For the quarter ended September 2025, Alerus (ALRS) reported revenue of $73.2 million, up 43.8% over the same period last year. EPS came in at $0.66, compared to $0.26 in the year-ago quarter.
The reported revenue compares to the Zacks Consensus Estimate of $71.55 million, representing a surprise of +2.31%. The company delivered an EPS surprise of +11.86%, with the consensus EPS estimate being $0.59.
While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how Alerus performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Net charge-offs/(recoveries) to average loans: -0.2% versus the two-analyst average estimate of 0.1%.
- Efficiency ratio: 65.3% versus the two-analyst average estimate of 69.2%.
- Net interest margin, tax-equivalent: 3.5% versus 3.3% estimated by two analysts on average.
- Average Balance - Total interest earning assets: $4.97 billion compared to the $5 billion average estimate based on two analysts.
- Retirement and benefit services: $16.5 million versus the two-analyst average estimate of $16.05 million.
- Net interest income: $43.14 million versus the two-analyst average estimate of $40.73 million.
- Total Noninterest income: $29.43 million versus the two-analyst average estimate of $30.03 million.
- Wealth management: $6.56 million versus the two-analyst average estimate of $7.24 million.
- Service charges on deposit accounts: $0.7 million compared to the $1.18 million average estimate based on two analysts.
- Mortgage banking: $3.47 million versus the two-analyst average estimate of $3.05 million.
- Other: $2.23 million versus $2.01 million estimated by two analysts on average.
View all Key Company Metrics for Alerus here>>>
Shares of Alerus have returned -4% over the past month versus the Zacks S&P 500 composite's +3.6% change. The stock currently has a Zacks Rank #2 (Buy), indicating that it could outperform the broader market in the near term.
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Alerus Financial (ALRS): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).
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