Stock Yards Bancorp (SYBT) reported $101.6 million in revenue for the quarter ended September 2025, representing a year-over-year increase of 13.1%. EPS of $1.23 for the same period compares to $1.00 a year ago.
The reported revenue represents a surprise of +1.8% over the Zacks Consensus Estimate of $99.8 million. With the consensus EPS estimate being $1.15, the EPS surprise was +6.96%.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how Stock Yards performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Efficiency Ratio [%]: 53% compared to the 53.2% average estimate based on three analysts.
- Net Interest Margin [%]: 3.6% versus 3.5% estimated by three analysts on average.
- Net charge offs to average loans: 0% versus the two-analyst average estimate of 0.1%.
- Average Interest- Earning assets [$M]: $8.59 billion versus $8.53 billion estimated by two analysts on average.
- Total non-interest income: $24.48 million versus $23.97 million estimated by three analysts on average.
- Net Interest Income (FTE): $77.12 million versus $75.95 million estimated by two analysts on average.
- Net Interest Income: $77.04 million versus $75.75 million estimated by two analysts on average.
View all Key Company Metrics for Stock Yards here>>>
Shares of Stock Yards have returned -4.1% over the past month versus the Zacks S&P 500 composite's +3.8% change. The stock currently has a Zacks Rank #4 (Sell), indicating that it could underperform the broader market in the near term.
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Stock Yards Bancorp, Inc. (SYBT): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).
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