SLM

SLM Corp

21.76

Oct 22 • 3:59 PM ET -1.07 (-4.69%)

21.00

Aftermarket • 7:59 PM ET -0.76 (-3.49%)

Financial Credit Services USA Mid NASD

Oct 22, 7:38 PMSallie Mae cuts 2026 EPS guidance to $1.95–$2.05 amid record Q3 originations and new Sixth Street funding partnership

Peers: NAVI SOFI NNI ALLY BFH SYF OMF ENVA HAPN COF

| Held by: IJH AVUV VTI VB SDVY DFAT VBR VXF DFAS MDY

Scroll to Statements

Index	-
Market Cap	4.09B
Enterprise Value	5.39B
Income	720.58M
Sales	3.08B
Book/sh	11.83
Cash/sh	25.51
Dividend Est.	0.46 (2.11%)
Dividend TTM	0.52 (2.39%)
Dividend Ex-Date	Dec 04, 2026
Dividend Gr. 3/5Y	5.73% 34.08%
Payout	15.04%
Employees	1788
IPO	Sep 23, 1983

P/E	6.09
Forward P/E	6.68
PEG	2.66
P/S	1.33
P/B	1.84
P/C	0.85
P/FCF	-
EV/EBITDA	3.37
EV/Sales	1.75
Quick Ratio	14.47
Current Ratio	14.47
Debt/Eq	2.36
LT Debt/Eq	2.36
Option/Short	Yes / Yes

EPS (ttm)	3.57
EPS next Y	3.26
EPS next Q	0.84
EPS this Y	-18.66%
EPS next Y	15.75%
EPS next 5Y	2.51%
EPS past 3/5Y	25.26% 8.97%
Sales past 3/5Y	9.75% 6.50%
EPS Y/Y TTM	78.90%
Sales Y/Y TTM	4.76%
EPS Q/Q	-8.56%
Sales Q/Q	-2.76%
Earnings	Oct 22 AMC
EPS/Sales Surpr.	-211.44% -17.18%

Insider Own	2.15%
Insider Trans	0.00%
Inst Own	112.04%
Inst Trans	0.90%
ROA	2.53%
ROE	30.33%
ROIC	8.84%
Gross Margin	73.55%
Oper. Margin	42.43%
Profit Margin	23.39%
SMA20	-3.46%
SMA50	-11.70%
SMA200	-8.59%
Trades

Shs Outstand	187.95M
Shs Float	183.90M
Short Float	9.28%
Short Ratio	7.10
Short Interest	17.07M
52W High	31.06 -29.94%
52W Low	17.77 22.45%
Volatility	4.00% 3.01%
ATR (14)	0.74
RSI (14)	36.65
Beta	0.99
Rel Volume	3.42
Avg Volume	2.41M
Volume	7,912,569

Perf Week	-2.07%
Perf Month	-7.84%
Perf Quarter	-10.42%
Perf Half Y	-7.09%
Perf YTD	-19.59%
Perf Year	-19.41%
Perf 3Y	65.60%
Perf 5Y	17.62%
Perf 10Y	204.76%
Recom	1.91
Target Price	27.45
Prev Close	22.83
Price	21.76
Change %	-4.69%

Date	Action	Analyst	Rating Change	Price Target Change
Oct-12-26	Upgrade	Morgan Stanley	Equal-Weight → Overweight	$30
Jul-07-26	Downgrade	Barclays	Overweight → Equal Weight	$26
Mar-30-26	Upgrade	Compass Point	Sell → Neutral	$22
Jan-12-26	Downgrade	JP Morgan	Neutral → Underweight	$25
Dec-09-25	Downgrade	Morgan Stanley	Overweight → Equal-Weight	$31
Dec-09-25	Downgrade	Compass Point	Buy → Sell	$23
Oct-07-25	Downgrade	JP Morgan	Overweight → Neutral	$29
Aug-25-25	Resumed	Wells Fargo	Overweight	$38
Jul-11-25	Upgrade	JP Morgan	Neutral → Overweight	$38
Dec-09-24	Downgrade	Keefe Bruyette	Outperform → Mkt Perform	$27 → $30
Sep-25-24	Initiated	BofA Securities	Buy	$27
Jan-16-24	Upgrade	Citigroup	Neutral → Buy	$14 → $23
Jan-10-24	Initiated	Deutsche Bank	Buy	$25
Jan-04-24	Downgrade	JP Morgan	Overweight → Neutral	$18 → $20
Dec-08-23	Upgrade	Wells Fargo	Equal Weight → Overweight	$14 → $20
Nov-15-23	Initiated	Barclays	Overweight	$16
Nov-01-23	Initiated	TD Cowen	Outperform	$17.50
Apr-17-23	Upgrade	JP Morgan	Neutral → Overweight	$16 → $17
Apr-14-23	Upgrade	Compass Point	Neutral → Buy	$18
Apr-05-23	Upgrade	Morgan Stanley	Underweight → Overweight	$14 → $15

