First Commonwealth Financial (FCF) reported $130.99 million in revenue for the quarter ended June 2025, representing a year-over-year increase of 9%. EPS of $0.38 for the same period compares to $0.36 a year ago.
The reported revenue represents a surprise of +5.09% over the Zacks Consensus Estimate of $124.65 million. With the consensus EPS estimate being $0.34, the EPS surprise was +11.76%.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how First Commonwealth Financial performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Core Efficiency Ratio: 54.1% compared to the 58.7% average estimate based on two analysts.
- Net interest margin (FTE): 3.8% versus the two-analyst average estimate of 3.7%.
- Total Interest-Earning Assets (FTE): $11.16 billion compared to the $11.08 billion average estimate based on two analysts.
- Gain on sale of mortgage loans: $1.84 million versus the two-analyst average estimate of $1.75 million.
- Total Non-Interest Income: $24.75 million compared to the $23 million average estimate based on two analysts.
View all Key Company Metrics for First Commonwealth Financial here>>>
Shares of First Commonwealth Financial have returned +0.5% over the past month versus the Zacks S&P 500 composite's +3.6% change. The stock currently has a Zacks Rank #2 (Buy), indicating that it could outperform the broader market in the near term.
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First Commonwealth Financial Corporation (FCF): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).
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