For the quarter ended June 2025, MidWestOne (MOFG) reported revenue of $60.23 million, up 4% over the same period last year. EPS came in at $0.49, compared to $0.45 in the year-ago quarter.
The reported revenue represents a surprise of +1.48% over the Zacks Consensus Estimate of $59.35 million. With the consensus EPS estimate being $0.77, the EPS surprise was -36.36%.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how MidWestOne performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Net Interest Margin: 3.5% versus 3.5% estimated by two analysts on average.
- Efficiency Ratio: 56.2% versus the two-analyst average estimate of 59.3%.
- Total Noninterest Income: $10.25 million versus the two-analyst average estimate of $10.59 million.
- Net Interest Income: $49.98 million compared to the $48.8 million average estimate based on two analysts.
View all Key Company Metrics for MidWestOne here>>>
Shares of MidWestOne have returned +7.6% over the past month versus the Zacks S&P 500 composite's +5.7% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.
Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report
MidWestOne Financial Group, Inc. (MOFG): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).
Zacks Investment Research