Show Previous Ratings

Oct-22-26 07:32PM	Sallie Mae Swings To A Q3 Loss And Slashes 2026 Guidance As Record Originations Collide With Credit And Funding Pressure (Earnings Whispers)
05:31PM	Sallie Mae Cuts Full-Year View After Logging Higher Charge-Offs (The Wall Street Journal)
04:46PM	Sallie Mae: Q3 Earnings Snapshot (Associated Press)
04:30PM	Sallie Mae Reports Third Quarter 2026 Financial Results (Business Wire)
Oct-20-26 04:30PM	Sallie Mae Declares Dividends on Preferred Stock Series B and Common Stock (Business Wire)
04:30PM	Loading…
Oct-13-26 04:30PM	Sallie Mae to Release Third-Quarter Financial Results (Business Wire)
Oct-01-26 06:00AM	Best CD rates today, Thursday, October 1, 2026: Lock in up to 4.40% APY with multiple term options (Yahoo Personal Finance)
Sep-30-26 04:59AM	FRC annual review finds continued improvement in corporate reporting (The Accountant)
Sep-29-26 10:00AM	The 2027-28 FAFSA Is Now Open: Students and Families Should File It As Soon As Possible to Maximize Financial Aid for College (Business Wire)
Sep-01-26 07:57PM	Solis Minerals starts maiden drilling at Cinto copper project targeting large porphyry system (Proactive)
Aug-24-26 06:00AM	Best CD rates today, Monday, August 24, 2026: Lock in up to 4.35% APY (Yahoo Personal Finance)
Aug-23-26 06:00AM	Best CD rates today, Sunday, August 23, 2026: Lock in up to 4.35% APY (Yahoo Personal Finance)
Aug-20-26 09:00PM	Solis Minerals targets rising lithium and copper demand with Brazil and Peru drilling (Proactive)
Aug-19-26 06:00AM	Best CD rates today, Wednesday, August 19, 2026: Earn up to 4.35% APY (Yahoo Personal Finance)
Aug-12-26 02:20PM	Will Trump accounts and grandparent 529s bring down the price of college in the future? (MarketWatch)
11:08AM	Loading…
11:08AM	How America Pays for College 2026 Finds Overwhelming Majority of Families Continue to View College as a Valuable Investment and More Than 8 in 10 Are Confident in How They Paid for It (Business Wire)
01:00AM	College costs for families up 10% from last year, poll finds (Higher Ed Dive)
Jul-27-26 06:00AM	Best CD rates today, Monday, July 27, 2026: Lock in up to 4.20% APY (Yahoo Personal Finance)
Jul-26-26 06:00AM	Best CD rates today, Sunday, July 26, 2026: Lock in up to 4.20% APY (Yahoo Personal Finance)
Jul-25-26 06:00AM	Best CD rates today, Saturday, July 25, 2026: Best account provides 4.20% APY (Yahoo Personal Finance)
Jul-24-26 01:01AM	SLM Corp (SLM) Q2 2026 Earnings Call Highlights: Navigating Growth Amidst Challenges (GuruFocus.com)
Jul-23-26 04:52PM	Sallie Mae: Q2 Earnings Snapshot (Associated Press)
04:30PM	Sallie Mae Reports Second Quarter 2026 Financial Results (Business Wire)
06:00AM	Best CD rates today, Thursday, July 23, 2026: Lock in up to 4.20% APY (Yahoo Personal Finance)
Jul-22-26 04:30PM	Sallie Mae Declares Dividends on Preferred Stock Series B and Common Stock (Business Wire)
06:00AM	Best CD rates today, Wednesday, July 22, 2026: Earn up to 4.20% APY (Yahoo Personal Finance)
Jul-21-26 06:00AM	Best CD rates today, Tuesday, July 21, 2026: Lock in up to 4.20% APY today (Yahoo Personal Finance)
Jul-09-26 04:30PM	Sallie Mae to Release Second-Quarter Financial Results (Business Wire)
Jul-01-26 09:30AM	Sallie Mae Selects Nova Credit's Income Navigator for Income Verification (Business Wire)
Jun-30-26 09:15AM	Sallie Mae Launches New Parent Loan to Help Families Cover College Costs (Business Wire)
02:00PM	Loading…
Jun-02-26 02:00PM	The Sallie Mae Fund Expands Scholarship Program for Students Pursuing Graduate Degrees (Business Wire)
May-29-26 01:03PM	Sallie Mae Co-President and CFO to Speak at 2026 Morgan Stanley US Financials Conference (Business Wire)
May-12-26 06:50PM	Sallie Mae Announces Final Results and Expiration of Tender Offer for Its 3.125% Senior Notes Due 2026 (Business Wire)
