FCF

First Commonwealth Financial Corp

21.00

Oct 30 • 3:59 PM ET -0.02 (-0.10%)

21.00

Aftermarket • 7:30 PM ET 0.00 (0.00%)

Financial Banks - Regional USA Mid NYSE

Oct 30, 9:31 AMNo clear catalyst identified; FCF’s modest gain tracks regional-bank peers at Friday’s open

Peers: STBA NWBI FNB FFBC PRK PEBO UVSP CHCO MPB TMP

| Held by: IJR VTI IWM VB DFSV DFAT VBR AVUV VXF KRE

Scroll to Statements

Index	RUT
Market Cap	2.12B
Enterprise Value	-
Income	171.96M
Sales	743.91M
Book/sh	15.31
Cash/sh	-
Dividend Est.	0.56 (2.67%)
Dividend TTM	0.55 (2.62%)
Dividend Ex-Date	Nov 06, 2026
Dividend Gr. 3/5Y	4.74% 4.18%
Payout	36.36%
Employees	1522
IPO	Jun 10, 1992

P/E	12.44
Forward P/E	10.46
PEG	0.78
P/S	2.85
P/B	1.37
P/C	-
P/FCF	11.90
EV/EBITDA	-
EV/Sales	-
Quick Ratio	-
Current Ratio	0.03
Debt/Eq	0.19
LT Debt/Eq	0.08
Option/Short	Yes / Yes

EPS (ttm)	1.69
EPS next Y	2.01
EPS next Q	0.50
EPS this Y	19.92%
EPS next Y	13.86%
EPS next 5Y	13.42%
EPS past 3/5Y	2.52% 14.39%
Sales past 3/5Y	19.41% 12.85%
EPS Y/Y TTM	25.01%
Sales Y/Y TTM	3.76%
EPS Q/Q	13.84%
Sales Q/Q	0.44%
Earnings	Oct 27 AMC
EPS/Sales Surpr.	-1.55% 1.40%

Insider Own	1.81%
Insider Trans	-6.87%
Inst Own	79.49%
Inst Trans	1.59%
ROA	1.40%
ROE	11.37%
ROIC	10.71%
Gross Margin	-
Oper. Margin	28.82%
Profit Margin	23.12%
SMA20	2.61%
SMA50	1.31%
SMA200	8.03%
Trades

Shs Outstand	101.06M
Shs Float	99.23M
Short Float	4.35%
Short Ratio	4.95
Short Interest	4.31M
52W High	22.34 -6.01%
52W Low	15.00 40.00%
Volatility	1.89% 1.67%
ATR (14)	0.37
RSI (14)	57.64
Beta	0.72
Rel Volume	0.97
Avg Volume	872.11K
Volume	842,641

Perf Week	-0.47%
Perf Month	3.55%
Perf Quarter	-3.40%
Perf Half Y	13.76%
Perf YTD	24.56%
Perf Year	35.83%
Perf 3Y	72.27%
Perf 5Y	37.25%
Perf 10Y	107.92%
Recom	2.00
Target Price	23.93
Prev Close	21.02
Price	21.00
Change %	-0.10%

