Upstart Holdings, Inc. (UPST) closed at $38.58 in the latest trading session, marking a -2.8% move from the prior day. The stock's change was less than the S&P 500's daily loss of 0.84%. Meanwhile, the Dow experienced a drop of 0.34%, and the technology-dominated Nasdaq saw a decrease of 1.43%.
Shares of the company have depreciated by 21.72% over the course of the past month, underperforming the Finance sector's gain of 1.16%, and the S&P 500's gain of 1.8%.
The investment community will be paying close attention to the earnings performance of Upstart Holdings, Inc. in its upcoming release. The company is slated to reveal its earnings on February 10, 2026. The company is expected to report EPS of $0.47, up 80.77% from the prior-year quarter. Our most recent consensus estimate is calling for quarterly revenue of $288.47 million, up 31.74% from the year-ago period.
For the entire fiscal year, the Zacks Consensus Estimates are projecting earnings of $1.68 per share and a revenue of $1.04 billion, representing changes of +940% and 0%, respectively, from the prior year.
Investors might also notice recent changes to analyst estimates for Upstart Holdings, Inc. These revisions help to show the ever-changing nature of near-term business trends. Therefore, positive revisions in estimates convey analysts' confidence in the business performance and profit potential.
Based on our research, we believe these estimate revisions are directly related to near-term stock moves. We developed the Zacks Rank to capitalize on this phenomenon. Our system takes these estimate changes into account and delivers a clear, actionable rating model.
The Zacks Rank system, which ranges from #1 (Strong Buy) to #5 (Strong Sell), has an impressive outside-audited track record of outperformance, with #1 stocks generating an average annual return of +25% since 1988. Within the past 30 days, our consensus EPS projection remained stagnant. Upstart Holdings, Inc. is currently sporting a Zacks Rank of #3 (Hold).
With respect to valuation, Upstart Holdings, Inc. is currently being traded at a Forward P/E ratio of 15.01. This represents a premium compared to its industry average Forward P/E of 11.71.
The Financial - Miscellaneous Services industry is part of the Finance sector. This group has a Zacks Industry Rank of 86, putting it in the top 36% of all 250+ industries.
The Zacks Industry Rank gauges the strength of our individual industry groups by measuring the average Zacks Rank of the individual stocks within the groups. Our research shows that the top 50% rated industries outperform the bottom half by a factor of 2 to 1.
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Upstart Holdings, Inc. (UPST): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).
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