Ameris Bancorp (ABCB) reported $308.11 million in revenue for the quarter ended December 2025, representing a year-over-year increase of 6%. EPS of $1.59 for the same period compares to $1.38 a year ago.
The reported revenue compares to the Zacks Consensus Estimate of $308.67 million, representing a surprise of -0.18%. The company delivered an EPS surprise of +2.25%, with the consensus EPS estimate being $1.56.
While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how Ameris Bancorp performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Net interest margin (TE): 3.9% compared to the 3.8% average estimate based on three analysts.
- Efficiency ratio: 46.6% versus the three-analyst average estimate of 50.5%.
- Book value per share (period end): $59.92 versus $59.68 estimated by three analysts on average.
- Net charge-offs as a percent of average loans (annualized): 0.3% compared to the 0.2% average estimate based on two analysts.
- Total non-performing assets: $120.47 million versus the two-analyst average estimate of $114.45 million.
- Average Balances - Total Earning Assets: $25.4 billion compared to the $25.37 billion average estimate based on two analysts.
- Net Interest Income (TE): $246.29 million versus $239.71 million estimated by three analysts on average.
- Total Non-Interest Income: $61.83 million compared to the $68.95 million average estimate based on three analysts.
- Net Interest Income: $245.31 million versus the two-analyst average estimate of $239.84 million.
View all Key Company Metrics for Ameris Bancorp here>>>
Shares of Ameris Bancorp have returned +7.3% over the past month versus the Zacks S&P 500 composite's +0.8% change. The stock currently has a Zacks Rank #2 (Buy), indicating that it could outperform the broader market in the near term.
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Ameris Bancorp (ABCB): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).
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