Consensus

Buy

Avg. Price Target

$23.93

Implied Upside

+14.0%

Analysts10incl. previous ratings

Rating Distribution5 Buy · 5 Hold · 0 Sell

Date	Action	Analyst	Rating Change	Price Target Change	Implied Upside
Sep 29, 2026	Initiated	DDA Davidson	Neutral	$24	+14.3%
Jan 07, 2026	Upgrade	RRaymond James	Mkt Perform → Outperform	$20	-4.8%
Dec 17, 2025	Resumed	PPiper Sandler	Overweight	$21	0.0%
Jul 29, 2024	Downgrade	JJanney	Buy → Neutral	$16 → $19	-9.5%
May 19, 2023	Upgrade	SStephens	Equal-Weight → Overweight	$14	-33.3%
Feb 21, 2023	Downgrade	RRaymond James	Outperform → Mkt Perform
Sep 29, 2022	Initiated	JJanney	Buy	$16	-23.8%
Aug 03, 2022	Downgrade	SStephens	Overweight → Equal-Weight	$15.50	-26.2%
Jul 07, 2022	Downgrade	RRaymond James	Outperform → Mkt Perform
Jan 27, 2022	Upgrade	RB. Riley Securities	Neutral → Buy	$16 → $19	-9.5%
Oct 28, 2021	Upgrade	RRBC Capital Mkts	Sector Perform → Outperform	$16 → $19	-9.5%
Jul 28, 2021	Resumed	KKeefe Bruyette	Mkt Perform	$16	-23.8%
Mar 31, 2021	Initiated	SStephens	Overweight	$16.50	-21.4%
Jan 11, 2021	Upgrade	DDA Davidson	Neutral → Buy
Nov 10, 2020	Downgrade	BBoenning & Scattergood	Outperform → Neutral
Nov 03, 2020	Reiterated	RB. Riley Securities	Neutral	$9 → $10	-52.4%
Sep 24, 2020	Initiated	BBoenning & Scattergood	Outperform	$10	-52.4%
May 13, 2020	Downgrade	RRBC Capital Mkts	Outperform → Sector Perform	$12 → $9	-57.1%
May 01, 2020	Downgrade	PPiper Sandler	Overweight → Neutral	$10	-52.4%
Mar 25, 2020	Downgrade	BB. Riley FBR	Buy → Neutral	$16 → $9	-57.1%