03:32PM	Sallie Mae Announces Pricing Terms of Tender Offer for Its 3.125% Senior Notes Due 2026 (Business Wire)
May-07-26 03:17PM	Sallie Mae Expands Access to Responsible Financing For Students Pursuing Graduate and Law Degrees (Business Wire)
09:00AM	SLM Corporation Prices Public Offering of Senior Notes (Business Wire)
May-06-26 08:55AM	Sallie Mae Announces Tender Offer for Its 3.125% Senior Notes Due 2026 (Business Wire)
May-05-26 11:30AM	New Sallie Mae and Ipsos Study Finds Overwhelming Majority of High School Students Plan to Continue Their Education After Graduation (Business Wire)
May-01-26 01:11PM	College Decision Day Is Here: What Students and Families Should Know About Paying for College (Business Wire)
Apr-30-26 09:00AM	The Sallie Mae Fund Commemorates Military Appreciation Month With $50,000 Contribution to Folds of Honor (Business Wire)
Apr-29-26 10:53AM	Scholly and Path Founder Files Whistleblower Lawsuit Against Sallie Mae, Alleging the Company Is Using a Shell Company to Sell Millions of Students' Data (PR Newswire)
Apr-27-26 04:15PM	Sallie Mae Announces Senior Leadership Appointments (Business Wire)
Apr-24-26 03:16AM	SLM Corp (SLM) Q1 2026 Earnings Call Highlights: Strong EPS Growth and Strategic Loan Sales ... (GuruFocus.com)
Apr-23-26 04:41PM	Sallie Mae: Q1 Earnings Snapshot (Associated Press)
04:30PM	Sallie Mae Reports First Quarter 2026 Financial Results and Raises Full-Year 2026 Diluted Earnings per Common Share Guidance (Business Wire)
Apr-22-26 04:30PM	Sallie Mae Declares Dividends on Preferred Stock Series B and Common Stock (Business Wire)
Apr-08-26 09:00AM	Sallie Mae to Release First-Quarter Financial Results (Business Wire)
Mar-17-26 09:30AM	Sallie Mae Expands Graduate Loan Options For Medical and Dental Students (Business Wire)
Mar-16-26 03:00PM	The Sallie Mae Fund Now Accepting Applications for Bridging the Dream Scholarship for High School Seniors (Business Wire)
Mar-10-26 01:44PM	Sallie Mae Enters $200M Accelerated Share Buyback Agreement (Zacks)
Mar-09-26 08:30AM	Sallie Mae Announces $200 million Accelerated Share Repurchase (Business Wire)
Mar-04-26 09:00AM	Sallie Mae CEO to Speak at 2026 RBC Capital Markets Global Financial Institutions Conference (Business Wire)
Mar-03-26 07:10PM	Sallie Mae Successfully Prices First Student Loan ABS of the Year (Business Wire)
Feb-27-26 01:00PM	Heard on the Street: Credit Fears Are Spreading to Consumer Lending (The Wall Street Journal) -12.35%
Feb-26-26 11:02PM	2 Reasons to Like SLM and 1 to Stay Skeptical (StockStory)
Feb-23-26 04:30PM	Sallie Mae Sets Date for Annual Meeting of Stockholders (Business Wire) -12.12%
Feb-11-26 07:35AM	SLM Eyes Next Growth Phase as Grad PLUS Reforms Fuel 12%-14% Origination Outlook (MarketBeat)
Feb-09-26 04:20AM	SLM Corporation Sued for Securities Law Violations - Contact the DJS Law Group to Discuss Your Rights - SLM (PR Newswire)
Feb-03-26 04:30PM	Sallie Mae CFO to Speak at Bank of America Securities 2026 Financial Services Conference (Business Wire)
Feb-02-26 02:00PM	Sallie Mae Names Steve Turner Chief Technology and Enablement Officer (Business Wire)
Jan-29-26 04:43AM	SLM Corporation Sued for Securities Law Violations - Contact the DJS Law Group to Discuss Your Rights - SLM (PR Newswire)
12:33AM	5 Revealing Analyst Questions From Sallie Mae's Q4 Earnings Call (StockStory)
Jan-26-26 02:53PM	JPMorgan Says You Should Sell This 1 Flying Car Stock Short Now (Barchart)
07:45AM	Company News for Jan 26, 2026 (Zacks)
Jan-24-26 08:55AM	Morning Movers: Nvidia up after report of potential China move on H200 chips (TipRanks)
Jan-23-26 12:05PM	Sallie Mae (SLM) Stock Trades Up, Here Is Why (StockStory)
