For the quarter ended December 2025, Carter Bankshares, Inc. (CARE) reported revenue of $39.99 million, up 15.2% over the same period last year. EPS came in at $0.41, compared to $0.37 in the year-ago quarter.
The reported revenue compares to the Zacks Consensus Estimate of $41.02 million, representing a surprise of -2.52%. The company delivered an EPS surprise of +24.24%, with the consensus EPS estimate being $0.33.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how Carter Bankshares performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Efficiency Ratio: 77.8% versus 72.1% estimated by two analysts on average.
- Net Interest Margin: 2.9% versus 2.9% estimated by two analysts on average.
- Total Noninterest Income: $5.23 million versus $5.75 million estimated by two analysts on average.
View all Key Company Metrics for Carter Bankshares here>>>
Shares of Carter Bankshares have returned +1.3% over the past month versus the Zacks S&P 500 composite's +0.8% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.
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Carter Bankshares, Inc. (CARE): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).
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