Fifth Third Bancorp (FITB) reported $2.34 billion in revenue for the quarter ended December 2025, representing a year-over-year increase of 7.9%. EPS of $1.12 for the same period compares to $0.90 a year ago.
The reported revenue represents a surprise of +0.8% over the Zacks Consensus Estimate of $2.32 billion. With the consensus EPS estimate being $1.00, the company has not delivered EPS surprise.
While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how Fifth Third Bancorp performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Efficiency Ratio (FTE): 55.8% compared to the 54.5% average estimate based on six analysts.
- Net interest margin (FTE): 3.1% compared to the 3.1% average estimate based on six analysts.
- Net charge-off ratio (NCO ratio): 0.4% compared to the 0.4% average estimate based on five analysts.
- Book value per share: $30.18 compared to the $30.09 average estimate based on five analysts.
- Average Balance - Total interest-earning assets: $194.14 billion compared to the $194.87 billion average estimate based on four analysts.
- Return on average assets: 1.4% compared to the 1.3% average estimate based on four analysts.
- Tangible book value per share (including AOCI): $22.60 versus the four-analyst average estimate of $22.31.
- Return on average common equity: 14% versus 13% estimated by three analysts on average.
- Total nonperforming assets: $867 million versus the two-analyst average estimate of $843.25 million.
- Tangible common equity (including AOCI): 7.1% versus 7.5% estimated by two analysts on average.
- Total nonaccrual portfolio loans and leases: $767 million versus the two-analyst average estimate of $832.25 million.
- Regulatory Capital Ratios - Leverage: 9.4% versus the two-analyst average estimate of 9.4%.
View all Key Company Metrics for Fifth Third Bancorp here>>>
Shares of Fifth Third Bancorp have returned +2% over the past month versus the Zacks S&P 500 composite's +1.6% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.
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Fifth Third Bancorp (FITB): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).
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