For the quarter ended September 2025, First Internet Bancorp (INBK) reported revenue of $32.81 million, down 2.9% over the same period last year. EPS came in at -$1.43, compared to $0.80 in the year-ago quarter.
The reported revenue compares to the Zacks Consensus Estimate of $44.1 million, representing a surprise of -25.61%. The company delivered an EPS surprise of -316.67%, with the consensus EPS estimate being $0.66.
While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how First Internet performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Net Interest Margin: 2% versus the two-analyst average estimate of 2.3%.
- Net Interest Income: $30.35 million versus the two-analyst average estimate of $31.42 million.
- Net Interest Income (FTE): $31.51 million compared to the $32.61 million average estimate based on two analysts.
View all Key Company Metrics for First Internet here>>>
Shares of First Internet have returned -9.6% over the past month versus the Zacks S&P 500 composite's +1.1% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.
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First Internet Bancorp (INBK): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).
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