Oct-28-26 03:52PM	First Commonwealth Misses By A Penny As Higher Margin Guidance Runs Into Rising Credit Costs And A Tax-Aided Bottom Line (Earnings Whispers)
02:34PM	First Commonwealth Financial: Q3 Earnings Snapshot (Associated Press)
Oct-27-26 05:00PM	First Commonwealth Announces Third Quarter 2026 Earnings; Declares Quarterly Dividend and Announces Additional Share Repurchase Authorization (GlobeNewswire)
Oct-09-26 05:00PM	First Commonwealth to Host Third Quarter 2026 Earnings Release Conference Call and Webcast on Wednesday, October 28, 2026 (GlobeNewswire)
Jul-29-26 11:01PM	First Commonwealth Financial Corp (FCF) (Q2 2026) Earnings Call Highlights: Strong Loan Growth ... (GuruFocus.com)
05:13PM	Loading…
Jul-28-26 05:13PM	First Commonwealth Financial: Q2 Earnings Snapshot (Associated Press)
05:00PM	First Commonwealth Announces Second Quarter 2026 Earnings; Declares Quarterly Dividend and Announces Additional Share Repurchase Authorization (GlobeNewswire)
Jul-14-26 05:00PM	First Commonwealth to Host Second Quarter 2026 Earnings Release Conference Call and Webcast on Wednesday, July 29, 2026 (GlobeNewswire)
Apr-30-26 03:15AM	First Commonwealth Financial Corp (FCF) Q1 2026 Earnings Call Highlights: Strong Deposit Growth ... (GuruFocus.com)
Apr-28-26 07:14AM	First Commonwealth Financial: Q1 Earnings Snapshot (Associated Press)
07:00AM	First Commonwealth Announces First Quarter 2026 Earnings; Increases Quarterly Dividend (GlobeNewswire)
Apr-15-26 08:00AM	First Commonwealth Financial Corporation Appoints Ryan L. Gorney as Executive Vice President and Chief Information Officer (GlobeNewswire)
Apr-14-26 05:00PM	First Commonwealth to Host First Quarter 2026 Earnings Conference Call on Wednesday, April 29, 2026 (GlobeNewswire)
Feb-03-26 12:31AM	The Top 5 Analyst Questions From First Commonwealth Financial's Q4 Earnings Call (StockStory)
Jan-28-26 08:40PM	First Commonwealth Financial Q4 Earnings Call Highlights (MarketBeat)
08:00PM	Loading…
08:00PM	First Commonwealth Financial Corp (FCF) Q4 2025 Earnings Call Highlights: Strong Loan Growth ... (GuruFocus.com)
Jan-27-26 07:30PM	First Commonwealth Financial (FCF) Q4 Earnings: Taking a Look at Key Metrics Versus Estimates (Zacks)
06:10PM	First Commonwealth Financial (FCF) Beats Q4 Earnings and Revenue Estimates (Zacks)
05:17PM	First Commonwealth Financial: Q4 Earnings Snapshot (Associated Press Finance)
05:12PM	First Commonwealth Financial (NYSE:FCF) Exceeds Q4 CY2025 Expectations (StockStory)
05:00PM	First Commonwealth Announces Fourth Quarter and Full Year 2025 Earnings; Declares Quarterly Dividend, Increases Share Repurchase Authorization (GlobeNewswire)
Jan-25-26 10:03PM	First Commonwealth Financial (FCF) To Report Earnings Tomorrow: Here Is What To Expect (StockStory)
Jan-22-26 07:45AM	Atlantic Union (AUB) Q4 Earnings and Revenues Top Estimates (Zacks)
Jan-09-26 04:30PM	First Commonwealth to Host Fourth Quarter and Full-Year 2025 Earnings Conference Call on Wednesday, January 28, 2026 (GlobeNewswire)
Dec-18-25 06:45AM	First Commonwealth assumed with an Overweight at Piper Sandler (TipRanks)
Dec-11-25 11:01PM	3 Reasons to Avoid FCF and 1 Stock to Buy Instead (StockStory)
Dec-01-25 05:00PM	First Commonwealth Announces Share Repurchase Program (GlobeNewswire)
Nov-17-25 10:34PM	Q3 Earnings Roundup: First Commonwealth Financial (NYSE:FCF) And The Rest Of The Regional Banks Segment (StockStory)
Nov-16-25 10:37PM	Regional Banks Stocks Q3 Teardown: First Commonwealth Financial (NYSE:FCF) Vs The Rest (StockStory)
Nov-04-25 12:32AM	The Top 5 Analyst Questions From First Commonwealth Financial's Q3 Earnings Call (StockStory)
