For the quarter ended June 2025, HomeStreet (HMST) reported revenue of $48.97 million, up 14.1% over the same period last year. EPS came in at -$0.16, compared to -$0.23 in the year-ago quarter.
The reported revenue represents a surprise of +0.87% over the Zacks Consensus Estimate of $48.55 million. With the consensus EPS estimate being $0.05, the EPS surprise was -420%.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how HomeStreet performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Net Interest Margin: 1.9% compared to the 1.9% average estimate based on two analysts.
- Efficiency Ratio: 93.2% versus the two-analyst average estimate of 96.5%.
- Net Interest Income: $33.87 million versus $35.59 million estimated by two analysts on average.
- Net gain on loan origination and sale activities: $3.24 million versus the two-analyst average estimate of $3.54 million.
- Total noninterest income: $15.1 million versus the two-analyst average estimate of $12.75 million.
View all Key Company Metrics for HomeStreet here>>>
Shares of HomeStreet have returned +5% over the past month versus the Zacks S&P 500 composite's +4.9% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.
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HomeStreet, Inc. (HMST): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).
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