For the quarter ended December 2025, First Internet Bancorp (INBK) reported revenue of $41.7 million, up 5.6% over the same period last year. EPS came in at $0.64, compared to $0.41 in the year-ago quarter.
The reported revenue represents a surprise of -2.58% over the Zacks Consensus Estimate of $42.8 million. With the consensus EPS estimate being $0.59, the EPS surprise was +9.4%.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how First Internet performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Net Interest Margin: 2.2% compared to the 2.4% average estimate based on two analysts.
- Net Interest Income (FTE): $31.48 million compared to the $33.08 million average estimate based on two analysts.
- Total noninterest income: $11.38 million compared to the $10.94 million average estimate based on two analysts.
- Net Interest Income: $30.32 million compared to the $31.89 million average estimate based on two analysts.
View all Key Company Metrics for First Internet here>>>
Shares of First Internet have returned +1.7% over the past month versus the Zacks S&P 500 composite's +0.8% change. The stock currently has a Zacks Rank #4 (Sell), indicating that it could underperform the broader market in the near term.
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First Internet Bancorp (INBK): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).
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