3 Brilliant Growth Stocks to Buy Now and Hold for the Long Term

Key Points

• Investing in growth stocks can be a great way to build wealth, but it requires patience, discipline, and a long-term outlook.

• Innovative companies that capture market share can yield substantial returns, but their stock prices tend to fluctuate more.

• Companies that have robust technology infrastructures and operate capital-light business models are great candidates for long-term growth.

• 10 stocks we like better than SoFi Technologies ›

Building long-term, sustainable wealth through the stock market requires patience, discipline, and the power of compounding. This is especially true when investing in growth stocks with strong potential over a multiyear horizon. These growth stocks can be volatile in the short term, but they often lead innovation and capture expanding markets, making them ideal for investors who can ride out the bumps.

Here are three growth stocks to consider scooping up today with the intention to buy and hold through what could be some short-term volatility.

Where to invest $1,000 right now? Our analyst team just revealed what they believe are the 10 best stocks to buy right now. Learn More »

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1. SoFi Technologies

SoFi Technologies (NASDAQ: SOFI) has evolved over the years from a student loan provider to a full-blown digital financial services provider. The company managed stellar growth over the past several years as it continues to add members and boost revenue at an impressive rate. A significant milestone for the company was its February 2022 acquisition of Golden Pacific Bancorp, which granted it a banking charter. With this, SoFi could take in deposits and hold more loans on its books, which helps it generate additional net interest income.

SoFi has also built out a strong technology stack, providing banking-as-a-service to non-bank fintechs. With investments in Galileo and Technysis, SoFi aims to differentiate itself from peers and be a bank that fintechs turn to when they want to offer financial products of their own. This tech-driven approach enables SoFi to rapidly innovate, build, and scale products, creating a digital one-stop shop for financial services. It also leads to operational and technology efficiencies, improving unit economics and lowering member acquisition costs.

In the second quarter, SoFi achieved a record adjusted net revenue of $858 million, marking a 44% year-over-year increase and its fastest growth rate in over two years. Total fee-based revenue across all businesses was $378 million, up 72%. On an annualized basis, fee-based revenue now exceeds $1.5 billion, reflecting a deliberate shift toward more capital-light revenue streams.

SoFi's strong financial results, strategic diversification into capital-light, fee-based revenue streams, and its integrated technology platform make it a compelling growth stock for long-term investors.

2. Interactive Brokers

Interactive Brokers (NASDAQ: IBKR) operates brokerage services with its trading platform, which caters specifically to tech-savvy investors. The company offers a wide range of products on its platform, including stocks, options, futures, currencies, bonds, mutual funds, exchange-traded funds (ETFs), event contracts, and cryptocurrencies.

What makes Interactive Brokers appealing is its industry-leading margins that surpass both traditional financial services and fintechs. In 2024, its adjusted pre-tax profit margin was 72%, which is a testament to its highly automated trading platform. It's able to do this because its senior management is primarily made up of software engineers whose focus is to automate and provide high-speed trade execution at a low commission.

In 2025' Q2, Interactive Brokers added 250,000 net new accounts, bringing the year-to-date total to over 528,000. Daily Average Revenue Trades reached 3.6 million per day in Q2 2025, a 49% increase from the prior year. As a result, earnings-per-share (EPS) growth was a solid 23.6%.

Given its low-cost structure advantage, stellar margins, and low commissions, Interactive Brokers has what it takes to continue its solid growth.

Rocket Mortgage

Rocket Mortgage (NYSE: RKT) provides mortgage loans and is known for its brand, digital-first model, and scale, which give it an advantage in acquiring and retaining customers compared to smaller peers. Rocket's online, app-based mortgage processing reduces friction in a traditionally complex process.

The company has committed to using artificial intelligence (AI)-powered tools to provide a seamless, AI-driven homeownership experience, integrating home search, mortgage origination, title and closing, and personal financial management. Its digital ecosystem positions it well to capture younger, tech-savvy borrowers.

Mortgage demand is cyclical. But, with interest rates expected to stabilize or decline in the coming years, Rocket could benefit from a rebound in purchase and refinancing activity. CEO Varun Krishna noted that nationwide home-price growth has halved year over year, from 6.9% to 3.4%, and home prices have come down in about 11 major markets, suggesting the market is starting to shift in favor of buyers.

If prices continue to fall or interest rates decline, it could be a great opportunity for buyers who have been on the sidelines. It could also present an opportunity for recent homebuyers to refinance loans if rates fall meaningfully from here.

In the recent quarter, refinance volume was a bright spot for Rocket, with home equity loans nearly doubling year over year. Analysts project the company will produce non-GAAP EPS of $0.22 this year and $0.68 next year.

Rocket operates a cyclical business, and that will continue to be a risk. However, it has navigated recent difficult times well and emerged stronger as a result. Its digital ecosystem, lead position in the mortgage space, and strong financial position make it a growth stock worth considering today.

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Courtney Carlsen has positions in SoFi Technologies. The Motley Fool has positions in and recommends Interactive Brokers Group. The Motley Fool recommends Rocket Companies and recommends the following options: long January 2027 $43.75 calls on Interactive Brokers Group and short January 2027 $46.25 calls on Interactive Brokers Group. The Motley Fool has a disclosure policy.