First Commonwealth Financial (FCF) reported $135.98 million in revenue for the quarter ended September 2025, representing a year-over-year increase of 12.2%. EPS of $0.39 for the same period compares to $0.31 a year ago.
The reported revenue represents a surprise of +0.13% over the Zacks Consensus Estimate of $135.8 million. With the consensus EPS estimate being $0.41, the EPS surprise was -4.88%.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how First Commonwealth Financial performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Core Efficiency Ratio: 52.3% versus the two-analyst average estimate of 53.9%.
- Net interest margin (FTE): 3.9% versus 3.9% estimated by two analysts on average.
- Total Interest-Earning Assets (FTE): $11.29 billion versus the two-analyst average estimate of $11.38 billion.
- Gain on sale of mortgage loans: $2.13 million versus the two-analyst average estimate of $1.95 million.
- Total Non-Interest Income: $24.86 million versus the two-analyst average estimate of $24.3 million.
View all Key Company Metrics for First Commonwealth Financial here>>>
Shares of First Commonwealth Financial have returned -4.8% over the past month versus the Zacks S&P 500 composite's +3.6% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.
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First Commonwealth Financial Corporation (FCF): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).
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