Truist Lowers PT on Mastercard Incorporated (MA) from $640 to $612; Maintains 'Buy' Rating

Mastercard Incorporated (NYSE:MA) secures a place on our list of the 12 Best Ethical Companies to Invest in 2025.

Ahead of its Q2 earnings, Truist decreased its price target on Mastercard Incorporated (NYSE:MA) from $640 to $612, maintaining a ‘Buy’ rating, reflecting its continued confidence in the stock. While the Fintech sector has lagged behind the broader market’s 6% gain with just a 2% gain in 2025, the analyst anticipates growth ahead.

Stablecoins and crypto are gaining investor attention, and they will be discussed in the upcoming earnings calls, according to the analyst. With these discussions, companies are expected to explain how these digital assets could impact the payments landscape.

While the short-term outlook may seem shaky for Mastercard Incorporated (NYSE:MA), emerging innovations in the sector continue to attract investor interest.

Mastercard Incorporated (NYSE:MA), based in the U.S., offers transaction processing and other related products and services. It is one of the best ESG stocks.

While we acknowledge the potential of MA as an investment, we believe certain AI stocks offer greater upside potential and carry less downside risk. If you're looking for an extremely undervalued AI stock that also stands to benefit significantly from Trump-era tariffs and the onshoring trend, see our free report on the best short-term AI stock.

READ NEXT: 11 Most Undervalued Cloud Stocks Under $10 According to Hedge Funds and 11 Best Mineral Stocks to Buy According to Hedge Funds.

Disclosure: None.