08:45AM	Loading…
Nov-03-25 08:45AM	First Commonwealth Financial Corporation Appoints Joseph V. DiVito Jr. to Board of Directors (GlobeNewswire)
Oct-30-25 03:58PM	First Commonwealth Financial Corp (FCF) Q3 2025 Earnings Call Highlights: Strong Loan Growth ... (GuruFocus.com)
09:10AM	3 Top Dividend Stocks to Maximize Your Retirement Income (Zacks)
Oct-29-25 08:11PM	FCF Q3 Deep Dive: Credit Issues and Margin Headwinds Weigh on Results (StockStory) -5.49%
Oct-28-25 07:00PM	Compared to Estimates, First Commonwealth Financial (FCF) Q3 Earnings: A Look at Key Metrics (Zacks)
06:10PM	First Commonwealth Financial (FCF) Lags Q3 Earnings Estimates (Zacks)
05:44PM	First Commonwealth Financial (NYSE:FCF) Posts Q3 Sales In Line With Estimates (StockStory)
05:11PM	First Commonwealth Financial: Q3 Earnings Snapshot (Associated Press Finance)
05:00PM	First Commonwealth Announces Third Quarter 2025 Earnings; Declares Quarterly Dividend (GlobeNewswire)
09:46AM	First Commonwealth Financial Corp (FCF) Q3 2025: Everything You Need To Know Ahead Of Earnings (GuruFocus.com)
Oct-27-25 09:34AM	Earnings To Watch: First Commonwealth Financial Corp (FCF) Reports Q3 2025 Result (GuruFocus.com)
Oct-26-25 11:01PM	First Commonwealth Financial (FCF) To Report Earnings Tomorrow: Here Is What To Expect (StockStory)
Oct-16-25 03:01PM	First Commonwealth Financial, First Busey, First BanCorp, First Bancorp, and Enterprise Financial Services Stocks Trade Down, What You Need To Know (StockStory) -5.48%
Oct-14-25 04:30PM	First Commonwealth to Host Third Quarter 2025 Earnings Conference Call on Wednesday, October 29, 2025 (GlobeNewswire)
03:55PM	First Commonwealth Financial, Frost Bank, Community Bank, Columbia Banking System, and Cathay General Bancorp Stocks Trade Up, What You Need To Know (StockStory)
Oct-13-25 11:45AM	First Commonwealth Financial (FCF) Could Be a Great Choice (Zacks)
Sep-25-25 11:45AM	Are You Looking for a High-Growth Dividend Stock? (Zacks)
Sep-23-25 05:13AM	New Strong Buy Stocks for September 23rd (Zacks)
03:47AM	Best Income Stocks to Buy for September 23rd (Zacks)
Sep-11-25 12:00PM	First Commonwealth Financial (FCF) Upgraded to Strong Buy: Here's Why (Zacks)
05:30AM	New Strong Buy Stocks for September 11th (Zacks)
03:48AM	Best Income Stocks to Buy for September 11th (Zacks)
Sep-09-25 11:45AM	Why First Commonwealth Financial (FCF) is a Great Dividend Stock Right Now (Zacks)
Aug-18-25 11:45AM	First Commonwealth Financial (FCF) Could Be a Great Choice (Zacks)
Aug-13-25 12:27AM	The Top 5 Analyst Questions From First Commonwealth Financial's Q2 Earnings Call (StockStory)
12:25AM	FCF Q2 Deep Dive: Margin Expansion and Loan Growth Drive Outperformance, Deposit Competition Looms (StockStory)
Aug-05-25 11:32PM	Winners And Losers Of Q2: First Commonwealth Financial (NYSE:FCF) Vs The Rest Of The Regional Banks Stocks (StockStory)
Aug-04-25 09:28AM	Best Income Stocks to Buy for August 4th (Zacks)
Aug-01-25 11:45AM	Are You Looking for a High-Growth Dividend Stock? (Zacks)
Jul-31-25 11:00PM	First Commonwealth Financial Corp (FCF) Q2 2025 Earnings Call Highlights: Surpassing ... (GuruFocus.com)
Jul-29-25 07:00PM	First Commonwealth Financial (FCF) Q2 Earnings: Taking a Look at Key Metrics Versus Estimates (Zacks)
06:19PM	First Commonwealth Financial (NYSE:FCF) Reports Strong Q2 (StockStory)
06:10PM	First Commonwealth Financial (FCF) Q2 Earnings and Revenues Beat Estimates (Zacks)
05:07PM	First Commonwealth Financial: Q2 Earnings Snapshot (Associated Press Finance)