10:01AM	SLM Q4 Deep Dive: Strategic Partnerships and Regulatory Changes Shape 2026 Outlook (StockStory)
09:00AM	Sallie Mae Tops Q4 Earnings on Y/Y Rise in NII & Non-Interest Income (Zacks)
12:02AM	SLM Corp (SLM) Q4 2025 Earnings Call Highlights: Strong Financial Performance Amid Strategic ... (GuruFocus.com)
Jan-22-26 07:46PM	SLM Q4 Earnings Call Highlights (MarketBeat)
06:30PM	Here's What Key Metrics Tell Us About Sallie Mae (SLM) Q4 Earnings (Zacks)
05:40PM	Sallie Mae (SLM) Q4 Earnings Surpass Estimates (Zacks)
05:17PM	Sallie Mae (NASDAQ:SLM) Exceeds Q4 CY2025 Expectations (StockStory)
04:41PM	Sallie Mae: Q4 Earnings Snapshot (Associated Press Finance)
04:30PM	Sallie Mae Reports Fourth Quarter and Full-Year 2025 Financial Results (Business Wire)
Jan-21-26 04:30PM	Sallie Mae Declares Dividends on Preferred Stock Series B and Common Stock (Business Wire)
05:34AM	Earnings To Watch: Sallie Mae (SLM) Reports Q4 Results Tomorrow (StockStory)
Jan-20-26 10:08PM	What To Expect From Sallie Mae's (SLM) Q4 Earnings (StockStory)
Jan-16-26 09:15AM	Unlocking Q4 Potential of Sallie Mae (SLM): Exploring Wall Street Estimates for Key Metrics (Zacks)
Jan-15-26 10:00AM	Sallie Mae (SLM) Earnings Expected to Grow: What to Know Ahead of Next Week's Release (Zacks)
Jan-14-26 08:53PM	Robbins LLP Urges Stockholders Who Lost Money Investing in SLM Corporation to Contact the Firm for Information About Their Rights Against SLM (PR Newswire)
02:35AM	SLM Corporation Sued for Securities Law Violations - Contact the DJS Law Group to Discuss Your Rights - SLM (PR Newswire)
Jan-12-26 11:15AM	Equity Indexes Recover Early Losses as Precious Metals Reach New Record Highs (Barchart)
09:57AM	Stocks Retreat on Concerns Over Fed Independence (Barchart)
09:00AM	Sallie Mae to Release Fourth-Quarter and Full-Year 2025 Financial Results (Business Wire)
Dec-30-25 11:01PM	2 Reasons We Love Sallie Mae (SLM) (StockStory)
Dec-29-25 02:34AM	SLM Corporation Sued for Securities Law Violations - Contact the DJS Law Group to Discuss Your Rights - SLM (PR Newswire)
Dec-24-25 10:31PM	Consumer Finance Stocks Q3 Results: Benchmarking Sallie Mae (NASDAQ:SLM) (StockStory)
Dec-23-25 08:00AM	SLM Corporation Sued for Securities Law Violations - Contact the DJS Law Group to Discuss Your Rights SLM (Business Wire)
Dec-19-25 06:45AM	Better Home & Finance Holding Company Welcomes Barry Feierstein as Chief Operating Officer (Business Wire)
Dec-12-25 05:38AM	Synchrony Financial Stock: Is SYF Outperforming the Financial Sector? (Barchart)
Dec-10-25 09:41AM	Synopsys upgraded, Warner Bros. downgraded: Wall Streets top analyst calls (TipRanks)
Dec-09-25 04:54PM	Biggest Market Movers Today, Dec. 9: WRBY, DYN, & More (Motley Fool) -14.96%
12:33PM	Sallie Mae Outlines Strategic Shift, Projects Higher Revenues & EPS (Zacks)
12:05PM	Ares to join the S&P 500, Sallie Mae stock plunges (Yahoo Finance Video)
11:20AM	Why Sallie Mae (SLM) Stock Is Trading Lower Today (StockStory)
09:37AM	Synopsys upgraded, Warner Bros. downgraded: Wall Street's top analyst calls (The Fly)
09:19AM	SLM stock tumbles after investor day reveals slower EPS growth (Investing.com)

Show Previous News

SLM Corp. engages in the provision and administration of education loans. Its services include private education loans, banking, college savings, and insurance services. The company was founded in 1972 and is headquartered in Newark, DE.

CEO & DirectorMr. Jonathan W. Witter

Co-PresidentMs. Kerri A. Palmer

Co-PresidentMr. Peter M. Graham CPA

Executive VP and Chief LegalMr. Nicolas Jafarieh

Executive VP and Chief Technology & Enablement OfficerMr. Steven A. Turner

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SLM

SLM Corp

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