For the quarter ended December 2025, OneMain Holdings (OMF) reported revenue of $1.09 billion, up 8.3% over the same period last year. EPS came in at $1.59, compared to $1.16 in the year-ago quarter.
The reported revenue compares to the Zacks Consensus Estimate of $1.08 billion, representing a surprise of +1.56%. The company delivered an EPS surprise of +2.47%, with the consensus EPS estimate being $1.55.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how OneMain performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Net charge-off ratio (Consumer and Insurance Segment): 7.6% versus the two-analyst average estimate of 7.7%.
- Net Interest Income: $1.09 billion versus the three-analyst average estimate of $1.07 billion.
- Insurance: $113 million versus the three-analyst average estimate of $113.47 million.
- Investment: $22 million versus $25.58 million estimated by three analysts on average.
- Total other revenues: $193 million versus $199.35 million estimated by three analysts on average.
- Net interest income after provision for finance receivable losses: $551 million versus $535.65 million estimated by three analysts on average.
View all Key Company Metrics for OneMain here>>>
Shares of OneMain have returned -10.1% over the past month versus the Zacks S&P 500 composite's +0.5% change. The stock currently has a Zacks Rank #4 (Sell), indicating that it could underperform the broader market in the near term.
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OneMain Holdings, Inc. (OMF): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).
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