05:00PM	First Commonwealth Announces Second Quarter 2025 Earnings; Declares Quarterly Dividend (GlobeNewswire)
09:45AM	First Commonwealth Financial Corp (FCF) Q2 2025 Earnings Report Preview: What To Expect (GuruFocus.com)
Jul-28-25 05:10PM	Capital Bancorp (CBNK) Misses Q2 Earnings and Revenue Estimates (Zacks)
09:29AM	First Commonwealth Financial Corp (FCF) Q2 2025 Earnings Report Preview: What to Expect (GuruFocus.com)
Jul-27-25 11:01PM	Earnings To Watch: First Commonwealth Financial (FCF) Reports Q2 Results Tomorrow (StockStory)
Jul-24-25 05:25PM	The Bancorp (TBBK) Surpasses Q2 Earnings Estimates (Zacks)
Jul-17-25 04:51AM	Best Value Stocks to Buy for July 17th (Zacks)
03:54AM	Best Income Stocks to Buy for July 17th (Zacks)
Jul-16-25 11:45AM	Why First Commonwealth Financial (FCF) is a Great Dividend Stock Right Now (Zacks)
Jul-11-25 12:00PM	First Commonwealth Financial (FCF) Upgraded to Strong Buy: Here's What You Should Know (Zacks)
Jul-09-25 05:00PM	First Commonwealth to Host Second Quarter 2025 Earnings Conference Call on Wednesday, July 30, 2025 (GlobeNewswire)
Jun-30-25 11:45AM	Why First Commonwealth Financial (FCF) is a Top Dividend Stock for Your Portfolio (Zacks)
Jun-24-25 02:02AM	FCF Q1 Deep Dive: Loan Growth, Deposit Discipline, and Tariff Uncertainty Shape Outlook (StockStory)
Jun-18-25 12:03AM	3 Reasons to Avoid FCF and 1 Stock to Buy Instead (StockStory)
Jun-12-25 11:45AM	First Commonwealth Financial (FCF) is a Top Dividend Stock Right Now: Should You Buy? (Zacks)
Jun-09-25 04:30PM	First Commonwealth Finalizes Conversion of Cincinnati's Former CenterBank (GlobeNewswire)
May-23-25 12:00PM	All You Need to Know About First Commonwealth Financial (FCF) Rating Upgrade to Buy (Zacks)
May-21-25 11:45AM	First Commonwealth Financial (FCF) Could Be a Great Choice (Zacks)
09:10AM	How to Maximize Your Retirement Portfolio with These Top-Ranked Dividend Stocks (Zacks)
May-13-25 09:10AM	3 Top-Ranked Dividend Stocks: A Smarter Way to Boost Your Retirement Income (Zacks)
May-05-25 11:45AM	Are You Looking for a High-Growth Dividend Stock? (Zacks)
09:10AM	Improve Your Retirement Income with These 3 Top-Ranked Dividend Stocks (Zacks)
May-03-25 01:26AM	Dividend Champion, Contender, And Challenger Highlights: Week Of May 4 (Seeking Alpha)
May-01-25 07:00AM	First Commonwealth Completes Acquisition of CenterGroup Financial, Inc. (GlobeNewswire)
05:25AM	Q1 2025 First Commonwealth Financial Corp Earnings Call (Thomson Reuters StreetEvents)
03:17AM	First Commonwealth Financial Corp (FCF) Q1 2025 Earnings Call Highlights: Navigating Growth ... (GuruFocus.com)
Apr-30-25 05:17PM	First Commonwealth Financial Corporation (FCF) Q1 2025 Earnings Call Transcript (Seeking Alpha)
Apr-29-25 09:30AM	First Commonwealth Financial (FCF) Reports Q1 Earnings: What Key Metrics Have to Say (Zacks)
08:25AM	First Commonwealth Financial (FCF) Meets Q1 Earnings Estimates (Zacks)
07:25AM	First Commonwealth Financial: Q1 Earnings Snapshot (Associated Press Finance)
07:00AM	First Commonwealth Announces First Quarter 2025 Earnings; Increases Quarterly Dividend (GlobeNewswire)
02:13AM	First Commonwealth Financial Corp (FCF) Q1 2025: Everything You Need To Know Ahead Of Earnings (GuruFocus.com)
Apr-24-25 06:10PM	Eastern Bankshares, Inc. (EBC) Beats Q1 Earnings Estimates (Zacks)
Apr-23-25 05:40PM	Univest (UVSP) Beats Q1 Earnings and Revenue Estimates (Zacks)
Apr-11-25 09:30PM	Oakmark International Fund Q1 2025 Commentary (Seeking Alpha)
Apr-10-25 05:00PM	First Commonwealth to Host First Quarter 2025 Earnings Conference Call on Wednesday, April 30, 2025 (GlobeNewswire)

