First Busey (BUSE) reported $124.95 million in revenue for the quarter ended March 2025, representing a year-over-year increase of 12.8%. EPS of $0.57 for the same period compares to $0.47 a year ago.
The reported revenue represents a surprise of -9.55% over the Zacks Consensus Estimate of $138.14 million. With the consensus EPS estimate being $0.53, the EPS surprise was +7.55%.
While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how First Busey performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Efficiency Ratio: 79.4% versus the three-analyst average estimate of 62.6%.
- Net Interest Margin: 3.2% compared to the 3.1% average estimate based on three analysts.
- Non-performing loans: $54.72 million versus $34.20 million estimated by two analysts on average.
- Average Balances - Interest-earning assets: $13.36 billion versus $13.16 billion estimated by two analysts on average.
- Total noninterest income: $21.22 million compared to the $36.56 million average estimate based on three analysts.
- Mortgage revenue: $0.33 million versus the three-analyst average estimate of $0.43 million.
- Fees for customer services: $8.13 million compared to the $8.48 million average estimate based on two analysts.
- Net Interest Income: $103.73 million compared to the $101.60 million average estimate based on two analysts.
- Payment technology solutions: $5.07 million versus $5.30 million estimated by two analysts on average.
- Tax-equivalent net interest income: $104.27 million versus the two-analyst average estimate of $101.22 million.
- Wealth management fees: $17.36 million versus the two-analyst average estimate of $17.41 million.
View all Key Company Metrics for First Busey here>>>
Shares of First Busey have returned -11.3% over the past month versus the Zacks S&P 500 composite's -8.9% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.
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First Busey Corporation (BUSE): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).
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