Sallie Mae (SLM) reported $372.98 million in revenue for the quarter ended September 2025, representing a year-over-year increase of 3.8%. EPS of $0.63 for the same period compares to -$0.23 a year ago.
The reported revenue represents a surprise of -0.76% over the Zacks Consensus Estimate of $375.85 million. With the consensus EPS estimate being $0.84, the EPS surprise was -25%.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how Sallie Mae performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Net Interest Margin: 5.2% versus the two-analyst average estimate of 5.1%.
- Net Interest Income: $372.98 million compared to the $375.85 million average estimate based on two analysts.
- Gains (losses) on sales of loans, net: $135.96 million versus $144.59 million estimated by two analysts on average.
- Other income: $31.87 million versus the two-analyst average estimate of $23.75 million.
- Total Non-Interest Income: $172.7 million versus the two-analyst average estimate of $168.34 million.
View all Key Company Metrics for Sallie Mae here>>>
Shares of Sallie Mae have returned -5.1% over the past month versus the Zacks S&P 500 composite's +0.2% change. The stock currently has a Zacks Rank #4 (Sell), indicating that it could underperform the broader market in the near term.
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SLM Corporation (SLM): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).
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