Show Previous News

Insider Trading	Relationship	Date	Transaction	Cost	#Shares	Value ($)	#Shares Total	SEC Form 4
Reske James R	Officer	Oct 29 '26	Proposed Sale	20.34	9,001	183,080		Oct 19 05:07 PM
Reske James R	EVP/Chief Financial Officer	Oct 05 '26	Sale	20.52	2,072	42,512	70,988	Oct 06 11:05 AM
Reske James R	EVP/Chief Financial Officer	Sep 04 '26	Sale	21.25	2,072	44,031	73,060	Sep 04 06:03 PM
Lyon Lee E II	EVP / Chief Audit Executive	Aug 10 '26	Sale	21.46	25,000	536,581	32,739	Aug 10 03:53 PM
Grebenc Jane	Director	Aug 06 '26	Sale	21.70	15,000	325,454	143,975	Aug 10 03:48 PM
Reske James R	EVP/Chief Financial Officer	Aug 05 '26	Sale	21.85	2,072	45,271	75,132	Aug 06 12:23 PM
Grebenc Jane	Director	Aug 05 '26	Proposed Sale	21.95	15,000	329,250		Aug 05 02:11 PM
Lyon Lee E II	Officer	Aug 05 '26	Proposed Sale	21.53	25,000	538,250		Aug 04 01:02 PM
Reske James R	Officer	Aug 05 '26	Proposed Sale	20.83	15,217	316,970		Jul 23 10:10 AM
Reske James R	EVP/Chief Financial Officer	Jul 06 '26	Sale	20.50	2,072	42,485	77,204	Jul 07 01:50 PM
Montgomery Norman J	Officer	Jun 10 '26	Proposed Sale	19.18	11,267	216,101		Jun 09 04:42 PM
Reske James R	EVP/Chief Financial Officer	Jun 05 '26	Sale	18.93	2,072	39,225	79,276	Jun 08 04:13 PM
McCuen Michael P	EVP/Chief Banking Officer	Jun 04 '26	Sale	19.11	5,250	100,354	51,611	Jun 04 02:21 PM
McCuen Michael P	EVP/Chief Banking Officer	Jun 03 '26	Sale	18.58	5,250	97,545	56,861	Jun 04 02:21 PM
McCuen Michael P	Officer	May 29 '26	Proposed Sale	18.77	10,500	197,085		May 28 02:50 PM
Lyon Lee E II	EVP / Chief Audit Executive	May 18 '26	Sale	18.40	35,000	644,054	57,739	May 18 03:41 PM
Montgomery Norman J	Officer	May 15 '26	Proposed Sale	18.06	11,759	212,368		May 14 05:19 PM
Lyon Lee E II	Officer	May 18 '26	Proposed Sale	18.56	35,000	649,600		May 11 04:17 PM
Reske James R	EVP/Chief Financial Officer	May 05 '26	Sale	18.52	2,072	38,367	81,348	May 06 01:36 PM
BRICE TODD D	Director	May 04 '26	Buy	18.58	1,000	18,580	14,500	May 04 05:09 PM
Montgomery Norman J	EVP/Business Integration	Apr 30 '26	Sale	18.34	25,000	458,584	63,068	May 04 05:04 PM
Montgomery Norman J	EVP/Business Integration	May 01 '26	Sale	18.37	12,964	238,180	50,104	May 04 05:04 PM
Montgomery Norman J	Officer	Apr 30 '26	Proposed Sale	18.88	37,964	716,760		Apr 30 08:39 AM
Reske James R	Officer	May 05 '26	Proposed Sale	18.62	21,433	399,082		Apr 27 08:01 PM
Reske James R	EVP/Chief Financial Officer	Apr 06 '26	Sale	17.86	2,072	37,007	83,420	Apr 07 02:56 PM
Reske James R	EVP/Chief Financial Officer	Mar 05 '26	Sale	17.58	2,072	36,432	85,492	Mar 06 03:17 PM
Grebenc Jane	EVP/Chief Revenue Officer	Feb 06 '26	Sale	18.85	18,598	350,606	158,975	Feb 09 02:23 PM
Reske James R	EVP/Chief Financial Officer	Feb 05 '26	Sale	18.92	2,072	39,199	87,564	Feb 06 03:57 PM
Grebenc Jane	EVP/Chief Revenue Officer	Feb 05 '26	Sale	18.77	7,402	138,905	177,573	Feb 06 03:55 PM
Grebenc Jane	Officer	Feb 05 '26	Proposed Sale	18.59	26,000	483,340		Feb 04 04:36 PM
BRICE TODD D	Director	Feb 03 '26	Buy	18.23	1,000	18,230	13,500	Feb 03 02:44 PM
Reske James R	Officer	Feb 05 '26	Proposed Sale	17.53	27,649	484,687		Jan 28 10:14 AM
Reske James R	EVP/Chief Financial Officer	Jan 05 '26	Sale	16.74	2,072	34,689	80,311	Jan 06 02:09 PM
Reske James R	EVP/Chief Financial Officer	Dec 05 '25	Sale	16.52	1,965	32,465	82,383	Dec 08 02:27 PM
McCuen Michael P	EVP/Chief Banking Officer	Nov 21 '25	Buy	16.19	3,090	50,027	62,111	Nov 21 05:01 PM
Reske James R	EVP/Chief Financial Officer	Nov 07 '25	Sale	15.55	1,518	23,604	84,348	Nov 10 04:38 PM
BRICE TODD D	Director	Nov 03 '25	Buy	15.27	1,000	15,269	12,500	Nov 03 03:56 PM
Reske James R	Officer	Nov 07 '25	Proposed Sale	15.49	33,204	514,330		Oct 31 02:02 PM

First Commonwealth Financial Corp. is a holding company, which engages in the provision of consumer and commercial banking services. The firm is also involved in providing trust and wealth management services and offers insurance products. The company was founded on November 15, 1982 and is headquartered in Indiana, PA.

PresidentMr. Thomas Michael Price

Executive VPMr. James R. Reske CFA

Chief Banking OfficerMr. Michael P. McCuen

Chief Accounting Officer & Principal Accounting OfficerMr. Phillip J. Graves

Executive VP & Chief Information OfficerMr. Ryan Lysaght Gorney

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FCF

First Commonwealth Financial Corp

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