, SiriusXM is suffering from sluggish advertising demand and lower subscriber growth due to coronavirus outbreak.

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This article originally published on Zacks Investment Research (zacks.com).

Zacks Investment Research