For the quarter ended June 2025, Ameris Bancorp (ABCB) reported revenue of $301.65 million, representing no change compared to the same period last year. EPS came in at $1.59, compared to $1.17 in the year-ago quarter.
The reported revenue represents a surprise of +1.56% over the Zacks Consensus Estimate of $297.03 million. With the consensus EPS estimate being $1.35, the EPS surprise was +17.78%.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how Ameris Bancorp performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Net interest margin (TE): 3.8% versus 3.7% estimated by three analysts on average.
- Efficiency ratio: 51.6% compared to the 52.4% average estimate based on three analysts.
- Book value per share (period end): $57.02 versus $56.48 estimated by three analysts on average.
- Net charge-offs as a percent of average loans (annualized): 0.1% versus the two-analyst average estimate of 0.3%.
- Total non-performing assets: $97.26 million compared to the $123.23 million average estimate based on two analysts.
- Average Balances - Total Earning Assets: $24.77 billion versus the two-analyst average estimate of $24.72 billion.
- Net Interest Income (TE): $232.74 million versus the three-analyst average estimate of $224.51 million.
- Total Non-Interest Income: $68.91 million versus $72.49 million estimated by three analysts on average.
- Net Interest Income: $231.81 million versus $226.25 million estimated by two analysts on average.
View all Key Company Metrics for Ameris Bancorp here>>>
Shares of Ameris Bancorp have returned +2.3% over the past month versus the Zacks S&P 500 composite's +4.9% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.
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Ameris Bancorp (ABCB): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).
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