For the quarter ended September 2025, MidWestOne (MOFG) reported revenue of $61.26 million, up 29.5% over the same period last year. EPS came in at $0.87, compared to $0.58 in the year-ago quarter.
The reported revenue compares to the Zacks Consensus Estimate of $61.65 million, representing a surprise of -0.63%. The company delivered an EPS surprise of +6.1%, with the consensus EPS estimate being $0.82.
While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how MidWestOne performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Net Interest Margin: 3.5% compared to the 3.6% average estimate based on two analysts.
- Efficiency Ratio: 58.2% versus the two-analyst average estimate of 58.3%.
- Total Noninterest Income: $10.25 million versus the two-analyst average estimate of $10.81 million.
- Net Interest Income: $51.01 million versus the two-analyst average estimate of $50.86 million.
View all Key Company Metrics for MidWestOne here>>>
Shares of MidWestOne have returned -1.3% over the past month versus the Zacks S&P 500 composite's +0.2% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.
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MidWestOne Financial Group, Inc. (MOFG): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).
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