Origin Bancorp (OBK) reported $109.83 million in revenue for the quarter ended September 2025, representing a year-over-year increase of 21%. EPS of $0.27 for the same period compares to $0.60 a year ago.
The reported revenue compares to the Zacks Consensus Estimate of $103.95 million, representing a surprise of +5.66%. The company delivered an EPS surprise of -69.66%, with the consensus EPS estimate being $0.89.
While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how Origin Bancorp performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Average Balance - Total interest-earning assets: $9.16 billion versus $9.2 billion estimated by two analysts on average.
- Total nonperforming assets: $88.86 million compared to the $90.56 million average estimate based on two analysts.
- Net Interest Margin (NIM) - FTE: 3.7% versus the two-analyst average estimate of 3.7%.
- Net charge-offs to total average LHFI (annualized): 1.7% versus 0.2% estimated by two analysts on average.
- Total nonperforming LHFI: $88.28 million versus $88.09 million estimated by two analysts on average.
- Efficiency Ratio: 56.5% compared to the 61.1% average estimate based on two analysts.
- Total Noninterest Income: $26.13 million versus the two-analyst average estimate of $19.8 million.
- Net Interest Income: $83.7 million versus $84.16 million estimated by two analysts on average.
View all Key Company Metrics for Origin Bancorp here>>>
Shares of Origin Bancorp have returned -4% over the past month versus the Zacks S&P 500 composite's +1.1% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.
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Origin Bancorp, Inc. (OBK): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).
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